| Money Talk|| re: Private Party Car Loan - mglsu21 on 12/3/13 at 9:32 am|
Call your bank first. They will need information on the vehicle (VIN, mileage, etc) and your credit information to determine how much they can lend. Assuming good credit and car is not overpriced (can usually loan up to 110% of book value) then it is generally pretty easy process.
At that poi...
| O-T Lounge|| re: Why are Ascension parisher's so trashy? - mglsu21 on 11/27/13 at 1:09 pm|
[quote]King of New Orleans[/quote]
incorrect use of apostrophe = trashy...
| Money Talk|| re: Starter Credit - mglsu21 on 11/14/13 at 8:39 am|
[quote]Everything seem competitive before I activate this little bugger?[/quote]
Take that deal and run with it!...
| Tiger Rant|| re: Great first game - mglsu21 on 11/12/13 at 12:33 pm|
[quote]we probably played our worst basketball of the season [/quote]
| O-T Lounge|| re: I need a firm mattress. Someone direct me here... - mglsu21 on 11/11/13 at 1:14 pm|
[quote]The one I have right now that's crapped out is from home furniture [/quote]
Well I like mine. Hopefully they last longer than yours. :lol:...
| O-T Lounge|| re: I need a firm mattress. Someone direct me here... - mglsu21 on 11/11/13 at 1:06 pm|
Home furniture plus bedding on bluebonnet next to Best Buy.
[link=(http://www.homefurn.com/site.php?pageID=4&CategoryID=79)]Home Furniture plus bedding[/link]
I did alot of store hopping and laying on mattresses almost 2 years ago before buying a new queen mattress. I bought one of their "pri...
| Tiger Rant|| re: has lsu pulled any upsets in the miles era? - mglsu21 on 11/8/13 at 10:56 am|
Weren't we nearly 10 point dogs at home in 2010 against Bama?...
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:35 am|
[quote]I don't buy that the loophole has closed. I got on my parents chase card that was opened in 1986 this past april and my score jumped tremendously.[/quote]
It probably varies from one credit institution to the next. I added my fiancee back in November of last year to a Citi card with no pr...
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:20 am|
[quote]im in the process of buying a house. 2 people have told me that adding my fiancé to my CC will boost her score "overnight". now im hearing 3 months?[/quote]
I can guarantee you that it will not happen overnight with a score. First of all you are at the mercy of the credit card companies o...
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:15 am|
[quote]CC's are the easiest to build credit. Sucks she can't get one. [/quote]
You wouldn't suggest a secured credit card? It worked great for my wife to get everything started.
Completely agree about the finance company and ridiculous rates. Plus they aren't always reliable to report regula...
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:13 am|
[quote]can I get my original question answered?[/quote]
I answered with I don't know. :lol:
3 months answer is nice to know....
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:05 am|
She has applied several times but denied with no credit history. We are both obviously young, but I have 3 cards that I've paid off religiously.
Suggestions on building her credit history would be appreciated [/quote]
Have her apply at Capital one online for an uns...
| Money Talk|| re: Becoming an authorized user on a credit card to boost your credit score - mglsu21 on 11/8/13 at 10:01 am|
[quote]I have a question relating to this.
I recently authorized my gf to use one of my cards so that she could build credit history. However it didn't ask me for her SSN or anything like that.
Is it even building history or her or no?[/quote]
My wife (fiancee at the time) had zero credit...
| Tiger Rant|| re: Danielle Hunter - A.J. McCarron formally introduced - mglsu21 on 11/7/13 at 8:40 am|
[quote]Early morning mormosa huh![/quote]
More like early morning crack rock!
I think we have a decent chance of winning, but anybody who thinks we are gonna win 35-14 has watched a total of zero minutes of LSU and Bama games this year combined. ...
| Tiger Rant|| re: Danielle Hunter - A.J. McCarron formally introduced - mglsu21 on 11/7/13 at 8:27 am|
[quote]35-14 tigers. [/quote]
| Tiger Rant|| re: Les Miles - BRPD's Most Wanted - mglsu21 on 11/6/13 at 10:53 am|
[quote]That lady in the car with him is extremely pretty.[/quote]
Very pretty and very smart. And she graduated from Episcopal in BR....
| Money Talk|| re: Where to shop for Mortgage rate? Online? - mglsu21 on 11/5/13 at 12:48 pm|
[quote]make your life easy go see a local bank. online might be good for refinances but for purchasing try a local bank. if your in monroe contact standard mortgage[/quote]
Hawkeye knows of what he speaks. Listen to him.
