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O-T Lounge
 | LSU graduate Jill Hayes, Ph.D. testifying in Jodi Arias trial - mmtsanders on 5/2/13 at 12:47 am Last witness of the trial!!!!!
Dr. Hayes began her career at the LSU Health Sciences Center (LSUHSC) Department of Psychiatry in New Orleans where she completed a forensic psychology and neuropsychology fellowship. She also completed the FBI Citizen’s Academy.
As an Associate Professor of C...
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Money Talk
 | re: Paying off credit cards and credit scores - mmtsanders on 4/1/13 at 12:53 pm You can get a copy of all 3 credit reports once a year for free here:
https://www.annualcreditreport.com
Don't close the accounts out as this will have a negative impact on her score. Also, it might work out best to make 2 payments on the cards to boost the score. Pay down the utilization on...
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O-T Lounge
 | re: Suicide (Spinoff thread) - mmtsanders on 3/27/13 at 12:54 pm [quote]Dude. She's not worth the trouble. Did you go join a gym yet? Listen man, cry your eyes out if you need to. Bury your head on your mom's shoulder and cry away. Your sister. A friend. Whoever. But get it out of you and start growing from this. [/quote]
I agree with this. Get busy doing o...
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O-T Lounge
 | re: Special needs student battered/raped in high school bathroom - mmtsanders on 3/19/13 at 1:29 pm quote (According to the incident report, the victim's aunt said her nephew told the principal what happened and he was told to return to class. Police say the day the attack was reported, the victim had a sexual assault examination at the Memphis Sexual Assault Resource Center)
I hope the Princ...
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O-T Lounge
 | re: Search underway for grade-school teacher last seen at Lakeview bar - mmtsanders on 3/18/13 at 9:47 pm [quote]Where is her family in this? The Schunicks had the full court press on by now, sad really.[/quote]
They live out of state. I believe I read earlier that they are from California....
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O-T Lounge
 | Carnival reporting 2 more ships with malfunctions - mmtsanders on 3/15/13 at 5:16 am (CNN) -- First it was Triumph, then Elation, Dream and now Legend.
Carnival Dream lost power and some toilets stopped working Wednesday, and no one was allowed to get off the vessel docked at Philipsburg, St. Maarten, in the eastern Caribbean. Carnival says it is flying the more than 4,000 passen...
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O-T Lounge
 | re: Jody Arias trial - mmtsanders on 3/14/13 at 11:02 pm [quote]the Casey Anthony verdict was the correct one. The state could not prove how Caylee died so how could they say Casey killed her? [/quote]
This reminded me of something that the defense expert witness, Dr. Werner Spitz, said.
He said they are 4 manners of death:
1. Natural cause...
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O-T Lounge
 | re: How far is too far when disciplining your child? - mmtsanders on 3/10/13 at 11:15 pm [quote]Wrd of advice: if you have kids.... NOBODY wants to be around our bad, loud, disrespectful kid. They aren't cute they are annoying and you the parent is the a-hole everybody around you hates. Truth. Don't be that person/parent.[/quote]
You took the words right our of my mouth......
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O-T Lounge
 | re: Whats the best way to help witha a bad attitude of a child? - mmtsanders on 3/10/13 at 10:43 pm [quote]If you would have started sooner perhaps something other than that may have worked. Once the attitude set in, it may be the only recourse. [/quote]
Agree 100%. If you never teach your children there is consequences for their actions, why would they stop doing it?
Since spanking or gr...
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Tiger Rant
 | re: People who bring those old headphones to the ball game - mmtsanders on 3/9/13 at 11:34 pm You should really try to listen to Jim Hawthorne on 98.1 commentating the baseball game while sitting at the box, it makes the experience much more fun!!...
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O-T Lounge
 | re: Has Anyone Done An Alternate Teacher Certification Program To Become A Teacher I - mmtsanders on 3/8/13 at 10:58 pm I know several people that have done it and they have good jobs at great schools (and they were selected over the traditional teacher)....
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O-T Lounge
 | re: Care for a bad sunburn - mmtsanders on 3/7/13 at 8:59 pm Vinegar in bath water has been tbe best for me and my kids. Frequently wiped them down with a rag with vinegar on it. In a very short time you should see the benefits of its use....
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O-T Lounge
 | re: We should outlaw tipping, in a mixed culture, you can't expect uniformity - mmtsanders on 3/7/13 at 2:23 am Should you tip on the cost of the food and drinks you order or should you tip on the entire bill including the taxes?
I tip 20% on the entire bill but some of my friends only tip 15% on the food and drink amounts only. Then sometimes we have a party of 6 or more and an 18% tip is added to the bi...
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Money Talk
 | re: state income tax refund - mmtsanders on 3/6/13 at 10:24 am [quote]There is a thread literally 5 post down from this one so why start another one Also, you never asked a question. Stick to the OT...it's more your speed [/quote]
Sorry I forgot to ask the question.
