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Number of Posts:190
Registered on:11/5/2008
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3 areas of advice, from experience. 1. If you do use a general contractor, make sure you put a deadline for completion on the contract with daily monetary penalties if not completed by the deadline. 2. If you are building in Louisiana, the New Home Warranty Act is basically to protect the ...

re: this could be the 5th year in a row

Posted by GaryOwen on 12/1/12 at 7:04 pm
We didn't lost to Bama during the season last year....
Wow! We're going to the Chick Fil A Bowl! What a game!...

re: Possible Interest Rate Increase

Posted by GaryOwen on 7/29/11 at 2:53 pm
No doubt there are people on this board that know what they are talking about. Asked a question based on something in the news and got :lol: at. Sorry to bring it up....

re: Possible Interest Rate Increase

Posted by GaryOwen on 7/29/11 at 1:24 pm
[quote]Thanks a lot, your P4WN FAIL was too strong and made me burst into laughter. Now my boss is looking at me.[/quote] It wasn't a P4WN FAIL. It was on the news that was being discussed. A-hole. Get back to working your sorry job. ...

re: Possible Interest Rate Increase

Posted by GaryOwen on 7/29/11 at 11:56 am
Was watching Fox and they had a story that talked about consequences of not having the debt ceiling rasied. Stated that one of the consequences could be the fed raising rates. Went on to talk about how that would effect on car loans and mortgages. Guess Fox New doesn't understand interest rates th...

Possible Interest Rate Increase

Posted by GaryOwen on 7/29/11 at 11:46 am
Any chance that this conjured up "debt crisis" is just a back door way for the Fed to raise interest rates? Fed can claim we had no choice, we had to do it....
1st- I don't work for Wal Mart, so I don't see why I need to scan items and go through the check out process myself. Basically this is free labor for Wal Mart. 2nd- #1 wouldn't be that big of a deal in and of itself, except for the fact that you are depending on the typical Wal Mart patron to go...
Actually I think you failed. Walmart: Stop hiring unskilled workers an replace them with automated check outs. Me: Stop going to Wal Mart!...

re: 4.625%

Posted by GaryOwen on 5/15/11 at 10:18 pm
4.00% on a 30 yr back in November....

re: Citi up 876.99%

Posted by GaryOwen on 5/10/11 at 8:53 am
Hate to be the one to break it to you, but after the split you only have 1 share. My understanding is they didn't do partial shares. Your 8/10 of a share should have got refunded to you in cash....

re: Citi up 876.99%

Posted by GaryOwen on 5/9/11 at 9:14 pm
Own a small, and I do mean small amount of it. I was interested to see if it would bounce after the split....

re: Citi up 876.99%

Posted by GaryOwen on 5/9/11 at 9:02 pm
No one made money on this crap today (ok maybe some shorties, but that's it). It was a 10:1 reverse split and it was actually down for the day. ...

re: FAFSA & Pell Grant question

Posted by GaryOwen on 3/1/11 at 2:58 pm
I think you are just going to have to wait until 2012 when you can show little to no income. I did this (although it was 20 years ago), and got a PELL grant the following year. Not sure if anything has changed since then. You should still have the Army College Fund (if you were in the Army) or GI...

re: Bought a House in 2010

Posted by GaryOwen on 2/8/11 at 1:06 pm
From IRS website minus the examples....Not sure what your situation is though. Maximum Exclusion You can exclude up to $250,000 of the gain on the sale of your main home if all of the following are true. You meet the ownership test. You meet the use test. During the 2-year period ending on ...
I see a coach who has never finished with less than 2 losses....

re: Home and Away Oppenents 2011

Posted by GaryOwen on 1/4/11 at 12:08 pm
Finally, Chicago at HOME!...