I started off my purchase mortgage (Rural Development Loan) with Amerisa...
| Tiger Rant|| re: Spotlight: LSU Basketball - #55 Tim Quarterman - mglsu21 on 11/4/13 at 9:02 am|
Awesome. Thank you for the wealth of LSU BBall knowledge as always!...
| Tiger Rant|| re: Spotlight: LSU Basketball - #55 Tim Quarterman - mglsu21 on 11/4/13 at 8:48 am|
SoS...is it free admission to the scrimmage game wednesday ? The reason I ask it because it does not give you the option to buy tickets on the website....
| Money Talk|| re: Question for realtors... Am I being selfish? - mglsu21 on 11/1/13 at 7:32 am|
[quote]At the max a couple hundred.[/quote]
| Money Talk|| re: Question for realtors... Am I being selfish? - mglsu21 on 10/31/13 at 5:02 pm|
[quote]I'd be lying if I said its not a little bit funny based on this guys posts when he first went on the market. Hiring a shitty realtor just gives it that extra[/quote]
I forgot about that thread. Went back and saw it and had a good laugh again.
At first he hates that he had a realtor tha...
| O-T Lounge|| re: Do car dealers generally have a minimum trade value - mglsu21 on 10/31/13 at 11:08 am|
If it runs then usually $500 minimum. If it runs and has functional A/C then usually $1,000 minimum....
| Money Talk|| re: Question for realtors... Am I being selfish? - mglsu21 on 10/31/13 at 8:52 am|
[quote]2800 sq ft with about 35-45 pics and a website (since only 20 pics can be used on our MLS, website can show all) it costs me & any other realtor in TN as little as $99[/quote]
Wow, that is really inexpensive. Absolutely no reason to use crappy pics then.
I looked online at houses for a...
| O-T Lounge|| re: Is this Kip's Halloween costume or is he a real cowboy? - mglsu21 on 10/31/13 at 8:35 am|
That's how I saw him dressed at Live after 5 a few years ago. So I would say he is a real life cowboy....
| O-T Lounge|| re: Feminist Verónica Bayetti Flores-claims racism in the song "Royals" - mglsu21 on 10/30/13 at 10:09 am|
[quote]There are stereotypes for a reason and 99% of them are true. [/quote]
I've found that stereotypes are a real timesaver...
| O-T Lounge|| re: Good Home Inspector in Baton Rouge ? - mglsu21 on 10/29/13 at 1:50 pm|
Had to dig back into my emails from May to find it. Bought my 1st house in May and my realtor strongly recommended them. I was EXTREMELY pleased with his expertise and thorough inspection.
Peter J. Forrestall
Advantage Services, Inc.
PO Box 77557
Baton Rouge La 70879
| Money Talk|| re: closing on home Nov 15, house note due Nov 15 - mglsu21 on 10/29/13 at 12:24 pm|
Pay it. You will still get that money back at closing. Plus you run the risk of late fees if the closing gets pushed back. And the payoff amount could change on the 16th due to a late fee which will cause additional headaches.
$500 interest in that $750 payment is still going to occur whether ...
| LSU Ticket Exchange|| re: LSU vs A&M Student Ticket - mglsu21 on 10/29/13 at 11:46 am|
| Money Talk|| re: Buying Home Question - mglsu21 on 10/24/13 at 10:33 am|
If you finance 150k @ 4.5% for 30 years, the note is $760 plus taxes and insurance (and possibly PMI). I would estimate them to be an additional $150-$200, and that's if you are not in a flood zone. So the note could be around $960/month for a 150k mortgage.
$960 note / $2400 per month = 40% PT...
| O-T Lounge|| re: Pool etiquette - mglsu21 on 10/22/13 at 2:41 pm|
Did you hit the 11 ball and then hit a rail? Or just hit the cue ball into the rail without touching the 11 ball.
Rule is you have to hit your target ball 1st (before hitting his ball) and then a ball has to hit a rail. If not then he gets ball in hand....