She wants to know how long does it take to approval a $19 refund?
My...
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Money Talk
 | re: state income tax refund - mmtsanders on 3/6/13 at 10:18 am [quote]You started a thread over a $19 refund???[/quote]
I did. Don't be such a grump about it.
It is a fun process to teach your teenage kids about how our government works. First time working last year so she is learning that you have to pay taxes,social security and have to file income ...
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Money Talk
 | state income tax refund - mmtsanders on 3/5/13 at 11:59 pm Teenage daughter waiting on her $19 state refund.
Previously the website said "Your return has been received but processing has not been completed."
For the past 5 days this is what it has been saying "Your refund is pending approval."
...
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O-T Lounge
 | re: Words you've heard people incorrectly pronounce lately? - mmtsanders on 3/5/13 at 11:50 pm Recent FB post...
My wife is sick with the flew ...
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O-T Lounge
 | re: What did you do w/ your tax return refund? - mmtsanders on 2/23/13 at 2:02 am Getting $9806 back and paying off several loans. Gonna take the money and pay off several smal loans and maybe go eat a nice steak at Long Horn....
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O-T Lounge
 | re: Can LA realistically do anything about Auto Insurance rates? - mmtsanders on 2/23/13 at 1:53 am I was just at the MVA the other day turning in a tag on a vehicle we sold. They ask for proof of insurance for me to be able to turn the tag it. I had it as I was going to drop off the tag first then go to the insurance company and cancel the policy.
Apparntly there is new law that started in ...
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O-T Lounge
 | re: Can LA realistically do anything about Auto Insurance rates? - mmtsanders on 2/23/13 at 1:44 am My BIL works out of state and he was able to switch all his vehicles that his wife and kids drive back home in Louisiana and they are saving a ton.
As for as me, Im paying about 5800 a year on a 2011 Nissan Altima, 2013 Chevy Silvarado, 2013 Nissan Sentra and a 2002 Ford F150 crewcab. However, ...
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O-T Lounge
 | re: Getting my wisdom teeth taken out - mmtsanders on 2/21/13 at 6:29 pm Had 2 of mine taken out last Wednesday. Used an ice pack the first day and a few Lortab, and everything went much better than I expected. By Friday, I was out at walk-ons eating crawfish and then went to the baseball game.
Good luck!!!...
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O-T Lounge
 | where can i get a couple sacks of crawfish this weekend?? - mmtsanders on 2/21/13 at 6:04 pm (No Message)...
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O-T Lounge
 | re: Panama City Beach Worthwhile? - mmtsanders on 2/21/13 at 3:46 pm We go to PCB every year as a family (we are in our 40s) so I guess we have missed those rough and rowdy crowds everybody is talking about.
We stay on the end closest to Pier Park. Two good places to stay (depending on what your are looking for) is the Calypso if you are wanting to rent a condo....
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O-T Lounge
 | re: Do you think it would be ethical to charge interest on outstanding medical bills - mmtsanders on 2/18/13 at 1:28 am I currently have an outstanding medical bill of $298 dollars and they are threatening to send me to collections.
I have insurance with Coventry and apparently the contract between Coventry and my provider is that all lab work is sent to Quest Diagnostic. However, my provider sent it to LabCorp....
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Tiger Rant
 | re: Who else is at Alex Box already? - mmtsanders on 2/15/13 at 11:41 pm Nola...
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Money Talk
 | re: Amending a tax return - mmtsanders on 2/14/13 at 4:26 pm [quote]Needed money that bad huh???[/quote]
Not really but after having to pay one year because of a lot of OT, I have more withheld just so I don't owe at the end of the year.
Since I overpaid by 10,000, I see no point in letting the IRS hold onto MY money longer than necessary....
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Money Talk
 | re: Amending a tax return - mmtsanders on 2/14/13 at 12:24 am Wait to file the ammended tax after your original has been processed. If you file before this, your tax return will be flagged and it is a long process.
I filed in February last year and ammended mine 2 days later and I did not get my refund until October. ...
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O-T Lounge
 | re: Texas man kills drunk driver that killed his sons - mmtsanders on 2/13/13 at 3:37 pm This is a terrible situation for all involved. However, as long as our court systems continues to not imposed more severe consequences to push those drinking and driving nothing will ever change.
Take a look at this weeks court cases in the Denham Springs News.
They collected almost 27,000...
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Money Talk
 | re: Amended Tax Return - mmtsanders on 2/13/13 at 3:06 pm Yes wait until they process the original and then file the ammended return so it is not flagged. I did ask the IRS the same question and was told that I could have filed it after my first tax return had been filed. ...
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Money Talk
 | re: Amended Tax Return - mmtsanders on 2/12/13 at 11:24 pm I don't know the answer to this but I do know that if you are expecting a refund and you file an ammended return right now that your refund will be held up for quite a while.
I did an ammended return 2 days after I filed my taxes last year in February of last year and I got my refund in October....
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