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Occupation:Financial Advisor
Number of Posts:22
Registered on:8/28/2013
Online Status:Not Online

Recent Posts

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re: Metal Building for Camp - rjt
Land based camp off of paved road. But I guess everything south of Houma could be considered marsh, so yes. :-)...
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Metal Building for Camp - rjt
Would anyone who's built out the interior of a steel framed metal building share their experience with it? Looking at all options for building a 1500 sq/ft camp on pilings. Wondering if the steel building route is cheaper or about the same in the end. Also, are there any moisture/mold issues you ...
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re: Four Point/Dulac - rjt
We've certainly had a time trying to figure what camps are actually worth and then what to offer. We were hoping prices would drop if the oil market continues to take it's toll, but that doesn't seem to be happening yet. Seems like anything, no matter the condition, if it's on the water, is sky hi...
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re: Four Point/Dulac - rjt
At low tide, can you navigate an offshore boat through Sweetwater pond to get to the ship channel instead of going down four point bayou and idling the whole way? ...
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re: Four Point/Dulac - rjt
I figured the locks would have that affect. I guess the question is how often will they close the locks and how often are camp owners cleaning up after flooding? Do you think a camp 12 to 13 feet off the ground would be flooded during a hurricane? If you were buying a camp right now, knowing what ...
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Four Point/Dulac - rjt
Need some advice. Looking at buying a camp on Four Point Rd. in Dulac. Have looked at Cocodrie, Theriot (Dularge) and Montegut. Four Point seems like the perfect spot if you want to be someone near all of the above locations. If anyone has any positive/negative comments about Four Point, I'd love...
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re: Custom boat build - rjt
As far as budget, I was hoping to have it built for $10k or less. Note: that's just the boat with no rigging of any kind, no motor or trailer. I think reds is right, it's probably a waste of time but just want to explore all options. Didn't know if anyone attempted it before. Love the Gravois bo...
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Custom boat build - rjt
I'm looking at buying a new or used bay boat. Would prefer an aluminum. It's been extremely difficult finding a used aluminum boat that fits what I'm looking for. My question is, would there be any savings if I had a boat built (just the boat) and then I rigged everything myself? Ex. all wiring, ...
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re: American Funds Family - rjt
You would be hard pressed to beat American Funds. Even with A shares. Yes it's not pretty initially but in the long run the dreaded "load" won't make any difference. Run a 10 year comparison with an Am Funds A shares against a low cost Vanguard. You'll be surprised. You could also consider C sh...
Posted on Money Talk
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re: Best Education Saving Option - rjt
I would look at the Louisiana START Savings Account. It's LA's state sponsored 529. They match a portion of your contribution, depending on your income. And of course it's tax free for education. They use Vanguard Funds which I'm not crazy about but no other 529 is going to match your contributi...
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re: Cypress Lumber - rjt
I'm in Zachary. I'll definitely give Netterville a call....
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Cypress Lumber - rjt
Is it possible to get dried cypress lumber larger than 2 by? Such as 10x10, 12x12 etc? Seems like I can only find it green. I'd like to not have to laminate 2 by lumber if possible. Thanks for the help!!!!! :usa:...
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youth rifle - rjt
Looking for a rifle in a youth model for my 9 yr old daughter. Was going to go with a .243 but not sure about the make. Looked at the Savage Axis. Anybody have any experience with the Savage? Any other suggestions? Thanks!!...
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re: Ankle Holster - rjt
Thanks!...
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Ankle Holster - rjt
Anybody use an ankle holster for concealed carry? Need to conceal S&W bodyguard 380 while wearing jeans and dress pants. Any body have a good review of one?...
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re: Standard fee arrangement for investment manager - rjt
If it's a fee based account, most advisors will charge 1-1.5%. Most don't charge flat fees, with the exception of an IRA fee($40). Usually you'll get a discount at $1.5-2M. ;-)...
Posted on Money Talk
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re: Budgetary allocation: Retirement vs Debt - rjt
I would pay down the debt and get that beast off your back. Unless the law changes in the future, you can still put into a Roth IRA no matter your income. You just have to do a "backdoor" Roth IRA....
Posted on Money Talk
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re: Need Sub Contractors - rjt
I know Tommy. I didn't know he did residential. I'll give him a call. Thanks for the suggestion. I won't be GC. Just trying to make sure I'm getting the best bid from my GC. Most banks in Zachary will allow you to be GC/borrower. Guaranty and Bank of Zachary....
Posted on Money Talk
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re: Need Sub Contractors - rjt
Said house will be built in Zachary....
Posted on Money Talk
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Need Sub Contractors - rjt
I'm trying to price out a new house I'm building. Can anyone recommend a quality (not to pricy) brick layer, roofer and painter. Many thanks!!...
Posted on Money Talk
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