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Money Talk
re: Advice on negotiating a severance when I resign voluntarily... - Htown Tiger
Severance for resigning? I don't know if that is customary......


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Outdoor Board
Recommendations on a power washer? - Htown Tiger
Looking to buy a power/pressure washer to clean my deck and porch and possibly the house siding. I don't want one that will take off paint however. I know nothing about them....is there a specific psi level that I should look for? And can I get a decent one for under $200?...


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Food and Drink Board
re: My Epic Quest to Find Decent Boiled Crawfish in Houston - Part 1 - Htown Tiger
So I'm doing my first (hold laughter please) crawfish boil next month here in Houston. Any recommendations for best places to get them live? So far I've heard of Boyd's Seafood in this thread. Also, what's a general estimate for amount of crawfish per person? I know thats a loaded question, but j...


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Movie/TV Board
Shows not on Hulu Plus - Htown Tiger
So I just signed up for Hulu Plus tonight and I don't see shows such as: How I Met Your Mother, Big Bang Theory, The Americans, etc. Are they just not on there? ...


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O-T Lounge
re: Official Thread: Missing Malaysia Airlines Flight 370 - Htown Tiger
Why are they revealing this crap now after everyone's been searching for 3 days??...


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O-T Lounge
re: Repair help needed: Dryer won't heat - Htown Tiger
Would the timer affect the heat while the rest works? ...


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O-T Lounge
Repair help needed: Dryer won't heat - Htown Tiger
So I've done as much research as I think I can, and still no luck. Breakers have been checked Voltage from wall reads 220v Tested continuity in the heating element, thermal fuse, and thermostats (all 3 of them) and all passed Vents are clear of a any debris and air flows perfectly fine out th...


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O-T Lounge
re: Best private elementary schools in Mandeville/Covington? - Htown Tiger
[quote]Guaranteed they went to SPS and SSA, which are just garbage from what I've heard these days[/quote] Wtf? :lol:...


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Money Talk
re: Insurance Liability Question - Homeowner vs HOA - Htown Tiger
It was originally built in 1988 I believe, and then underwent a "developer conversion" back in 2005 I believe....


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Money Talk
Insurance Liability Question - Homeowner vs HOA - Htown Tiger
So I own a condo unit on the ground floor of a 3 story building and then tenant has mentioned that there is evidence of mold in the walls of one of the bathrooms. I sent a mold specialist out there and they have removed some of the ceiling/wall and can determine that there is a leak from some pipes...


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Money Talk
re: Dow 30 display board - Htown Tiger
I know you asked about the Dow, but this one is pretty cool for the S&P 500. [link=(http://finviz.com/map.ashx?t=sec)]LINK[/link]...


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Money Talk
re: Can someone explain to me what a HELOC is? - Htown Tiger
[quote]When you set it up the lender will send out an appraiser to assess the value of your home and make sure title is clear. This will cost you probably in the neighborhood of $500-$1000.[/quote] I'm in the process of applying for a HELOC and I was told all fees are paid for by the bank I'm going...


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]investment property loans are not as easy as everyone may think. you can not get a HELOC on an investment property[/quote] I was thinking of getting a HELOC against my current/main home and using that to pay "cash" for the property....


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]If you do this please be smart and protect yourself with title insurance[/quote] Yes definitely. Is it unreasonable to ask the seller to pay for it?...


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]I hope you are getting a hell of a deal. Yes, you can go back to the bank after the property is on solid financial ground. [/quote] It does have potential. It's a 3%'er. But I was really hoping to finance some of this to keep options open for other properties. ...


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Money Talk
Attempting to buy rental- seller wants cash offers only - Htown Tiger
And good advice in this situation? Is it because he thinks it won't appraise well since it does need some work before being able to be rented? Or is he afraid the bank just won't finance it? If I end up paying cash, can I fix it up and then go to the bank and get a loan at that point? ...


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Money Talk
re: Homeowner insurance question regarding dwelling protection vs replacement cost - Htown Tiger
[quote]krange1[/quote] [quote]Mr. Perfect[/quote] Thanks. This helps. May as well lower the premium. :cheers:...


