| Money Talk|| re: Any negative for having too many CCs open? - LSUAfro on 7/24/14 at 2:53 pm|
Without knowing much about your Credit, 8 months out and 1 card shouldn't be a problem at all and very well could help. ...
| Money Talk|| re: Any negative for having too many CCs open? - LSUAfro on 7/24/14 at 1:11 am|
[quote]Posted by bubbz Well I'm calling BS on both. You do take a small hit with more than 3 cards opened. Whether you manage them well or not is a different story. Having a lot of available credit to tap into can show risk to a lender. Your score will be the same whether you have 20% or 60% bal...
| LSU Ticket Exchange|| re: Looking for saints season tickets - LSUAfro on 7/22/14 at 2:36 pm|
[quote]Harry Pitts[/quote] If he's not interested, I am.
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/22/14 at 12:48 pm|
[quote]Anyone have experience with this card? Would mainly be gas and groceries. First credit card I'll be opening [/quote]
I'd establish a Chase Line and always recommend the Freedom for first timers.
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/22/14 at 12:44 pm|
Check out the FT thread.
AMEX PR Gold offers a solid retention bonus for decent spenders....
| O-T Lounge|| re: Neighbor cutting grass at 6:30am - LSUAfro on 7/19/14 at 11:48 am|
Yeah. 8 am is good rule of thumb if you're mowing by neighbors house. ...
| Money Talk|| re: Using a Credit Card as down payment on car - LSUAfro on 7/18/14 at 8:19 pm|
Yeah that's bad luck. Can't predict that. Can only expect better. Sorry you have to deal with that. I have a brother that's owed me money like that for years too. I've just written it off. He pays me a bit here and there annually. Still best friends and love the guy, but I learned a hard lesson. ...
| Money Talk|| re: Using a Credit Card as down payment on car - LSUAfro on 7/18/14 at 4:44 pm|
I just did $5k on a CC earlier in the year at All Star at no charge. I wouldn't have paid a fee. I would've walked out. If I'm buying a new car and you won't eat the $100 CC processing payment, kiss my ass.
Eta: I say I would've walked out, but my wife would've been pissed and made me go back :l...
| O-T Lounge|| re: Married OTers: Do you have a joint bank account with your spouse? - LSUAfro on 7/17/14 at 9:06 pm|
[quote]Say you want to buy a boat. Clearly that will blow your "fun" budget. Or add on to the house. If you make more, are you going to deplete your wife's account to equalize. [/quote]
How do u know it will blow my budget?
Of course my wife would have to approve that just as she would if we only...
| O-T Lounge|| re: Married OTers: Do you have a joint bank account with your spouse? - LSUAfro on 7/17/14 at 8:22 pm|
[quote]Do y'all really have a separate account for your personal spending? When the wife is buying herself a pair of shoes while buying the kids clothes for school at the same store, does she have to make the purchases on two different cards? [/quote]
And that's why it doesn't work for people like ...
| O-T Lounge|| re: Married OTers: Do you have a joint bank account with your spouse? - LSUAfro on 7/17/14 at 7:46 pm|
[quote] Message Posted by ell_13 Then you're not man enough to be married [/quote]
Better yet it never comes up.
Actually I talk to my wife when I stupidly blow money because it pisses me off, and the nice part is she says, "glad it was your money and not mine". ...
| O-T Lounge|| re: Married OTers: Do you have a joint bank account with your spouse? - LSUAfro on 7/17/14 at 7:24 pm|
[quote]Not really. Having one account where all the money comes out of is much simpler than multiple accounts. There's really no way to argue that. [/quote]
It's not really complicated either way if you're even mildly mentally competent. Direct deposits make it quite simple to allocate funds betwee...
| O-T Lounge|| re: Taking the family to New Orleans, anything going on for kids this weekend - LSUAfro on 7/17/14 at 3:37 pm|
[quote]TALES OF THE COCKTAIL
A record 22,770 attendees took part in the five days of educational events including seminars, tastings, dinners, competitions and more[/quote]
| O-T Lounge|| re: Taking the family to New Orleans, anything going on for kids this weekend - LSUAfro on 7/17/14 at 3:34 pm|
Any idea what's going on this weekend? Hotels are packed and what is available ain't cheap.
