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Money Talk
re: Capital One Debit Card Compromised - GoIrish02
[quote]Never use a debit card online[/quote] Or anywhere else to buy anything ever. The only safe and limited use for a debit card is to get cash from an ATM located INSIDE the physical premises of a bank. Not the drive up ATM outside your local branch, not your bank's ATM or another nationa...


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Money Talk
re: Books on the Debt of Nations - GoIrish02
Steyn is what you want, more than Ryan. I'm not familiar with the book you mentioned but will check it out. ...


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Money Talk
re: Books on the Debt of Nations - GoIrish02
Mark Steyn had some good ones. "After America" I think was the one I read recently. It will leave you scared and is a sober picture of how broke we are historically, with lots of economic data behind its conclusions. Representative Paul Ryan had very good videos on YouTube about our current an...


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O-T Lounge
re: Anybody driven for Uber before? - GoIrish02
Be sure to include in your pro forma the cost of the inevitable uncovered auto liability claim and your subsequent bankruptcy when you get into an accident. Your auto insurer will rightfully void your insurance and deny all coverage for operating a personal vehicle as a taxi/livery service. Yo...


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O-T Lounge
re: NOLA city council still trying to screw over Uber - GoIrish02
FYI Mose Jefferson is dead, so it may be a while before he responds. He died shortly before reporting to federal prison, so maybe you don't know what you're talking about. ...


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Money Talk
re: Borrowing from Friends to Buy a House - GoIrish02
Disability coverage, to replace your income if you cannot work. Why not just get a mortgage and buy the place now if you like it / if it's a good deal? There are too many variables over too long a horizon the way the seller is structuring the deal. Good luck predicting interest rates in 5 yea...


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Money Talk
re: Insurance on Vacant House I'm Selling - GoIrish02
When you're not there to deal with the water heater with the busted drain pan in the attic that floods your entire house, then sits untouched for 3 months growing mold, or the rodents that you don't see when you're not there eat through your wires and your house burns down, tell your insurer you wer...


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Money Talk
re: Cost of college projections are scary - GoIrish02
It's already here, Loyola University laid off 1/3 of their staff in late 2013, after their freshmen class size dropped 30%. (I'm not sure why they didn't plan for layoffs immediately in May when everyone sent in deposits.) CityBusiness had an article about staff lining up overnight to get lottery...


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Money Talk
re: vehicles to invest with retirement - GoIrish02
Add a Roth 401k to your plan ($17,500 salary deferral plus $34,500 in employer match) as your primary vehicle for your small business income and end your ongoing partnership with the feds. Plus you can still contribute to a Roth IRA independent of any 401k plan...


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New Orleans Saints Talk
re: If 30 for 30 did a Saints related story, what would you like to see? - GoIrish02
[quote] didn't Swilling win the NFL Defensive Player of the Year in 1991... maybe 1992? i remember him going the hell off one of those years. He had a lot of QB sacks. [/quote] It was 1992, Saints went 12-4 and still only got the wildcard. Swilling owes Ricky a lot for his success and wa...


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Money Talk
re: Expired judgment - GoIrish02
Tracking down the contractor is not really an option, as the contractor never responded to my dispute in 2007, filed this bogus claim instead, then sold the debt to a law firm for collections, who dropped pursuing the sum in 2010. The case history shows they tried to serve the petition at my pare...


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Money Talk
re: Expired judgment - GoIrish02
I never received service of process and the court clerk gave me the history of the file in the small claims system. She told me any lawyer would be able to look at the history of the file and would know how to vacate it, but she couldn't give me further legal advice as an employee of the court. ...


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Money Talk
Expired judgment - GoIrish02
I'm about to begin the process of refinancing a rental condo I bought & renovated in 2006. I just discovered an outstanding but expired judgment from a contractor who did some of the renovation work, filed in 2007. I never got notice/service of the claim and the judgement was entered by default. ...


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Money Talk
re: What would you pay per sq ft in Old Metairie? - GoIrish02
My wife and I own a house near the playground (Old Metairie townhomes, behind Hurwitz Mintz) and recently refinanced, and we're also building in the Maple Ridge neighborhood one light down. Wife's family are homebuilders, my family runs the largest locally owned savings & loan in Louisiana. ...


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Money Talk
re: My tenant wants to break their lease - GoIrish02
[quote] what you can legally charge for an early termination[/quote] In most leases, the tenant is responsible for the remaining balance of the lease term, in this case 22 months of rent. It would be foolish for a landlord to negotiate away what is a pretty standard lease provision from a boiler...


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O-T Lounge
re: Lafayette to Sue over Deliquent Red-Light Camera Tickets - GoIrish02
[quote]We have an officer that reviews every photo before a citation is issued.[/quote] Yet we don't get to confront our accuser in criminal/traffic court = unconstitutional. Sixth Amendment did not get repealed in Lafayette. [quote]That officer issues the citation, not the company that provid...


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Money Talk
re: AMEX no spending limit - GoIrish02
If you login to your account, there is a link where you can punch in prospective spending to see if it will be accepted. It is a blue button on the main page that says "Will my purchase be accepted?"...


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Money Talk
re: How Long Will My Credit Suffer?? - Update pg 2 - Score Lowered Again!!! - GoIrish02
[quote]Take out 2 loans simultaneously of like 500-1000$ (Each). Calculate the interest and put the loan and the cumulative interest into a new and separate checking account. Set to auto draft. 12 months later. Check again. It will look like 2 loans at the same time being paid off. Thank me later[/q...


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Money Talk
re: Group vs Individual Health Insurance - GoIrish02
[quote] The group doesn't have to worry about any member being uninsureable while the individual may be uninsureable due to a pre-existing condition. Note that this should become a thing of the past ecome January 1, 2014 when Obamacare makes denial of coverage for pre-exisitng conditions illegal.[/q...


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O-T Lounge
re: Challenging a red light camera ticket - GoIrish02
[quote]Be advised that Orleans parish is booting/towing cars now.[/quote] This is false. Booting occurs for unpaid parking tickets, not camera tickets. Camera tickets are not accessible by meter maids or their scanners, as they only exist in the records of a private company with no enforcement po...


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