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re: Son finds out his mom messed up his credit and now he can't get a house

Posted on 4/16/24 at 12:15 am to
Posted by Volvagia
Fort Worth
Member since Mar 2006
52065 posts
Posted on 4/16/24 at 12:15 am to
quote:

If it isn't fake, he needs to press charges.


The stuff they are citing is outside the window of consideration.


You can have a horrific history and perfect credit as long as the bad stuff is outside of the 7 year window (think the fact of a bankruptcy stays 10 years).

The stuff being citied are so old it wouldn’t be on a credit report.
Posted by bad93ex
Walnut Cove
Member since Sep 2018
28514 posts
Posted on 4/16/24 at 6:15 am to
quote:

The stuff they are citing is outside the window of consideration.


You can have a horrific history and perfect credit as long as the bad stuff is outside of the 7 year window (think the fact of a bankruptcy stays 10 years).

The stuff being citied are so old it wouldn’t be on a credit report.


Also, why would you need a lawyer to give you your credit report? Credit Karma is free and you're allowed to obtain one free report a year as well.
Posted by imjustafatkid
Alabama
Member since Dec 2011
53203 posts
Posted on 4/16/24 at 2:05 pm to
quote:

The stuff they are citing is outside the window of consideration.


You can have a horrific history and perfect credit as long as the bad stuff is outside of the 7 year window (think the fact of a bankruptcy stays 10 years).

The stuff being citied are so old it wouldn’t be on a credit report.


I guess I should have listened more intently. I saw the hair on the "lawyer" and couldn't focus on much else.
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