re: German Shepherds as Pets (with cats, small dogs, and kids)

quote:

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How does the insurance agency know that he bought a dog?

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When you apply for most homeowner's policies, the form specifically asks if you have a dog and the breed of the dog. They also tell you that you have an affirmative duty to tell them when you get a dog. If you do not have a dog on record and the dog does something that causes damage (like bites someone), insurance will not cover it. And, some will not cover you at all if you have certain types of dogs. Some even have something akin to a "one-bite rule." You just have to check to make sure.


Nerd Wallet on Pitbulls and other "dangerous breeds"....