User Profile: daviddsims | TigerDroppings.com
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Favorite team:LA-Monroe 
Location:West Monroe
Biography:
Interests:
Occupation:
Number of Posts:428
Registered on:12/7/2008
Online Status: Online

Recent Posts

Message
re: House Sheathing Material - daviddsims
Reviving an old thread but that must be pretty costly to do. Seems about 70% of builders in the Monroe area do OSB in corners and 1/2 inch styrofoam everywhere else. They say it provides better insulation and is actually more expensive than all OSB. ...
Posted on O-T Lounge
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re: Debt to Income Ratio - daviddsims
No more than 30%. Our vehicles will both be paid for a few months after the house is built. ...
Posted on Money Talk
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Debt to Income Ratio - daviddsims
I have been researching building a home and have finally decided to hire a GC to build. We have the lot that we bought and have been paying on for the past year and plan to build within the next year. When we get ready to go get the loan from the bank in construction, the bank said the more cash the...
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re: Contractor Bids - daviddsims
I spoke to one who wants to do a cost plus and the other two want to do fixed with allowances. ...
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re: Contractor Bids - daviddsims
West Monroe. ...
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re: Contractor Bids - daviddsims
I have had several people build and none exceeded their budget unless it was a clear change order at the home owners request. Maybe there are some bad ones out there but the ones I have talked to and had referrals had nothing but good things to say about the process and end result. That is why I am ...
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Contractor Bids - daviddsims
After reading numerous threads about building homes on here, I decided to go ahead and hire a contractor to do a turnkey job. I have met two local contractors that I feel would do a good job after talking to others and looking at some of their homes they have built. I gave each one of them a copy of...
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re: Building a house - self-contract? - daviddsims
I will look around and see what is out there, seems two closings are the most popular....
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re: Building a house - self-contract? - daviddsims
Will have half of the lot paid for when we build so that should count toward equity. The bank I talked to said they do not do a one time close. ...
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re: Building a house - self-contract? - daviddsims
I am still confused on construction financing. I am waiting on my bids to come back and still over six months from building so I don't want to pull credit reports and hurt that so is 20% the going down payment rate on construction loans or is it 20% of the appraised value? ...
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re: Building a house - self-contract? - daviddsims
That does sound pretty reasonable if land is not included. I am considering the same question and just am not sure I would have enough time to GC it myself. The banks I have talked to kind of frown on contracting it yourself as well. ...
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re: Kids Fishing Pole - daviddsims
He is nine years old and never really been so that might be a good suggestion on bream. ...
Posted on Outdoor Board
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Kids Fishing Pole - daviddsims
I have not been fishing in almost fifteen years but recently my nine year old son has been asking me to go. I am looking to get him a fishing pole that would be easy to learn on and also any other advice you guys could offer. ...
Posted on Outdoor Board
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re: Graduation Noise - daviddsims
Friday before graduation is practice at ULM, if you don't go then you can't walk. ...
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re: Graduation Noise - daviddsims
At practice yesterday, a guy had some sort of problem and almost passed out in front of me. I helped him to the ground because he couldn't stand and then I got a whiff of the most horrible shite smell you could possibly imagine. The guy had shite down his pants leg in the midst of this seizure or medi...
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re: Graduation Noise - daviddsims
Not sure who had the air horn but heard it go off a few times. ...
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Graduation Noise - daviddsims
Was at graduation today for ULM and noticed that when a certain demographic came on stage the noise level increased. Is this commonplace at most graduations these days? There were times when you would miss up to three names being called because of the noise level. ...
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re: Dell XPS Thoughts - daviddsims
I got the non touch screen one. I am not sure what it is but it definitely looks a little fuzzy and not as sharp as it should be. ...
Posted on Tech Board
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re: Dell XPS Thoughts - daviddsims
First night with the XPS and I am not quite sold yet. The screen seems a little fuzzy and not as clear as it should be even with the resolution set to max. The trackpad is good but not quite on the macbook level. I will give it a week before I decide to send it back. I did by from Microsoft so I got...
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re: You have $900 to buy an ultraportable laptop - daviddsims
Just bought the new xps 13 inch and will try it out tonight when it delivers. ...
Posted on Tech Board
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