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Posts By Sigma
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Money Talk
re: Pay out of pocket or make auto insurance claim - Sigma
I had a similar situation last year and chose to file a claim. $2000 in repair cost, $500 deductible, increased my yearly premium by about $100. This is Safeco. ...
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Money Talk
re: Leaving job tomorrow -- 401k rollover question - Sigma
I love Vanguard as much as anybody, but Chicken really should get some sort of kickback from them with all the business the MT sends their way. ...
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Money Talk
re: Have You Ever Contested a CC Charge b/c It Was Just Kinda... bullshite? - Sigma
[quote]1) they don't actually fill the tank up 2) I'm pretty sure that is covered In the 300% mark up on the fuel.[/quote] 1) anecdotal 2) that's exactly what I said...
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Money Talk
re: Have You Ever Contested a CC Charge b/c It Was Just Kinda... bullshite? - Sigma
The $137 probably covers the trouble to fill the tank up, not just the cost of the fuel itself....
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Auburn Sports Board
re: Side by Side Pic of Cam Newton & Jeremy Johnson - Sigma
More polished than MSU Cam but it's debatable vs SEC Championship game Cam. Still, JJ will produce huge numbers, no doubt. We'll see if he can take over games like Cam. ...
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Money Talk
re: How much should a person have in their savings by 25? - Sigma
[quote]good ole 911moto droppping knowledge on us[/quote] Didn't he have some kind of strange life philosophy about living it up because you might die tomorrow?...
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Money Talk
re: What should I do? Car purchase. - Sigma
[quote] Stop buying new cars. [/quote] Especially at your age. ...
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Money Talk
re: Getting Mortgage to Buy House before Selling Existing House - Sigma
Minimum monthly payment would be 1% of the balance, so $500. ...
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Money Talk
re: Vanguard Fund Mix - Sigma
If you like balanced funds, it's hard to beat VWENX or VBIAX. ...
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Money Talk
re: Should I be "concerned" about my Roth IRA? - update page 2 - Sigma
If you want to keep a consistent portfolio, and want to specify the % into VTSMX for example, look at Vanguard's LifeStrategy funds. There are 4 to choose from depending on the allocation you want: Growth 80% VTSMX/Total International Moderate Growth 60% Conservative Growth 40% Income 20% T...
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SEC Rant
re: SEC Top 5 players by position - Sigma
[quote]QB 1. Dak Prescott, Miss St 2. Jeremy Johnson, Aub 3. Patrick Tolles, UK 4. Josh Dobbs, Tenn 5. Brandon Allen, Ark [/quote] Wow what a stinky list there. Lots to prove in 2015. [quote] DE 1. Derek Barnett, Tenn 2. Miles Garrett, aTm 3. Carl Lawson, Aub 4. Marquis Haynes, Ole M...
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Money Talk
re: Vanguard's Healthcare fund - VGHCX - Sigma
[quote]As long as biotech's stay at insane heights, they'll probably continue to do better too. IMO, Vanguard's is much safer than the Fidelity version. Just depends on how much risk you want, and how much you trust the biotech sector as a whole.[/quote] As someone who works in Biotech, I can't b...
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Money Talk
re: Book suggestions - Sigma
If you liked Lewis, Liar's Poker is his best IMO. For lighter reading, the Freakonomics books are good. I read Tap Dancing to Work (Buffett) recently and enjoyed it....
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Tech Board
re: Favorite internet browser? - Sigma
I switched from Firefox to Chrome on both Mac and PC and was pretty happy. Now I'm using Firefox again on both and also pretty happy. I guess I'm just fickle, but both are great for me these days. I will say once either gets a glitch, they are equally difficult to fix in my experience. So if bot...
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Money Talk
re: Am I Understanding Compounding Interest Correctly? - Sigma
[quote]Make sure you account for the value of money in 30 years. [/quote] This. It's helpful to set savings goals by determining the expected return (6-8% as above) then subtracting inflation. So for retirement calculations I always use 4%, that way I can think in terms of today's dollars. A...
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Money Talk
re: So severance payments are taxed at 25% - Sigma
Not to state the obvious, but it is income. Imagine the loop hole if severance payments were not taxed. (Unless you mean you are not normally taxed at 25% of course)...
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Money Talk
re: Best Vanguard funds for an investing novice - Sigma
On the top of the VTSAX page, it says also available as Investor shares. Click that to take you to VTSMX. They are the same fund, but with lower fees for a higher balance. ...
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Money Talk
re: How do I start a Roth IRA? - Sigma
[quote]Can Vanguard be setup for automatic direct deposits from one's paycheck? Are the target retirement date funds available? Thanks.[/quote] I think this depends on your employer. Most people just set up automatic transfers from checking directly into Vanguard. Yes, Target Retireme...
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Money Talk
re: How do I start a Roth IRA? - Sigma
[quote]59 1/2 is the magical age where you can actually touch your money w/out penalty. The government made 5.1 billion dollars last year on people trying to access qualified accounts---I guess locking your money up is the norm.[/quote] Roth contributions can be withdrawn without penalty at any t...
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Money Talk
re: Best Vanguard funds for an investing novice - Sigma
[quote]well that kinda sucks. VG is so highly regarded on here and I would like to get something started with them, but even with me doing my research online, like I said I'm such a novice I'd be more comfortable talking to someone and laying out exactly what my financial situation is, my income, wh...
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Posts By Sigma
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