| O-T Lounge|| re: Hottest Mugshots (WOWYHI) Edited for honorable mentions - mglsu21 on 3/6/14 at 11:49 am|
Based on those pictures, any order is perfectly fine. Of course we all saw the link the other day about #5 trying to cash in on her mugshot celebrity. She looks nothing like that now. Nothing....
| Tiger Rant|| re: LSU 3-sport Thursday total margin of victory (or loss) predictions - mglsu21 on 3/6/14 at 9:48 am|
:rotflmao: at that gif...
| Money Talk|| re: Question about PMI on conventional loan - mglsu21 on 3/5/14 at 2:21 pm|
Technically FHA doesn't call it PMI either, they call it MIP. But it is so much easier to refer to all of them as PMI.
But yes, the "monthly guarantee fee" for RD is much lower than FHA. I pay $58/month on RD vs $175+/month that was quoted to me on FHA. Not to mention FHA was a higher interest...
| Money Talk|| re: Question about PMI on conventional loan - mglsu21 on 3/5/14 at 12:15 pm|
[quote]FHA loans are the ones where it doesn't drop off.[/quote]
And Rural Development now has permanent PMI, unfortunately for me. However mine is pretty low.
Conventional PMI should fall off at 78% LTV after new appraisal (and usually a min number of years), but you definitely need to get i...
| O-T Lounge|| re: Poisoning Random People's Cats and Dogs - mglsu21 on 3/4/14 at 2:00 pm|
Pretty sick individual, that's for sure.
How did your dog get poisoned? Does it roam the neighborhood?...
| Tiger Rant|| re: Baton Rouge This Weekend - mglsu21 on 3/4/14 at 12:30 pm|
Chimes is a great choice. It is very close to the PMAC. BBQ Shrimp was a great suggestions earlier, and I also suggest blackened gator.
As for Sammy's and crawfish you will have an insanely long wait.
And don't get caught drinking anything and driving in BR. Checkpoints happen often and the...
| O-T Lounge|| re: New Bridge (Baton Rouge) is OPEN per WAFB - mglsu21 on 3/4/14 at 8:05 am|
From noon thru the afternoon it is supposed to be 36 degrees and rising up to a high of 41 about 5:00. I would think they would have it back open early afternoon. Low tonight is showing 37...
| Money Talk|| re: Atypical things you don't pay retail for... - mglsu21 on 3/3/14 at 2:48 pm|
I will price haggle on cars. Too much money to potentially save. Plus it is so easy to find out what the dealership paid for it. However I also understand that they are a business. I am fine with them making some money off me, but I also want to feel like I am getting a good deal.
I have also...
| Tiger Rant|| re: Last year LSU baseball won 33 games out of their first 35 - mglsu21 on 3/3/14 at 12:21 pm|
[quote]you mean 365 unbearable ranter days right?[/quote]
I stand corrected
| Tiger Rant|| re: Last year LSU baseball won 33 games out of their first 35 - mglsu21 on 3/3/14 at 8:07 am|
The ranters yesterday were out in full force. They do not realize that baseball is not like football. The best team loses in baseball...ALOT.
Granted the loss yesterday was a really bad loss. Not really any way to spin it except saying that it was a really bad loss in early march. Those lo...
| O-T Lounge|| re: Gracyanne Barbosa (NSFW) OT rate - mglsu21 on 3/3/14 at 7:55 am|
Pic #1 :bow:
All other pics :yack:...
| Tiger Rant|| re: Game 3: Yale 8, LSU 7 - FINAL - Tigers Win Series 2-1 - mglsu21 on 3/2/14 at 2:34 pm|
[quote]Anyone who thinks it will kill anything needs a fricking BRAIN TRANSPLANT[/quote]
| Movie/TV Board|| re: Rank favorite HBO series - mglsu21 on 2/27/14 at 2:58 pm|
[quote]doesn't matter. it's absolutely perfect[/quote]
I'm only thru 3 episodes of True Detective thus far, but I can say with absolute certainty that Lisa's tits (the court reporter) are perfect....
| O-T Lounge|| re: Teacher has sex with five students as a "prize" - mglsu21 on 2/27/14 at 12:26 pm|
Legit. Would hit it....
| Money Talk|| re: Bad credit auto loan, big down payment - mglsu21 on 2/27/14 at 11:46 am|
[quote](Let me preface with this is not aimed directly at you Teddy, you just brought up the psychology aspect)
And this right here is why making these threads is a waste of time. Regardless of how simple the OP's question is, a bunch of people that have completely different priorities will come...
