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Posts By Bayou Tiger
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Money Talk
re: Which loan to pay off first? - Bayou Tiger
At what income level is mortgage interest not deductible? You can even deduct that with AMT (if a first mortgage on primary residence). ETA: Just looked it up and saw that since 2011, the mortgage interest deduction starts getting phased out at moderate income levels. I haven't had a mortgage sin...
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Money Talk
re: What are your realistic 5 year financial goals? - Bayou Tiger
Age 35 - Pay off new house - Continue to contribute enough for 401k match - Otherwise spend less than I make each month ...
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O-T Lounge
re: Printing Receipts? - Bayou Tiger
[quote]Why do places still automatically print receipts?[/quote]To make sure the employees don't just pretend to ring it up and put the cash in their pocket...
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Money Talk
re: Met a personal financial milestone today! - Bayou Tiger
Finally reached $1M net worth. Since I am not an OT'er, it was a long time coming and took a lot of sacrifices and saving early on. It sounds odd but with multiple kids and the costs to retire it does not seem like that much money....
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Money Talk
re: Home Mortgage Questions - Bayou Tiger
[quote]1-2 max % of loan amount Id guess. So assuming 400k loan financed over 30 years at 3.75% about $18-$30 a month[/quote]Or also stated as $4000-8000 for the same loan. :ahh: Thanks for the heads up. I guess I will plan on spending a few hours calling around and finding the best deal instea...
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Money Talk
re: Home Mortgage Questions - Bayou Tiger
Money that is not Out of Pocket still counts as real money to me. Do you have a feel for what percent spread, percent of loan, or flat fee is typical? ...
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Money Talk
re: Home Mortgage Questions - Bayou Tiger
How much does it cost to use a mortgage broker? I would pay a couple hundred dollars for that, but if it was an extra percent interest or a thousand dollars then I would feel obligated to do it myself....
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Money Talk
re: Met a personal financial milestone today! - Bayou Tiger
[quote]Reaching $1M is a satisfying milestone also. [/quote]Net worth is one thing, but that would be a lot of money in a 401k. I wonder how early somebody could reasonably become a 401k millionaire....
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Money Talk
Home Mortgage Questions - Bayou Tiger
I will be mortgage shopping soon and am looking for some tips. There was nothing that I saw in the FAQ thread, but feel free to link something if I missed it. It has been a while since I shopped for a home loan, and life is too busy right now to just sit down and spend a lot of time researching l...
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O-T Lounge
re: Most amount of times you skipped a class in college yet still passed the class - Bayou Tiger
Differential Equations.. showed up maybe 5 times including the tests. Good times....
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Money Talk
re: Must read how privatized banking really works!! - Bayou Tiger
[quote]Is this about bitcoin?[/quote]My first guess was "Infinite Banking". Is that still a catchy insurance gimmick?...
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Money Talk
re: At what age did you start saving for retirement? - Bayou Tiger
9... DRIP... I will set up the same for my kids in case they want to take advantage too. it was a great head start in life....
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Tech Board
Best Android Phone with Keyboard? - Bayou Tiger
My phone upgrade date is coming up soon with Verizon. Currently I am using a Motorola Droid 4 phone, since I really like having a physical keyboard. What is the best current model with a keyboard? Blackberry is a thought, but I don't want to have to pick a new suite of apps for calendar, contacts...
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Money Talk
re: What changed your financial future for the better? - Bayou Tiger
- Father and grandfather taught me about compound interest at an early age (along with lots of other math) - Started buying XOM stock in fourth grade with a DRIP. Parents matched 100%, so I would throw in $10 or $20 here or there, often more. It was worth over $50,000 by the time I finished colle...
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Money Talk
re: Schlumberger announces 9000 job cuts due to low oil prices - Bayou Tiger
Odd thread. Came here to read about oilfield jobs and found Paige looking for attention and $500 from the Money Talk board. Last time I checked OT ballers had more money than MT folks....
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O-T Lounge
re: Spinoff: engineers vs. PE's - Bayou Tiger
[quote]I know a few PE's that make me wonder how the hell they got licensed [/quote]Yeah, I certainly wouldn't use it as a differentiator for hiring the best engineer, unless the PE was legally required for the position. ...
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O-T Lounge
re: Spinoff: engineers vs. PE's - Bayou Tiger
As a registered PE, I don't really care who calls themselves an engineer. Anyone who is going to pay my salary or consulting fees know the difference. On that note, the PE designation is not an indicator of excellence - just competence and the motivation to jump through hoops and get licensed....
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Money Talk
re: Charting of 10k and 10q Data - Bayou Tiger
Bump for posters back from winter break... I never did have much luck figuring out a free way to get this data in Excel....
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More Sports Board
re: TUba Top 101 - the Semi-FInal edition. Oregon #1 - LSU #23 - Bayou Tiger
Geaux Tigers. Best darn 5 loss team west of the Pearl River!...



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Food and Drink Board
re: Red Robin...are their burgers any good? - Bayou Tiger
[quote]I am no baseball expert but I think those are the years LSU won baseball National Championships. Could be wrong though.[/quote]Close, but not quite. It would need 09 on the end....



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Posts By Bayou Tiger
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