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Number of Posts:214
Registered on:2/15/2009
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re: Anyone have index annuity with Voya? - mohalk
Probably less than 10%. I'd agree. It's like receiving a pension for retirement instead of a 401k. The 401k will probably perform a lot better, but the pension takes the thinking and responsibility out of it....
Posted on Money Talk
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re: Anyone have index annuity with Voya? - mohalk
No I don't remember what it was called, but it could have been a variable annuity. My point overall here is that they are frequently sold to people who don't actually understand what they are buying and are unaware of the true direct and indirect costs of what they are buying. Many times it's not re...
Posted on Money Talk
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re: Anyone have index annuity with Voya? - mohalk
I read the contract for a Prudential one and the annual fees totaled about 2-3% per year all included. You can debate what the fees are named in the contract but they still exist. Annuities and their salesmen have earned their reputation for being non-transparent with their costs and predatory on...
Posted on Money Talk
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re: Anyone have index annuity with Voya? - mohalk
My MIL bought one of these recently. Here's how it works: 1. Drop a large lump sum into the annuity. 2. "Financial advisor" pockets 5-10% commission. 3. You pay them a very large AUM fee for holding your money and additional fees for the index fund they may or may not actually invest your money...
Posted on Money Talk
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re: My office is above a Jackson Hewitt tax location. - mohalk
Your sweet deal requires you to pay a minimum $175 in tax prep services. $175 for a $400 loan for 3 months is about 175% interest....
Posted on O-T Lounge
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re: How tainted seafood gets on your table from China? - mohalk
I've also been in Rouse's where they are selling "local farm raised" shrimp as a Louisiana product. I've never heard of a shrimp farm in Louisiana. The grocery stores and restaurants are equally complicit....
Posted on Political Talk
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re: How tainted seafood gets on your table from China? - mohalk
I bought some shrimp from Robert's grocery store in Lakeview a few years ago without paying attention because they had a big marketing banner that said Local Seafood. Opened them up to cook and they smelled like rotten garbage. Label said "Farm Raised in Ecuador". Now I know they probably came fr...
Posted on Political Talk
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re: PPO or HSA with small children - mohalk
Isn't it odd that the max out of pocket in the HSA is $3000 less than the PPO? HSA seems like a good choice to me if you can reasonably stay in-network, the kids are currently healthy, and annual peds visits are preventative care....
Posted on Money Talk
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re: LSUS Online MBA Reviews - mohalk
What is the scheduling and payment like for the MBA courses? Can you schedule and pay for them a la carte as you go? How does it work if you want to stretch it out over 24 months? The reason I'm asking is because my employer will pay $5500 per calendar year for graduate degrees. If I can spread i...
Posted on Money Talk
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re: What's a good mileage range on a 10+ year Z71? - mohalk
My old man has 280k on a 2000 5.3L. Replaced transmission at 200k, no other major problems....
Posted on Outdoor Board
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re: Spinoff Thread: Oil Filters - what do you use? - mohalk
I do the samples through Blackstone Labs. They send you a small container in the mail with prepaid postage and instructions. Basically you send them 3 oz of oil from the "middle" of the oil change and they run their tests on it. The whole deal costs about $25 and I plan on doing it maybe every 25k m...
Posted on Outdoor Board
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re: Spinoff Thread: Oil Filters - what do you use? - mohalk
I also had a K&N filter leak. Never had a filter leak in my lifetime of changing oil, but a few months ago I tried a K&N filter in my Sierra. Also liked the nut on the end, but I developed a valve tap going down the interstate one day. Pulled over, checked the oil and I had lost 2.5 qts (out of ...
Posted on Outdoor Board
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re: Andys fish fry? - mohalk
I bought the Cajun flavor in Houston because there wasn't anything better to choose. Shockingly good for something name "Andy's"'produced in Missouri. It's a little too salty though....
Posted on Outdoor Board
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re: Come on Romero use your head. - mohalk
That was some lazy arse base running. If you're going all out for 2 on a pop fly, go ahead and haul arse with a slide instead of giving up at the finish line like a women's 5k bitch....
Posted on Tiger Rant
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re: Moab Mountain biking & hiking recommendations needed. - mohalk
Porcupine ridge is a great trail. Get someone to jeep shuttle to the top. 15 miles of all down hill. Great trail. I rented a nice Mojo bike from Spider cycles for about $50....
Posted on Travel Board
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re: Pre-purchase inspection on 2011 Sierra 1500 4x4 - mohalk
It appears to be stock. 2 owners, original had it through 65k, 2nd had it a year and went 10k. ...
Posted on Outdoor Board
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Pre-purchase inspection on 2011 Sierra 1500 4x4 - mohalk
OB, I'm going to test and hopefully purchase a 2011 GMC Sierra 1500 Z71 4x4 with 75k this weekend. My old man has an 2003 with 300k on it, so I'm hopeful about the longevity and durability. I do all the work on my vehicles and know the basics to look out for, but hoping to find some knowledge...
Posted on Outdoor Board
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re: Car Insurance - mohalk
Switched from Allstate to Geico. Went from $325/month to $130/ month for 2 vehicles and a motorcycle. Progressive was about in between the two....
Posted on Money Talk
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re: Cox internet problems in lakeview?? - mohalk
It's been on and off since hurricane Isaac....
Posted on Tech Board
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re: Man teaches his dog to dive for lobsters - mohalk
They came straight out the ice chest. Still technically alive but it takes them several minutes to warm back up and start moving again....
Posted on O-T Lounge
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