It's usually cheap this time of year....
| Money Talk|| re: how much to charge girlfriend for rent? - LSUAfro on 7/16/14 at 6:08 pm|
She's used to paying $400. Keep it there. ...
| Food and Drink Board|| re: Cooking for dr clinic--45 people - LSUAfro on 7/16/14 at 3:02 pm|
[quote]I wonder if people in mobile, al, feel the same though. I wonder how often someone serves them jamb? [/quote] If that's the case, I'd probably go with a jamb, white beans, and green salad route as well. ...
| Food and Drink Board|| re: Cooking for dr clinic--45 people - LSUAfro on 7/16/14 at 2:08 pm|
I hate doing jambalaya as a main for catering jobs.
Chicken/burger/pulled pork sandwich option with bag of chips/pasta salad/green salad.
Everything can be prepped before hand and burgers/chicken can be done easily on portable grill on site. Nice margins. ...
| O-T Lounge|| re: Anyone else watching the frontline story "Separate and Unequal"? - LSUAfro on 7/16/14 at 12:37 pm|
Political actions almost always have an ulterior motive. The fact that you are so appalled that the St Geogian push has some ulterior motive is mildly humouros....
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/16/14 at 12:31 pm|
[quote]Office Depot and they said the Amazon GC's were cash only now[/quote] Bought one today in BR w/ Ink card....
| O-T Lounge|| re: Can someone summarize the St. George thing for me - LSUAfro on 7/16/14 at 11:23 am|
[quote]And my kids will stay in private schools.[/quote] [quote]I live here, and will support them with my tax dollars.[/quote]
I'm in same boat.
But, this is what I would like to see happen.
[quote]I just wish they'd let them have their ISD and be done with it. Turning this into some Sandy Spr...
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/16/14 at 10:17 am|
[quote]Can you give an example of this, using Delta if possible?
I've never really spent time looking in to Delta awards, because I haven't geared my CC spending to get points for them. But, this is one of the best awards that i know of:
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/16/14 at 7:48 am|
[quote]I have an SPG Amex that I put about $25-30k on a year. I wonder if that makes me eligible or not?[/quote] The data points I've read have been all over. I'll put close to 45k on my SPG Amex this year(12k MS), but it's a personal card and I have no business cards with AMEX. When AMEX offers the...
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/16/14 at 5:58 am|
[quote]Posted by I Love Bama I should be high on their list. How do I get them to notice me? [/quote]
It's reported that these offers have been targeted to non-gold customers with large sizable spending on others cards or be an authorized user on another Amex holders card that has large spend.
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/15/14 at 9:45 am|
[quote]If you travel enough it is. Most people look at it as a $250 annual fee because they will waive $200 in fees a year for a single airline.
You can also get the TSA Precheck fee waived as well (another $200)[/quote]
Yes, and it's at least worth it for year 1.
You can get some pretty g...
| Food and Drink Board|| re: Jubans Baton Rouge terrible experience tonight - LSUAfro on 7/14/14 at 9:50 am|
[quote]Applebee's and chains use bagged steaks, I would hate to pay $35 for a steak out of a bag. [/quote] Oh I can promise you that if you've ordered steaks out, you've gotten them at more than just Applebee's. Steak in vac sealed bag doesn't always mean poor quality....
| Money Talk|| re: Tacoma owners are mighty proud. - LSUAfro on 7/14/14 at 8:52 am|
My last vehicle was a Tacoma and I'd have no problem getting another.
[quote]They are cramped[/quote] They definitely aren't as spacious as some of the other 4 door trucks on the market, but compared to what most of us drove before the 4 door trucks took over the market, they have plenty of room.
| Food and Drink Board|| re: Jubans Baton Rouge terrible experience tonight - LSUAfro on 7/13/14 at 7:39 am|
[quote]I'm sorry, but this really doesn't sound all that bad to be running here to post this long arse review. You went with a big group on a busy Saturday night and got a under cooked steak and had a slow service issue. No big deal. Complain to the server or manager and have your issue fixed. [/qu...
| LSU Ticket Exchange|| re: Have a friend of mine looking to sell 2 FB tickets (near top of 412) - $1550 - LSUAfro on 7/12/14 at 4:50 pm|
| Money Talk|| re: Tacoma owners are mighty proud. - LSUAfro on 7/12/14 at 2:58 pm|
Tacomas hold their values unreal well. ...
| Money Talk|| re: Credit Card Rewards and Points Discussion - LSUAfro on 7/11/14 at 1:45 pm|
[quote]Ya, going to Barcelona over New Years. Had a whole apartment for $100 a night for a week right in Gotic. [/quote] Nice. I'll have to give it another look.
Also, have you had success churning any cards? I think I'm going to start churning the Citi AA Plat card next year on my wife's account...