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re: Anyone have index annuity with Voya? - mohalk on 12/19/16 at 6:00 pm
Probably less than 10%. I'd agree. It's like receiving a pension for retirement instead of a 401k. The 401k will probably perform a lot better, but the pension takes the thinking and responsibility out of it....Jump to Post - View Topic - Replies (1)
re: Anyone have index annuity with Voya? - mohalk on 12/19/16 at 2:23 pm
No I don't remember what it was called, but it could have been a variable annuity. My point overall here is that they are frequently sold to people who don't actually understand what they are buying and are unaware of the true direct and indirect costs of what they are buying. Many times it's not re...Jump to Post - View Topic - Replies (2)
re: Anyone have index annuity with Voya? - mohalk on 12/19/16 at 1:35 pm
I read the contract for a Prudential one and the annual fees totaled about 2-3% per year all included. You can debate what the fees are named in the contract but they still exist. Annuities and their salesmen have earned their reputation for being non-transparent with their costs and predatory on...Jump to Post - View Topic - Replies (1)
re: Anyone have index annuity with Voya? - mohalk on 12/18/16 at 10:53 am
My MIL bought one of these recently. Here's how it works: 1. Drop a large lump sum into the annuity. 2. "Financial advisor" pockets 5-10% commission. 3. You pay them a very large AUM fee for holding your money and additional fees for the index fund they may or may not actually invest your money...Jump to Post - View Topic - Replies (1)
re: How tainted seafood gets on your table from China? - mohalk on 12/15/16 at 11:09 am
I've also been in Rouse's where they are selling "local farm raised" shrimp as a Louisiana product. I've never heard of a shrimp farm in Louisiana. The grocery stores and restaurants are equally complicit....
Posted on Political TalkJump to Post - View Topic - Replies (0)
re: How tainted seafood gets on your table from China? - mohalk on 12/15/16 at 11:01 am
I bought some shrimp from Robert's grocery store in Lakeview a few years ago without paying attention because they had a big marketing banner that said Local Seafood. Opened them up to cook and they smelled like rotten garbage. Label said "Farm Raised in Ecuador". Now I know they probably came fr...
Posted on Political TalkJump to Post - View Topic - Replies (0)
re: PPO or HSA with small children - mohalk on 12/14/16 at 10:54 pm
Isn't it odd that the max out of pocket in the HSA is $3000 less than the PPO? HSA seems like a good choice to me if you can reasonably stay in-network, the kids are currently healthy, and annual peds visits are preventative care....Jump to Post - View Topic - Replies (0)
re: LSUS Online MBA Reviews - mohalk on 11/28/16 at 9:01 pm
What is the scheduling and payment like for the MBA courses? Can you schedule and pay for them a la carte as you go? How does it work if you want to stretch it out over 24 months? The reason I'm asking is because my employer will pay $5500 per calendar year for graduate degrees. If I can spread i...Jump to Post - View Topic - Replies (1)
re: What's a good mileage range on a 10+ year Z71? - mohalk on 11/26/16 at 9:42 am
My old man has 280k on a 2000 5.3L. Replaced transmission at 200k, no other major problems....Jump to Post - View Topic - Replies (0)
re: Spinoff Thread: Oil Filters - what do you use? - mohalk on 11/19/16 at 8:00 am
I do the samples through Blackstone Labs. They send you a small container in the mail with prepaid postage and instructions. Basically you send them 3 oz of oil from the "middle" of the oil change and they run their tests on it. The whole deal costs about $25 and I plan on doing it maybe every 25k m...Jump to Post - View Topic - Replies (0)
re: Spinoff Thread: Oil Filters - what do you use? - mohalk on 11/17/16 at 3:39 pm
I also had a K&N filter leak. Never had a filter leak in my lifetime of changing oil, but a few months ago I tried a K&N filter in my Sierra. Also liked the nut on the end, but I developed a valve tap going down the interstate one day. Pulled over, checked the oil and I had lost 2.5 qts (out of ...Jump to Post - View Topic - Replies (1)
re: Come on Romero use your head. - mohalk on 6/12/16 at 12:34 am
That was some lazy arse base running. If you're going all out for 2 on a pop fly, go ahead and haul arse with a slide instead of giving up at the finish line like a women's 5k bitch....
Posted on Tiger RantJump to Post - View Topic - Replies (0)
re: Moab Mountain biking & hiking recommendations needed. - mohalk on 5/18/16 at 10:51 am
Porcupine ridge is a great trail. Get someone to jeep shuttle to the top. 15 miles of all down hill. Great trail. I rented a nice Mojo bike from Spider cycles for about $50....
Posted on Travel BoardJump to Post - View Topic - Replies (0)
re: Pre-purchase inspection on 2011 Sierra 1500 4x4 - mohalk on 5/6/16 at 1:02 am
It appears to be stock. 2 owners, original had it through 65k, 2nd had it a year and went 10k. ...Jump to Post - View Topic - Replies (0)
Pre-purchase inspection on 2011 Sierra 1500 4x4 - mohalk on 5/5/16 at 9:43 pm
OB, I'm going to test and hopefully purchase a 2011 GMC Sierra 1500 Z71 4x4 with 75k this weekend. My old man has an 2003 with 300k on it, so I'm hopeful about the longevity and durability. I do all the work on my vehicles and know the basics to look out for, but hoping to find some knowledge...Jump to Post - View Topic - Replies (3)
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