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re: PayPal joins Samsung in ad fail - saintforlife1
[quote]I wholeheartedly support the obsolescence of PayPal. [/quote] Why do you say that? Any particular reason you feel that way?...


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New Orleans Saints Talk
Only 12% of the teams that start 0-2 make the playoffs - saintforlife1
They keep throwing this stat around. But if there is a team that has the chance to be in the 12%, it is the Saints. They are only 1 game behind SF and Seattle, arguably the two best teams in the conference. The Saints just need to look at this as a 14 game season and play to the best of their abilit...


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Tech Board
re: Apple Creates Tool for Users to Delete Unwanted U2 Album - saintforlife1
[quote]This is the biggest non story of the month.[/quote] How is this a non-story? How is what Apple did any different from carriers and others installing bloatware on Android devices? Would you have the same reaction if Apple pushed some rap or country music album, which is not everybody's cup of...


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Tech Board
re: The Difference Between Google Wallet and Apple Pay - saintforlife1
Perfect article that clears up a lot of questions about Apple Pay, NFC and Google Wallet: [link=(http://arstechnica.com/apple/2014/09/why-apple-pay-could-succeed-where-others-have-had-underwhelming-results/)]Why Apple Pay could succeed where others have had underwhelming results[/link] [quote]...


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Money Talk
Millennials: Not Negotiating Your First Job Offer Will Cost You (up to $0.5M) - saintforlife1
[quote][link=(http://www.businessinsider.com/millennials-and-negotiating-salaries-2014-6)]Failing To Negotiate Your First Salary Could Cost You Half A Million Dollars[/link] Yet curiously, members of Gen Y are missing a huge opportunity to increase their pay: They are not negotiating their first ...


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Tech Board
re: Apple pre-order fiasco: How can their IT folks be so incompetent? - saintforlife1
[quote]Despite some significant hurdles that saw the U.S. Apple Online store remaining down until almost 3 AM Pacific Time and issues with ordering in the Apple Store app, it appears that Apple has set a new record for iPhone orders with last night's iPhone 6 and 6 Plus pre-orders. An Apple repr...


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Tech Board
re: Apple pre-order fiasco: How can their IT folks be so incompetent? - saintforlife1
I guess none of you were up last night at 2am trying to order this stupid thing. The online Apple store wouldn't even come up. The Apple store app for iPhone/iPad was a hit or miss and started working sporadically only after ~30 mins. It was a clusterF. See the other 2am iPhone pre-order thread here...


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O-T Lounge
re: What celebrity's "secret talent" blew your mind? - saintforlife1
[quote]pretty much every sound that frank caliendo makes[/quote] [link=(https://www.youtube.com/watch?v=eboCsNe8Uns)]Here's his latest rapid fire impressions on ESPN[/link]...


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Tech Board
Apple pre-order fiasco: How can their IT folks be so incompetent? - saintforlife1
A company on its way to becoming the first trillion dollar firm can't handle web traffic on the one day of the year when they know there will be a ton more people than usual trying to log-in and place orders. How does that happen? What exactly do their IT folks do? Don't they simulate the traffi...


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Money Talk
re: Mortgage rates trend for the rest of the year? - saintforlife1
We are planning to refinance our home. We are currently at 4.5% on a 30-yr fixed and want to switch to an ARM. This is a starter home and we don't expect to stay here for more than 6-7 years. In this situation would you rather go for a 5/1 or a 7/1 ARM? Obviously the rates are better for the 5/1, bu...


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Money Talk
Mortgage rates trend for the rest of the year? - saintforlife1
Where do you guys see mortgage rates go as we head towards December? Do you guys expect it continue going [link=(http://www.philly.com/philly/blogs/philadelphia-real-estate/Mortgage-rates-plunge-to-2014-lows.html)]down[/link]? What are some things that might affect the rates here in the short term? ...


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Money Talk
re: Removing PMI possible without getting new appraisal? - saintforlife1
[quote]If it's FHA loan, you may never be able to get it off. It depends upon when you bought it. If you bought it before some date (in 2011 I believe), it stays forever. Your only option is to refinance. If you bought it before that date, it stays on for a minimum of 5 years. After that, you would ...


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Money Talk
re: Removing PMI possible without getting new appraisal? - saintforlife1
Yeah the 4% difference was $20K, so it was quite big. Our mortgage is with Central Mortgage. Our bank sold it to Central Mortgage a couple of months after we closed. The PMI is $167 per month....


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Money Talk
re: Removing PMI possible without getting new appraisal? - saintforlife1
Thanks. I assumed it would be much higher. Also, when we closed in April this year, we got 4.5% for 30-year fixed. We put $100K (16%) down on the $600K home. My FICO score was 805 then, and is still around the same now. Instead of just looking at removing PMI, should I try to refinance and get...


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Money Talk
Removing PMI possible without getting new appraisal? - saintforlife1
Our condo has gone up in value considerably since we bought it. New condos in our community are now selling for ~$40K more than what we bought ours for just 5 months later. With this increase in our equity, I'd like to get the PMI removed from the monthly payments. Do I just call the mortgage com...


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New Orleans Saints Talk
Has Drew Brees gotten even skinnier this off-season? - saintforlife1
[IMG]http://i.imgur.com/sKjr5Wt.png[/IMG] [IMG]http://i.imgur.com/6w8wSJI.png[/IMG] [IMG]http://i.imgur.com/jECKiAC.png[/IMG] [IMG]http://i.imgur.com/bckrwMx.png[/IMG] [IMG]http://i.imgur.com/XWNZjXJ.png[/IMG] What is he listed at these days? 200 lbs? Maybe it is all about stretching ...


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Tech Board
re: Should I buy Macbook Air NOW or WAIT? update pg2 - saintforlife1
[quote]Alright, I bought it. You should all get in on this deal. 13.3" MBA 2014 base model (128gb, 4gb RAM) for $675 + tax. Go to the post office, ask for the "Movers packet". Sign up for the college deals on bestbuy.com. Movers coupon can only be used in person. Go to store, get MBA (or MBP...


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O-T Lounge
re: Truck driver deals with bad parking job by Lexus owner in his own way - saintforlife1
Could the Lexus be totaled? Does it have frame damage? The front end looked like it bent a couple of inches around the wall. ...


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Tech Board
re: Apple store job - saintforlife1
CAD703X has worked at Apple before. Let's hope he weighs in with his thoughts. ...


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Tech Board
re: Setting up an Apple Time Capsule for MacBook backup - saintforlife1
Speed is the only thing I can think of. Just like it's better to hook your Apple TV up to Ethernet even though it works on wifi. Wired > Wireless. ...


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