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Money Talk
re: Sold stock - Do I need to remit capital gains taxes now? - Htown Tiger
Someone might need to dumb that down for me. I'm probably going to owe about $10k. All long term gains. ...


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Money Talk
Sold stock - Do I need to remit capital gains taxes now? - Htown Tiger
Or can I just wait till tax time next year and figure it all out then when I do my taxes? I will definitely owe, so will I face any underpayment penalties if I dont remit any time soon?...


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Money Talk
Help me understand payroll tax levies - Htown Tiger
How is this garnishment typically imposed on a person? Is it a set amount that must be taken out of each paycheck until it the amount is repaid? Can this amount change/flucuate throughout the year, or should it be fairly standard (either in $ or %). Would the garnishment details specify from what pa...


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Money Talk
re: Sending my son to LSU; Tuition Concerns - Htown Tiger
Maybe slightly off topic, but is it true if you are an LSU alum, your children receive in state tuition costs no matter where you live?...


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O-T Lounge
re: Damn, my whole county (San Diego) is on fire - Htown Tiger
Yeah, been following this since yesterday. I was just in Carlsbad and Escondido area this weekend. Craziness....


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Fantasy Sports Board
re: Shoukd I do this trade? - Htown Tiger
This is already offered and on the table to you? Then yes. If you are asking to get feedback before you offer it, I highly doubt it will be accepted. ...


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Money Talk
re: How would you handle this situation? re: Initial Job Interview and Salary - Htown Tiger
[quote]Honestly I probably wouldn't reply. [/quote] Agreed. They gave you the range. You'd be wasting everyone's time to go through the interview process only to tell them they are 20% short on the offer. Either be honest up front or don't interview. ...


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Money Talk
re: I love customers sometimes - Htown Tiger
What kind of business? Just curious in case I ever need the service. ...


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O-T Lounge
re: Pet owners, have fleas infiltrated your yard? - Htown Tiger
We had some issues with fleas recently. Had to completely change their flea medicine. It was like the fleas became immune to the old one or something. But once you get them in your house, now you have to treat the house- wood floors, carpets, bedding, etc. If eggs have been laid, they will be b...


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Money Talk
re: Are you saving TOO MUCH for retirement? - Htown Tiger
I'm probably in a very similar situation as you. I do all the proper savings - and then some - and don't really buy a whole lot. I tell myself all the time I need to "live in the now" much more than I do. Only real hobby I have is golf. But I dont buy new cars (I'll drive mine till they die), rar...


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Money Talk
re: Advice on negotiating a severance when I resign voluntarily... - Htown Tiger
Severance for resigning? I don't know if that is customary......


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Outdoor Board
Recommendations on a power washer? - Htown Tiger
Looking to buy a power/pressure washer to clean my deck and porch and possibly the house siding. I don't want one that will take off paint however. I know nothing about them....is there a specific psi level that I should look for? And can I get a decent one for under $200?...


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Food and Drink Board
re: My Epic Quest to Find Decent Boiled Crawfish in Houston - Part 1 - Htown Tiger
So I'm doing my first (hold laughter please) crawfish boil next month here in Houston. Any recommendations for best places to get them live? So far I've heard of Boyd's Seafood in this thread. Also, what's a general estimate for amount of crawfish per person? I know thats a loaded question, but j...


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Movie/TV Board
Shows not on Hulu Plus - Htown Tiger
So I just signed up for Hulu Plus tonight and I don't see shows such as: How I Met Your Mother, Big Bang Theory, The Americans, etc. Are they just not on there? ...


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O-T Lounge
re: Official Thread: Missing Malaysia Airlines Flight 370 - Htown Tiger
Why are they revealing this crap now after everyone's been searching for 3 days??...


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O-T Lounge
re: Repair help needed: Dryer won't heat - Htown Tiger
Would the timer affect the heat while the rest works? ...


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O-T Lounge
Repair help needed: Dryer won't heat - Htown Tiger
So I've done as much research as I think I can, and still no luck. Breakers have been checked Voltage from wall reads 220v Tested continuity in the heating element, thermal fuse, and thermostats (all 3 of them) and all passed Vents are clear of a any debris and air flows perfectly fine out th...


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O-T Lounge
re: Best private elementary schools in Mandeville/Covington? - Htown Tiger
[quote]Guaranteed they went to SPS and SSA, which are just garbage from what I've heard these days[/quote] Wtf? :lol:...


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Money Talk
re: Insurance Liability Question - Homeowner vs HOA - Htown Tiger
It was originally built in 1988 I believe, and then underwent a "developer conversion" back in 2005 I believe....


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Money Talk
Insurance Liability Question - Homeowner vs HOA - Htown Tiger
So I own a condo unit on the ground floor of a 3 story building and then tenant has mentioned that there is evidence of mold in the walls of one of the bathrooms. I sent a mold specialist out there and they have removed some of the ceiling/wall and can determine that there is a leak from some pipes...


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Money Talk
re: Dow 30 display board - Htown Tiger
I know you asked about the Dow, but this one is pretty cool for the S&P 500. [link=(http://finviz.com/map.ashx?t=sec)]LINK[/link]...


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Money Talk
re: Can someone explain to me what a HELOC is? - Htown Tiger
[quote]When you set it up the lender will send out an appraiser to assess the value of your home and make sure title is clear. This will cost you probably in the neighborhood of $500-$1000.[/quote] I'm in the process of applying for a HELOC and I was told all fees are paid for by the bank I'm going...


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]investment property loans are not as easy as everyone may think. you can not get a HELOC on an investment property[/quote] I was thinking of getting a HELOC against my current/main home and using that to pay "cash" for the property....


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]If you do this please be smart and protect yourself with title insurance[/quote] Yes definitely. Is it unreasonable to ask the seller to pay for it?...


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Money Talk
re: Attempting to buy rental- seller wants cash offers only - Htown Tiger
[quote]I hope you are getting a hell of a deal. Yes, you can go back to the bank after the property is on solid financial ground. [/quote] It does have potential. It's a 3%'er. But I was really hoping to finance some of this to keep options open for other properties. ...


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Money Talk
Attempting to buy rental- seller wants cash offers only - Htown Tiger
And good advice in this situation? Is it because he thinks it won't appraise well since it does need some work before being able to be rented? Or is he afraid the bank just won't finance it? If I end up paying cash, can I fix it up and then go to the bank and get a loan at that point? ...


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Money Talk
re: Homeowner insurance question regarding dwelling protection vs replacement cost - Htown Tiger
[quote]krange1[/quote] [quote]Mr. Perfect[/quote] Thanks. This helps. May as well lower the premium. :cheers:...


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Money Talk
Homeowner insurance question regarding dwelling protection vs replacement cost - Htown Tiger
So I switched HO insurances this year and when signing up, I just used the same coverages as my previous policy. So for instance, lets say my dwelling protection was $300k. I then received a letter saying that an estimator has established a "replacement cost" of a lesser amount, say $260k. The in...


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Money Talk
re: LLC question for rental property purchase - Htown Tiger
[quote]Can you explain this bama? I'm assuming 2% of the purchase price received for rent every month??[/quote] Yep...


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Money Talk
re: LLC question for rental property purchase - Htown Tiger
Thanks all, for the responses. I have heard about the umbrella policy as well, so I may go that route (I believe they are fairly inexpensive). Maybe if I expand beyond this rental and acquire more I may consider an LLC and moving them under it....


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