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Favorite team:LSU 
Location:NOLA
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Number of Posts:174
Registered on:8/28/2010
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re: What to do with end of year bonus - quadfest
Excellent point - never thought about it that way. Maybe I do need to give serious consideration to paying off the debt (outside the mortgage for now) and hold off on large investments for now (will cont to make routine deposits) ...
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re: What to do with end of year bonus - quadfest
My interest rates for these are 2.9 and 3.75. Is there an argument to be made for these being "good debts" with low interest rates, and instead of paying them off, just invest the money in vanguard, esp if avg 8-10% returns. I have been putting an extra $50 towards the car each month an extra 300...
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What to do with end of year bonus - quadfest
Trying to decide whether to simply invest a certain amt each month to DCA, or pay off low interest loans (i.e. Car loan and work "investment" loan), or to put large amt towards mortgage. None of the rates are higher than 4.1%. TIA...
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re: Mortgage re-finance question - quadfest
Yeah, my wife and I don't know how long we'll be in this house, but probably at least 5 years. Running some basic numbers, I don't think it's worth the work or $$ to re-finance. Leaning towards making a conscious effort towards investing the $1500 I would have put towards the adjusted mortgag...
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re: Mortgage re-finance question - quadfest
Good points made by all. Another question. I am leaning towards sticking with the rate I have but putting the additional amount towards principal that I would have to owe if did re-finance to 15year. Is there any argument to be made to take that extra money (roughly $1500/month) and invest it in my ...
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re: Mortgage re-finance question - quadfest
When I was looking for rates I honestly didn't look at all that many places (not a great move, but had a lot of things going on in life and didn't have the time). Is it harder/more costly if I switch banks to re-fiinance? ...
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Mortgage re-finance question - quadfest
I have a 30 yr fixed at 4.125. Starting to realize that I can afford to pay more on my monthly payment. Is it worth changing to a 15 yr fixed, roughly at 3.78? Or just keep the same mortgage and make payments towards principal at the "15 yr rate"? For background - physician, 3 years out of train...
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re: Best digital book reader tablets for under $100 - quadfest
Agree w Kindle paper white. Wife had the original --- nice, but this is even lighter and can read in dark and in the sun, so don't have to worry about glare. Bought one for my dad for Christmas - he loves it as an avid reader. I bought mine on prime day for $89....
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ETFs vs Index Mutual Funds - quadfest
Question - I've been reading Bogleheads, trying to get an understanding about investing. One part I don't quite understand is that it sounds like ETFs are basically cheaper, more flexible funds. And the book clearly recommends ETFs - yet they cont to point out that index funds are the way to go, eve...
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re: Dinner in Brevard, NC - quadfest
So I actually go to Brevard w my wife 2-3x a year (her fam is from there). Great little town. As far as nicer places, recommend Jamie's (chef cooked in BR I think at Jubans) and Marco trattoria - great Italian. Square root had pretty good food and bar Gotta try to go to Rockys if can - old sc...
Posted on Food and Drink
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re: Amazon Echo Pricing - quadfest
I got one on Prime Day for $120-130. I think Black Friday they were on sale too. Those are usually the 2 times they have been discounted....
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re: Whiskey/Bourbon/Scotch appreciation thread Volume II - quadfest
If you can find RY10 would do that -- around $49 a bottle. ...
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Figuring out how to use points for a trip - quadfest
Wife and I are planning on a 2 week trip in May. I would like to fly first or business wherever we go. I have about 250K UR and wife has about 50K Amex pts. We are planning an international trip - either Ireland/Scotland or South Africa. Does anyone have recs on a strategy and time frame I s...
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re: Apple Watch Question - quadfest
Some of the Best Buy's have a few Apple Watch 2's. Just have to check the www for the specific one near you. I kept checking but they didn't have the one my wife wanted so ended up ordering anyways. Agree w the nurse constantly watching and working w "fluids" and ease of not worrying about it w ...
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re: Apple Watch Question - quadfest
Ditto - wife is also a nurse. Decided to get her one. I ended up getting the series 2 just so she had the flexibility to do what she wanted and not worry about it getting wet. Agree that software is the same. I will say also that I got myself a series 2 and felt bad if I bought her the series 1. Hah...
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re: Amazon echo/alexa questions - quadfest
FYI if you have amazon prime, music is part of that. Also, Dot won't work without BT or input, which sonos 1,3 don't have. I believe the 5 has it but not sure. ...
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re: Amazon echo/alexa questions - quadfest
Yeah - Dot may be the way to go. I bought a dot for my bedroom to hook up to a Jambox I have that I don't use. Supposedly in 2017 there will be some functionality w sonos and Alexa but not sure on the details...
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re: Amazon echo/alexa questions - quadfest
As of now, I use it for tv, lights, timers. I play music through Amazon prime w it (or use sonos mainly for music) At some point i would like to figure out door locks and alarm. So I guess u can add door locks to your list. My thermostat is programmable so I just do that right now. ...
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re: Amazon echo/alexa questions - quadfest
As far as the 2nd question - I have a harmony hub and the answer is yes. You can program a series of commands and say "Alexa, turn on the TV" and it'll do it. For me, that includes turning on the tv, sound bar, cable box and automatically going to ESPN. I'm still early on in using Alexa though s...
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