| Money Talk|| re: My pathetic and inadequate 17/18 year retirement window. Advice Welcomed. - GoIrish02 on 12/15/14 at 9:27 pm|
Roth 401k is superior to an SEP, as you can defer $18,000 in income plus the same profit sharing amount as an SEP....
| Money Talk|| re: Car buying situation-Need advice - GoIrish02 on 12/15/14 at 9:24 pm|
Then get a burner phone and list on Craigslist.[/quote]
I use Google voice for everything I sell on craigslist.
You should be able to at least break even on a Honda. Get coach guidry and/or offer 3% over invoice, but not on a pilot. I looked at one last week and was very disappointed...
| Money Talk|| re: About to be self employed...should I go LLC? - GoIrish02 on 12/15/14 at 5:10 pm|
[quote]an additional tax return (you'll still file personal taxes, plus the corporate taxes), it will cost you to incorporate[/quote]
Schedule C is your friend. No need to file corporate returns or elect S corporation status to get the limited liability protection of an LLC. S corporation status ...
| Money Talk|| re: Retiring at 50 - how do you calculate how much you need? - GoIrish02 on 12/9/14 at 3:29 pm|
[quote]$3.5 million in financial assets, minimum. [/quote]
I was having this discussion with my dad recently and we came up with $3 million today.
Based on a 4-6 percent annual withdrawal rate, this sum would yield $140,000 ~ $180,000 per year forever and not erode the principal sum. This is ...
| New Orleans Saints Talk|| re: Where are the Loomis threads? - GoIrish02 on 11/25/14 at 12:04 am|
We need more bad boys on this team.
Who know how to tackle, instead of doing commercials for 5 minute oil change.
Sorry for the thread hijack, just pissed at Vaccaro. Even the bad boys get soft under this regime....
| New Orleans Saints Talk|| re: Bobby is so wasted - GoIrish02 on 11/24/14 at 11:58 pm|
Turn it on, he's naming names...
Unloading on the O Line right now...
| New Orleans Saints Talk|| re: Bobby is so wasted - GoIrish02 on 11/24/14 at 11:55 pm|
"YOU THINK THIS A LEAGUE WHERE YOU GOTTA HAVE SWAG?
DAT NFL DEFENSE LAUGH AND SMACK YOU RIGHT IN DA MOUT...
YOU GOTTA TAKE POINTS IN DA NFL!!!"
It's dangerous now that he owns the place and no one will cut him off....
| New Orleans Saints Talk|| re: The saints fan who snagged the ball from the Cincy fan - GoIrish02 on 11/16/14 at 2:23 pm|
[quote]Wait,, black on white violence in NOLA ?
You won't hear about in the Times Picayune...
| Political Talk|| re: Russia to now regularly patrol the Gulf of Mexico - GoIrish02 on 11/12/14 at 9:56 pm|
[quote] There's nothing in the gulf they'd have interest in[/quote]
They're going to drill for oil off the coast of Cuba and Florida, as the Chinese already do, and/or off the coast of Mexico, now that Mexico is open to foreign interests in the energy business.
The USA has 3 huge coastlines ...
| O-T Lounge|| re: Why is WWL Radio so crappy? - GoIrish02 on 11/10/14 at 9:44 pm|
[quote]I haven't listened to him in years, but he was on a car I got in on Monday.
WTH happened to his voice?[/quote]
Rush went deaf, had to have his hearing restored with cochlear implants and relearn how to speak & hear all over. ...
| O-T Lounge|| re: Do you know anyone like George Costanza? - GoIrish02 on 11/10/14 at 11:30 am|
[quote]I think I'm the coolest person he knows & because of that he likes to hang with me. Like being seen with me gives him some kind of cred.[/quote]
This sounds like the time George borrowed a picture of Jerry's girlfriend to get into the "forbidden city" models-only secret night club, by sayi...
| Money Talk|| re: Capital One Debit Card Compromised - GoIrish02 on 8/1/14 at 1:39 pm|
[quote]Never use a debit card online[/quote]
Or anywhere else to buy anything ever.
The only safe and limited use for a debit card is to get cash from an ATM located INSIDE the physical premises of a bank. Not the drive up ATM outside your local branch, not your bank's ATM or another nationa...
| Money Talk|| re: Books on the Debt of Nations - GoIrish02 on 7/9/14 at 8:36 pm|
Steyn is what you want, more than Ryan.
I'm not familiar with the book you mentioned but will check it out. ...
| Money Talk|| re: Books on the Debt of Nations - GoIrish02 on 7/9/14 at 2:35 pm|
Mark Steyn had some good ones. "After America" I think was the one I read recently. It will leave you scared and is a sober picture of how broke we are historically, with lots of economic data behind its conclusions.
Representative Paul Ryan had very good videos on YouTube about our current an...
| O-T Lounge|| re: Anybody driven for Uber before? - GoIrish02 on 6/18/14 at 3:01 am|
Be sure to include in your pro forma the cost of the inevitable uncovered auto liability claim and your subsequent bankruptcy when you get into an accident.
Your auto insurer will rightfully void your insurance and deny all coverage for operating a personal vehicle as a taxi/livery service. Yo...
| O-T Lounge|| re: NOLA city council still trying to screw over Uber - GoIrish02 on 6/12/14 at 1:16 pm|
FYI Mose Jefferson is dead, so it may be a while before he responds.
He died shortly before reporting to federal prison, so maybe you don't know what you're talking about. ...
| Money Talk|| re: Borrowing from Friends to Buy a House - GoIrish02 on 5/13/14 at 1:12 pm|
Disability coverage, to replace your income if you cannot work.
Why not just get a mortgage and buy the place now if you like it / if it's a good deal?
There are too many variables over too long a horizon the way the seller is structuring the deal. Good luck predicting interest rates in 5 yea...
| Money Talk|| re: Insurance on Vacant House I'm Selling - GoIrish02 on 5/12/14 at 3:26 pm|
When you're not there to deal with the water heater with the busted drain pan in the attic that floods your entire house, then sits untouched for 3 months growing mold, or the rodents that you don't see when you're not there eat through your wires and your house burns down, tell your insurer you wer...
| Money Talk|| re: Cost of college projections are scary - GoIrish02 on 5/6/14 at 9:28 pm|
It's already here, Loyola University laid off 1/3 of their staff in late 2013, after their freshmen class size dropped 30%. (I'm not sure why they didn't plan for layoffs immediately in May when everyone sent in deposits.)
CityBusiness had an article about staff lining up overnight to get lottery...
| Money Talk|| re: vehicles to invest with retirement - GoIrish02 on 5/2/14 at 8:49 am|
Add a Roth 401k to your plan ($17,500 salary deferral plus $34,500 in employer match) as your primary vehicle for your small business income and end your ongoing partnership with the feds. Plus you can still contribute to a Roth IRA independent of any 401k plan...