| Tiger Rant|| re: Why cant Brad wing get a starting job in the NFL - mglsu21 on 2/26/14 at 1:25 pm|
[quote]Other than the Oregon game and the alabama game, i think overall he hurt us more than he helped us.[/quote]
I'm not advocating that he should be on an NFL roster right now, but to say that he wasn't a very valuable weapon for us is crazy....
| O-T Lounge|| re: Medieval Times - mglsu21 on 2/21/14 at 1:54 pm|
[quote]there are no utensils at MT. [/quote]
But they have Pepsi...
| Money Talk|| re: Is this a good mortgage rate? - mglsu21 on 2/21/14 at 8:26 am|
[quote]I didn't realize rates were this high. I am at 3.375 for 30, closed last May. [/quote]
I knew they went up but thought they went back down around 4% or so. I got lucky and closed on mine May 31 last year and got 3.25% for 30. The current rates would run me $125/month more than what I am ...
| Tiger Rant|| re: Geaux Zone problems? - mglsu21 on 2/14/14 at 8:07 pm|
I know it's not as good as video, but did you try the audio link? It was working earlier when the video was down. ...
| Tiger Rant|| re: Geaux Zone problems? - mglsu21 on 2/14/14 at 8:01 pm|
Nope. Everything is back up. Try refreshing. ...
| Tiger Rant|| re: Geaux Zone problems? - mglsu21 on 2/14/14 at 8:00 pm|
Didn't know that. Any idea how many LSU games would be shown between streaming and TV?
People bitch about GZ, and I understand it is far from perfect, but I'll pay $40 every year to watch 31 LSU games. I just fear that the number of LSU games shown will decrease su...
| Tiger Rant|| re: Geaux Zone problems? - mglsu21 on 2/14/14 at 7:47 pm|
[quote]man I can't wait for SEC network![/quote]
If geaux zone is not allowed to broadcast due to new SEC network, then you are going to take back that statement. SEC network is slated to show 75 SEC baseball games...for the whole season. That means a whole lot fewer than 31 LSU games that are cu...
| Tiger Rant|| re: Geaux Zone problems? - mglsu21 on 2/14/14 at 7:45 pm|
[quote]Does it work with iPad?[/quote]
Only if you purchased the $7 app for iPad. ...
| Tiger Rant|| re: Would a new basketball recruiting strategy help? - mglsu21 on 2/13/14 at 8:54 am|
Terrible post. No offense.
Recruiting is fine, except we need more talented depth. That will come with time and JJ's continued excellent recruiting.
We have alot of talent offensively. However we are awful on the defensive end. You cannot consistently win if you are giving up 80 points e...
| Money Talk|| re: Minimum Down Payment for first-time home buyers - mglsu21 on 2/11/14 at 11:17 am|
[quote]I'm pretty sure that all RD loans now have PMI for the life of the loan.[/quote]
Correct. I got stuck with PMI for life of loan @ $58/month.
However I also got a 3.25% rate which saved me $100/month over waiting and saving up a 20% downpayment and then getting a 4.25% rate as they we...
| Money Talk|| re: Minimum Down Payment for first-time home buyers - mglsu21 on 2/11/14 at 11:14 am|
I did Rural Development last May in Prairieville Area. Here are some general details, assuming they haven't changed in past 9 months:
*0% down (think min 680 credit score is needed)
*PMI for life of loan (think it runs me $58/month on $175k mortgage)
*max income allowed is $74,750 for a househ...
| O-T Lounge|| re: This pic cant be real (br metro council person) - mglsu21 on 2/11/14 at 9:46 am|
[quote]She's probably well versed in celebrity and [b]IGNENT[/b] when it comes to musical history and talent.[/quote]
| O-T Lounge|| re: Too Soon For A Valentines Gift? - mglsu21 on 2/10/14 at 12:52 pm|
[quote]So I ask the OT, is 3 weeks too soon?[/quote]
Out of the corner of my eye I read that she is an "OT 3", and I was about to ask if your roommate was dating Kate Upton....
| Tiger Rant|| re: JJ needs some coaching help... - mglsu21 on 2/7/14 at 8:56 am|
[quote]way too many ticky-tack fouls were called.[/quote]
I agree on the ticky-tack fouls. I thought we were playing in Tuscaloosa last night.
As for JJ, I think he is an excellent recruiter. However his stubbornness to staying in man-to-man has hurt us at times this year, and our offense ha...
| Tiger Rant|| re: JJ needs some coaching help... - mglsu21 on 2/7/14 at 8:38 am|
[quote] They shot SIXTY PERCENT from the field for Heaven's sake! [/quote]
You realize why they shot 60% from the field right? Because we couldn't stop dribble penetration, they got easy baskets, and many trips to the FT line...and for some reason we stayed in man Defense....