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Money Talk
Homeowner insurance question regarding dwelling protection vs replacement cost - Htown Tiger
So I switched HO insurances this year and when signing up, I just used the same coverages as my previous policy. So for instance, lets say my dwelling protection was $300k. I then received a letter saying that an estimator has established a "replacement cost" of a lesser amount, say $260k. The in...


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Money Talk
re: LLC question for rental property purchase - Htown Tiger
[quote]Can you explain this bama? I'm assuming 2% of the purchase price received for rent every month??[/quote] Yep...


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Money Talk
re: LLC question for rental property purchase - Htown Tiger
Thanks all, for the responses. I have heard about the umbrella policy as well, so I may go that route (I believe they are fairly inexpensive). Maybe if I expand beyond this rental and acquire more I may consider an LLC and moving them under it....


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Money Talk
re: LLC question for rental property purchase - Htown Tiger
Thanks Bama. I've enjoyed reading your real estate posts. This purchase won't meet the 2% criteria that I know you like, but it's about 1.5%, which isn't too bad for Houston. I'm getting pretty close to pulling the trigger. ...


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Money Talk
LLC question for rental property purchase - Htown Tiger
I'm looking into buying some rental property and if so I'd like to set up an LLC for it. I'm not sure how long it takes to setup an LLC but do I need it fully set up prior to putting in an offer for the house? Or as long as I have it by closing time and sign everything under the LLC, that would suff...


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Money Talk
re: How much do you save 80k salary - Htown Tiger
So I have a random question - what do people consider when they say "savings"? Is it retirement (401k, Roth)? Is it emergency fund? Is it additional money you put aside for your next vehicle so you can pay in cash (while you run your current one into the ground)? Is it the $100/mo you put asi...


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Money Talk
re: LSUCIA program - Htown Tiger
[quote]Or you should be able to get offers to multiple places and then continue the evaluation once you have those offers in hand.[/quote] This is actually how it used to be when I went through the program. And even though I personally preferred it that way, I can see why they changed it. Make no m...


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Money Talk
re: LSUCIA program - Htown Tiger
As long as you are willing to travel to wherever that company is located, you should sign up. Any internship is invaluable in terms of experience. Also it depends on whether you want to go Big 4 or industry. Make that decision first. But otherwise, don't be too picky. If you get an opportunity, i...


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Food and Drink Board
re: What ya cooking for GameDay? - Htown Tiger
Pulled pork nachos to start with BBQ shrimp to follow. And picked up some Abita Mardi Gras bock to compliment. ...


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Money Talk
re: Tax Deductions - Htown Tiger
[quote]Neil Caffrey[/quote] [quote]Have a few "life events" this year that may complicate things a little more than I'm used to[/quote] Like how to account for the priceless artwork and rare gold coins in your possession? :lol: P.S. File jointly...


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More Sports Board
re: Is your survivor league still going? - Htown Tiger
The one I was in had 8 people left going into this weekend. 7 picked Cincy and 1 guy picked the Saints. He wins almost $10k. ...


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Money Talk
Roth Contribution Limits - Htown Tiger
I know ROTH questions get asked a lot around here, but had a couple questions related to the limits: - I'm trying to understand the whole MAGI calculation when it comes to knowing whether you can still contribute to a Roth IRA. Does this number correlate to a specific line item on your 1040 tax fo...


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Money Talk
re: (4/11/14 Updated standings are on page 7.) Predict the 12/31/2014 market prices. - Htown Tiger
DowJones 30 Average: 17,154.14 S&P 500 Index: 1,914.14 NASDAQ: 4,314.14 Japan Nikkei Index: 16,814.14 Apple Computer (AAPL): $577.14 Euro/$: $1.2914 10 YR Bond Yield: 3.414% 30 YR Bond Yield: 4.314% Gold/Oz: $1,177.14 Silver/Oz: $18.14 Oil/barrel (WTI crude): $88.14 Natural Gas/'00...


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