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Number of Posts:135
Registered on:6/9/2012
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re: Is BP a no brainer? - RJSambola
With no capital appreciation it is a 6.75% annual return compounding quarterly. I think the are strong enough to maintain their dividends(no specific metric to point to)....
Posted on Money Talk
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re: Credit Score Drop - RJSambola
Exactly that. The report pulls on a certain day of the month. If you aren't shopping for a loan i would wait until the last day to pay (maximize your 0.0% loan term). When it comes time to shop for a loan pay it 3 or 4 days before the reporting date....
Posted on Money Talk
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re: Everyday credit card help please - RJSambola
I use the citi double cash. Honestly a card is a card unless you are looking for some special perk. ...
Posted on Money Talk
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re: What is the best wealth building strategy out there? - RJSambola
I've heard BOIL has become predictable. Seems like a good way to build wealth. Seriously though, real estate has to be it. But early on a string of bad renters will kill you, especially in a state with heavy tenant protection laws....
Posted on Money Talk
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re: Spinach leaf transformed into beating human heart tissue - RJSambola
Yeah ever since maga ruined flint's water it's been all downhill...
Posted on O-T Lounge
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re: Tigerdroppings abbreviations/acronyms/slang. - RJSambola
DE is clearly Trindon Holliday......
Posted on O-T Lounge
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re: Top Dividend stocks for 2017? - RJSambola
T Rdsa Bp F C Main But that's just because I took positions jan of last year....
Posted on Money Talk
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re: Should I contribute to Roth or Traditional? - RJSambola
The future tax savings will definitely be more than 1700. The numbers are much closer if you take the 1700 and put it into the tIRA over the lifetime....
Posted on Money Talk
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re: Best way to payoff mortgage early? - RJSambola
This is one of those things that rationally makes sense, but emotionally the thought of having the biggest debt albatross of your life removed from your neck makes it hard to justify taking it to term. I know better, i know i know better, but i still can't stop myself from paying extra towards it...
Posted on Money Talk
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re: Investment in Bond Fund - RJSambola
I use pff as my preferred shares etf. Yield around 5.5% my concern is capital depreciation in a rising interest rate market....
Posted on Money Talk
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re: What to do with end of year bonus - RJSambola
Why does he need 2 pools. My thought is after you have your emergency fund it depends on your debt tolerance. There is a certain peice of mind knowing that you don't owe anyone. But is that worth missing out on time in the market? But if you don't continue to take on more debt you could double...
Posted on Money Talk
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re: First week of the new year = Maxing out Roth IRA week - RJSambola
Dollar cost averaging. You buy in rounds. Keeps you from going all in at a peak. Also keeps you frm going all in in a valley. ...
Posted on Money Talk
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re: Roth IRA - Question about contributions - RJSambola
Typically just a money market type fund with a small interest rate...
Posted on Money Talk
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re: Roth IRA - Question about contributions - RJSambola
Yes you can. I always make mine early in the year to get the extra time...
Posted on Money Talk
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re: Fellow Landlords...Ever hear of an ESA? - RJSambola
I have no clue to the legality of it, but could you just put a nonrefundable pet deposit and put rent into your lease at an amount that you feel will cover any potential damages from an "untrained" animal for all tenants regardless of the ESA qualification? ...
Posted on Money Talk
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re: Stock w/ dividends - RJSambola
I have some pff. Its a preferred stock etf, pays monthly. Yeild around 5%. It's fallen a little bit lately due to what I'm assuming is an impending rate hike being priced it....
Posted on Money Talk
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re: Stock w/ dividends - RJSambola
I currently carry Bp C F Main Rdsa T...
Posted on Money Talk
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re: Regions Mortgage - RJSambola
Would you rather have an annuity with a 3.5% return or the cash up front for other investing? ...
Posted on Money Talk
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re: World Series Game 7: Cubs 8 Indians 7 | THE CUBS HAVE WON THE WORLD SERIES!!!!! - RJSambola
He loaded up on both sides, hence the tie...
Posted on More Sports
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