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Posts By lsuCJ5
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Tech Board
re: If anyone is considering T-Mobile - lsuCJ5
[quote]At some point I will abandon AT&T to try TMobile. I have terrible service at work and at home so it can't be any worse than AT&T. [/quote] do you homework on T mobile before you switch. My wife moved to T mobile and moved back to AT&T. Horrible coverage in parts of Baton Rouge....
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Money Talk
re: Yahoo to cut 15 percent of their workforce - lsuCJ5
maybe if the front page was not filled up with Kardashian news only I would care more about the employees there....
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Money Talk
re: PMI question - lsuCJ5
Fannie Mae states on page 201-29 that if the loan is less than 5 years old, you must pay pmi. [link=(https://www.fanniemae.com/content/guide/svc031412.pdf)]Fanie Mae[/link] Here is my biggest gripe. The original mortgage was under written by a smaller company in Baton Rouge. I saved all of the d...
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Money Talk
re: PMI question - lsuCJ5
[quote]78% is the lowest I have ever read or heard about. Doesn't matter how much the PMI is, the point is it`s money that is protecting the bank from you. I understand people have to have it when they don`t have enough of a down payment. I was paying it until I refinanced a few years ago. Now I ...
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Money Talk
re: PMI question - lsuCJ5
I'll quote the document word for word: canceling pmi based on the current value you have the option to cancel pmi based on the current value and investor requirements. For this option you must meet the following requirements: 1-you must reach the required LTV ratio of 75% based on the curre...
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Money Talk
re: PMI question - lsuCJ5
conventional loan. I believe we are paying a little less than $100 a month in pmi. Not the end of the world, but I would like for it to go away....
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Money Talk
re: PMI question - lsuCJ5
based on what they are selling for per sqft in my neighborhood. The previous owner made of a hell of a deal because he was relocated due to work and it was his last month of housing assistance. We have done some work to the house too. I called wells fargo and they said fannie mae now has a law that ...
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Money Talk
re: PMI question - lsuCJ5
I requested a response in writing and they listed 3 options. #1, write a check for the difference. #2 pay for an independent appraisal and if the loan to value is 80% or less, pmi will be removed. #3 loan value vs. current appraisal must be 75%. The appraisal is on the refi from 2013 was $248K and w...
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Money Talk
PMI question - lsuCJ5
My wife and I purchased our home in January of 2011. we refinanced in march of 2013. I contacted my mortgage company and they said now you have to have 75% loan value vs. appraisal to remove PMI? I thought the rule was always 80%? ...
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O-T Lounge
re: Favorite Adult Film Stars *NSFW* - lsuCJ5
[img]http://i1274.photobucket.com/albums/y435/lsukevinclsukevinc/imagesCAVYC2XA_zps0d9f25f4.jpg[/img] reily reid...
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O-T Lounge
re: Horrible update about Breanna "Cheering for Breanna" - lsuCJ5
Her two twin brothers are in the same day care class as my son. It was heart breaking to hear my son come home and say they were not in class because their sissy went to heaven. :wah:...
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O-T Lounge
re: Healthy eaters: Do you sometimes get pissed off while eating out with family? - lsuCJ5
[quote]You sound like a chick[/quote]...
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Food and Drink
re: Left Hand Milk Stout Nitro - lsuCJ5
I drink one every time I can get it. It is available in Florida and Texas, but not here. I have emailed left hand a few times with no response....
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O-T Lounge
re: Condon Uncensored on 98.1 - lsuCJ5
I have officially stopped listening to 98.1. First it was the commercials now Condon was the deal breaker. ...
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O-T Lounge
re: OT Mechanics-- Rear end of a 2004 Suburban - lsuCJ5
hell no. Check craigslist and etc. You can get a used one for less than 1000 and find some one to slap it in for less than 1000. Should be pretty straight forward, coil over suspension....
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O-T Lounge
re: What's a fair price to pay for a 2011 or 2012 F150? - lsuCJ5
I recently bought a 2012 lariat with navigation and under 38k miles for under 30K....
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O-T Lounge
re: broke d**ks from craigslist - lsuCJ5
[quote]I've never had to do that when applying for a loan from a bank. [/quote] he claims since it Is considered an "antique" they are wanting to see it before hand....
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O-T Lounge
re: broke d**ks from craigslist - lsuCJ5
[quote]why do you have a vehicle thats only worth $6k?[/quote] 1979 model brah...
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O-T Lounge
re: broke d**ks from craigslist - lsuCJ5
[quote]Why do you care how he gets the money? As long as he pays you.[/quote] I care when I had to bring the vehicle to his bank for inspection. Now they want to see it running and I have to leave work and go start it up for the bank. If he would have paid cash, no bank inspections....
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O-T Lounge
re: broke d**ks from craigslist - lsuCJ5
[quote]you seem trashy[/quote] please elobrate...
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Posts By lsuCJ5
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