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Location:New Orleans
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Occupation:Law Student
Number of Posts:41
Registered on:7/30/2012
Online Status:Not Online

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re: Separation Anxiety in a Dog

Posted by GeauxGriffin on 9/27/17 at 1:04 pm
We had this issue. The first time we left our rescue poodle mix home alone, she chewed through a bathroom door and ripped down all of the house blinds. She also would lick her paws incessantly and work herself up to the point where she would become severely dehydrated. She also went through a stretc...

re: Auto Finance Question

Posted by GeauxGriffin on 3/25/14 at 12:45 pm
[quote]I know people who own cars that have a list price more than their annual salary. [/quote] :casty: My fiancee said I looked seasick the entire time :lol: I hate spending money on cars. There's a reason I've driven the car my dad bought me 12 years ago when I was still in high school...

re: Auto Finance Question

Posted by GeauxGriffin on 3/25/14 at 12:35 pm
[quote]How much are you saving overall? [/quote] $480 :lol: If you count not getting the extended warranty, that's another $2k or so (from what they were trying to quote it at) I figured I didn't need it since I got an emergency fund, for well, emergencies, plus they seem to rarely make se...

re: Auto Finance Question

Posted by GeauxGriffin on 3/25/14 at 10:01 am
[quote]Once you sign, that's it. What don't folks understand about that? [/quote] Because it isn't true? Redid the paperwork at my new lower rate :nana: [quote]Did they ask for written proof of the lower rate from a competitor? [/quote] No. They didn't ask for any proof. So next time...

re: Auto Finance Question

Posted by GeauxGriffin on 3/24/14 at 12:18 pm
[quote]You got a better rate because they lose money if you seek out direct financing. This way they still probably get a flat on whatever you finance vs getting nothing. [/quote] Ya, I know there is nothing altruistic about it. But its nice I turned a mistake into a "win" here for myself. The...

re: Auto Finance Question

Posted by GeauxGriffin on 3/24/14 at 11:19 am
Called and told them the rate I got. They came back in with an even lower rate. I've learned a lot during this process. One, LIE, you might get a better rate :lol: Two, I'm going to get an even better deal the next time I buy a car. Thanks for the help guys....

re: Auto Finance Question

Posted by GeauxGriffin on 3/23/14 at 9:24 pm
Financing is through Capital One. Bank that came out way ahead was Chase. Really disappointed that USAA gave me the worst rate by far as I really like them. Thanks for sharing your experience. Making me feel better....

re: Auto Finance Question

Posted by GeauxGriffin on 3/23/14 at 12:42 pm
[quote]You may be able to call the dealer and ask them to resign paperwork at this lender you prefer. Doubtful the submitted the contract yet. [/quote] Ya, that's the kind of thing my common sense thought was possible, but wanted to confirm it before I started calling the dealership and all that...

re: Auto Finance Question

Posted by GeauxGriffin on 3/23/14 at 12:15 pm
[quote]Check with your current lender to ensure there is no pre-payment penalty if you decide to refinance elsewhere. [/quote] Ya, my question here is, am I already in "refinance land?" Is the financing 100% already accepted? Its been literally 24 hours since the car has driven off the lot....

Auto Finance Question

Posted by GeauxGriffin on 3/23/14 at 11:50 am
Quirky scenario here: Purchased used car at dealer, which got a slightly better rate than I had been able to find through banks. However, the day after purchase, a bank came in with an unexpectedly lower rate(I had shopped my auto loan around and was getting the same every where). The differ...

re: Just got screwed

Posted by GeauxGriffin on 11/18/13 at 10:40 pm
I hate how PI is called/not called at the end of games. That play is most likely called the other way 99.9% of plays or 59 minutes and 45 seconds, but when its the last play the rulebook is tossed out. PI doesn't exist (except the occasional oddity) on the last play....