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re: Credit Card Rewards and Points Discussion - cmlsu
Yup...looks like my regular CV$ locations in BR have dried up. However, it appears the one vanillas are still working at $4.95 fee but would have to be loaded to a bluebird at walmart. Anybody wanna help me out with some BR spots not named CV$ that have VR's for CC? I'm good competition :cheers...


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Money Talk
re: Credit Card Rewards and Points Discussion - cmlsu
[quote]After reading this thread I figured that was the way to go. I thought a rule of thumb was to not close credit card accounts?[/quote] You can close the "churnable" cards. These are the ones you can close, wait a period of time, apply again, get intro bonus again...rinse, recycle, repeat. G...


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re: Credit Score Help - cmlsu
For me, I like Dave Ramsey and agree with what he preaches but I also play the credit card game. Of course, if you're going to play the credit card game then you can't carry any balances and I believe that's the "spirit" behind Ramsey...don't get into debt by buying things you can't afford and p...


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Money Talk
re: Buying house for sale by owner - cmlsu
It's all negotiable...you can ask seller to cover all closing cost if you offer close to list. Of course, check to make sure list price is realistic....


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Money Talk
re: Building A Residential Fence - cmlsu
My quote was for $15/ft for the wood fence installation for the backyard...about 255 feet....


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Building A Residential Fence - cmlsu
I am in the market for a residential wood fence in Greenwell Springs, LA...considering using Forrest Scott Fencing. Does anyone have experience with them? Any recommendations?...


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Money Talk
re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Booked reward by transferring UR points to United. Will fly Lufthansa across the ocean. Used the Barclay's card to pay the taxes so I could redeem my points to take care of that. Just booked the flight last night, have to look into hotels now. Probably will pay some out of pocket here...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Inspiration post (hopefully): went ahead and booked two economy (ya ya) tickets to Barcelona for six days over this coming new years. Killed two birds with one stone. Details: MSY to IAD on Dec. 24th to visit fiance family in DC. Leave IAD to Barcelona on Dec. 27th, come back on the 3rd. ...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]There are a couple CVS stores about 30 minutes away that I am going to try this weekend. [/quote] If these are your best bets for VR's then it's really only practical to buy the beans when trying to meet minimum spends/intro bonuses. Unless you're using a card that gives back more than 1x ...


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Money Talk
re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Posted by LSUAfro I see one of you dickheads found an OTR in BR with VRs and tried hiding them. [/quote] Wasn't me...I still haven't found an OTR that has them. I only want one VR for my freedom anyway. Right now, I'm enjoying buying Amex gift cards online and getting 2.1 cash back...


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Money Talk
re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Hey Bacon, did you (or anyone else) ever try to get a Southwest Companion Pass? I am trying to get one for 14-15. Received one chase card in the wife's name linked to her Rapid Rewards account and received another chase business card in my name linked to the WIFES RR account. I've read a few ...


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re: Credit Card Rewards and Points Discussion - cmlsu
You got the correct one...look at the side, you can see metal between blue plastic....


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re: Credit Card Rewards and Points Discussion - cmlsu
Does anybody have experience with big crumbs? (Can't remember if I saw the post here) They have a 2.1% cashback on the AMEX gift card purchase. Basically, you use the cc to buy gift card and then you can spend normally or MS. You then get the cash back through big crumbs. Below is my link...be ca...


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Money Talk
re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Anyone have problems at CVS purchasing VR with their Sapphire? The last two times I got a fraud alert email asking if it was a legit purchase. Even after saying yes, CVS needed a different form of payment.[/quote] Yes....only when they split the transaction. Seems like the second transacti...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Each person can have more than one account? Or are you just hitting up a buddy and using his name? Apologize for the ignorant questions![/quote] I'm mainly referring to a spouse...all you need is a social for a seperate account. However, some people go overboard...that's when you hear ...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]quote: $5K daily load limit for each bluebird account. Daily or monthly? [/quote] Monthly...but you can have quite a few accounts. :cheers:...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]CVS are the main ones that accept CCs Good to know. I can't drive half a mile without passing a CVS around here. Must be a lot of prescriptions in Houston [/quote] CVS is definately my go to...However, even those are store specific. I have one CVS that will let me do anything and an...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote] Sam's takes Mastercards. I think Discover too The way around it is to go to walmart and buy giftcards and use them at sams ETA: htown you the man [/quote] Remember though, most cards don't count Sams/walmart/costco towards grocery bonus categories...it would simply be t...


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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Posted by Azazello Ah ok, we don't have those here in NC. Are Vanilla reloads to bluebird worth the extra time and hassle? Aren't you getting hit with fees? [/quote] It depends on the card terms, bonus categories, etc. I think it's definitely worth it to simply meet minimum spends for b...


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re: Credit Card Rewards and Points Discussion - cmlsu
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re: Credit Card Rewards and Points Discussion - cmlsu
[quote]Posted by Teddy Ruxpin Looks like a winner at the OTR here. Could only do one since the cashier was having trouble but I'll take it and go back. Great find, nice work. Thanks [/quote] I will be trying some OTR's this weekend...hope to have some luck. Just opened some additional bluebi...


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re: Credit Card Rewards and Points Discussion - cmlsu
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re: Just bought 40 acres - cmlsu
[quote]Strand has 2 wells currently permitted- 1 in 33-7S-4E and 2-7S-3E- this one is a couple miles southwest of you.[/quote] Thanks...those must be the two I've heard about....


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re: Just bought 40 acres - cmlsu
[quote]OK- I just looked at the sections surrounding section 17, and there is only one well producing, and it's in Section 20 (to the south). It's producing in the Wilcox formation, and it's an oil well. Looks like it's doing OK- drilled in 2010 to a little past 15000', and it's producing somewhere...


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re: Just bought 40 acres - cmlsu
[quote]SD90MAC[/quote] You mentioned that you knew the seller real well...they didn't mention the lease on the property prior to closing? Also, did the title company ever mention it? It's not a material defect but it should be public record if it was recorded....


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re: Just bought 40 acres - cmlsu
[quote]As long as your land is included in the unit and the well is producing, the 10 year clock is stopped. Once the well ceases production, the 10 year clock starts. If another well is drilled within 10 years, the clock stops and is reset again. A unit is when all or part of your land is comb...


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re: Just bought 40 acres - cmlsu
[quote]Posted by SD90MAC I just talked to the land guy thats doing the lease. He said i get no lease money and they can come on my property without my consent. This is bull. Anybody want 40 acres? I guess im gona get a lawyer. [/quote] This means that the lease was in place at time of sa...


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re: Just bought 40 acres - cmlsu
[quote]There was no previous lease on the land. Can the seller still lease the rights to my land even though i dont sign. Or do they have to get both of us to sign? [/quote] No, the seller cannot lease your surface rights at this point...you now own them. If the oil company wants the option to u...


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re: Just bought 40 acres - cmlsu
If the land wasn't leased when you bought it then there's no issue. The oil company has to now negotiate surface rights with OP and minerals with previous owner. If a lease was in place at sale, it all depends on the verbiage. However, in this scenario, it's probable that the land will be include...


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re: Lender wants to charge $800 for an Appraisal - cmlsu
http://www.reab.state.la.us/forms/Louisiana%20Residential%20Real%20Estate%20Appraisal%20Fees.pdf This was recently put together by the LREAB. You can get an idea of reasonable fees being charged in your area....


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