Amount of cash in checking account?

Money sitting in your checking account is wasted opportunity cost. It all depends on your situation. I follow the 50/30/20 rule to a certain extent.

Good link LINK

A shitload less in checking. Get a correlating HYSA and just transfer money over to checking when needed. Capital one has it super easy and it’s over 4 percent. No point in keeping a lot in checking, that’s idiotic.

As little as possible to cover known expenses.

Is this supposed to be some kind of subtle brag thread?

you can easily setup a brokerage account and put it in a MMF paying over 5%. it is fool proof.

can transfer anytime back to checking as needed.

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You should have just led with this since it appears that's the info you wanted everyone to know

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well, i have around 341k in two checking accounts myself right now.

one for business and one for personal. just sold some land but i am about to move it the hell out and get it to my MMF paying 5.2%.

NFW am i leaving any substantial amounts in my personal checking. business is different because i have to run payroll and make 401k contributions with that balance. Cannot drain that account until i see what my dividend distribution will be on my K-1 at year's end.

50ish.

I have 10 a month or so in expenses, so keeps me from moving thing too much

Way too easy to move/manage funds between checking and hysa or something else to keep anything remotely as much as that in checking unless you just like to feel strong when you check your balance ;). I think my hysa says 3-5 day for transfers and it’s usually there the next day.

I only keep in my checking account what I need to pay bills for the next two weeks, plus an extra $20 for unexpected expenses, plus any remainder under $5.