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I’m officially back where I started when Biden took office
Posted on 6/13/23 at 5:58 pm
Posted on 6/13/23 at 5:58 pm
My retirement account is right back where it was the day Biden took the oath of office. Problem is, I’ve contributed nearly $20,000 since then
Posted on 6/13/23 at 6:16 pm to TDsngumbo
You should consider just buying S&P index..
Posted on 6/13/23 at 6:17 pm to TDsngumbo
quote:What'd you do to screw it up so badly?
I’m officially back where I started when Biden took office
My retirement account is right back where it was the day Biden took the oath of office. Problem is, I’ve contributed nearly $20,000 since then
Posted on 6/13/23 at 6:18 pm to TDsngumbo
I just don't look anymore. I'll be up 10k, down 5k, down 15k, then back up 25k. Nothing makes sense anymore.
Posted on 6/13/23 at 6:28 pm to TDsngumbo
quote:
My retirement account is right back where it was the day Biden took the oath of office. Problem is, I’ve contributed nearly $20,000 since then
That’s crazy. Mine is way up. Maybe stick with index investing.
This post was edited on 6/13/23 at 6:28 pm
Posted on 6/13/23 at 7:23 pm to TDsngumbo
quote:
Problem is, I’ve contributed nearly $20,000 since then.
I mean no offense, but I don’t think that’s “the problem”.
Posted on 6/13/23 at 7:36 pm to TDsngumbo
LGB FJB
Posted on 6/13/23 at 8:16 pm to TDsngumbo
That’s the good news. The bad news is that a dollar is worth about 75% of what it was worth when that clown was installed.
Posted on 6/13/23 at 9:43 pm to TDsngumbo
I’m getting close, only problem with mine was I have a good chunk of Netflix and it was up to 700 at one point but now going back up
Posted on 6/14/23 at 7:32 am to TDsngumbo
What are you invested in?
Posted on 6/14/23 at 2:18 pm to TDsngumbo
quote:
My retirement account is right back where it was the day Biden took the oath of office. Problem is, I’ve contributed nearly $20,000 since then
You only deposited $20K in 2 1/2 years?
Posted on 6/14/23 at 3:07 pm to TDsngumbo
We must have very similar holdings.
I'm in all index funds by the way.
I'm in all index funds by the way.
This post was edited on 6/14/23 at 3:17 pm
Posted on 6/14/23 at 3:51 pm to TDsngumbo
I'm still down quite a bit. My 401k is -1.6% YTD from January 1st and over -8% since Covid.
Posted on 6/14/23 at 6:16 pm to TDsngumbo
Then you are doing it wrong. I have been positive for a while. Not blowing the doors down, but not negative.
Posted on 6/15/23 at 11:02 am to TDsngumbo
Edit: redoing math because I fricked up the dates…
This post was edited on 6/15/23 at 11:06 am
Posted on 6/16/23 at 8:22 am to TDsngumbo
Me too. I went from a bunch of index type funds to a managed portfolio hedging against a recession. An important note is that most of the recent gains are based on a handful of funds.
Posted on 6/19/23 at 4:10 pm to TDsngumbo
quote:
I’ve contributed nearly $20,000 since then
Isn't that what dollar cost averaging is all about?
Posted on 6/19/23 at 5:01 pm to TDsngumbo
quote:If you had invested 100% in an S&P 500 index (SPY, VOO) and reinvested dividends at the beginning of 2021, but didn’t even contribute a single cent since then, you should be up by about 22%. Even if you were much more conservative, you should be up, without any additional investing.
My retirement account is right back where it was the day Biden took the oath of office. Problem is, I’ve contributed nearly $20,000 since then
Posted on 6/19/23 at 10:41 pm to TDsngumbo
Give it time it will be wiped out soon
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