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Money Talk
re: Owning a gas station...how much money is there in it? - Bayou Tiger
Reminds me of this old thread... [link=(http://www.tigerdroppings.com/rant/p/6330419/topic.aspx)]C-store owners[/link]...


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Money Talk
re: Serious question about long term planning. - Bayou Tiger
[quote]1. Turn off Fox News; 2. Quit worrying about Obamacare. 3. Join a Country Club; 4. Have a kid or 2; (this will take care of any spare cash); 5. Eventually die like the rest of us. [/quote]Best answer yet...


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Money Talk
Is Social Security Overpayment Applied to Income Tax Liability? - Bayou Tiger
I am starting a new job soon and will start fresh with social security deductions out of my paycheck. During the remainder of the year I will hit the max deduction, so it will stop coming out of each paycheck. However, social security was also deducted out of my paycheck for the prior job this ye...


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Money Talk
re: Linkedin Article on retiring with $1,000,000 - Bayou Tiger
[quote]Money board has the richest folks ever[/quote]That's the truth. If I am a multi-millionaire by age 40 then it might be time to start coasting a bit. ...


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Money Talk
re: How much house can I afford? - Bayou Tiger
Like others have said, keep the property taxes in mind. When I bought a house in the Woodlands just over 5 years ago, my monthly payment had almost as much escrow as principal and interest. At the time it was probably a 230k house with a 160k loan, so the equity affected the math a little bit. But I...


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O-T Lounge
re: Why do people on here always talk about private schools? - Bayou Tiger
[quote]I would never want my kids to attend some sheltered private school....especially if it's some weird/religious one. My little cousins go to a private school in Cali, and it's unfair to them to not experience diversity and live such a sheltered life at a private school. [/quote][img]http://...


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Money Talk
re: Where do you see o&g headed in the future? - Bayou Tiger
[quote]A) Position with small mid size operator in Oklahoma City. Unconventional reservoirs. Good offer. [/quote]Is this Sandridge? If so I vote for Houston by default. You can always get an unconventional job later, but a rotation through various disciplines will give you some great fundamentals...


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Money Talk
re: Mad Money episode in the GOM - Bayou Tiger
[quote]Anyone else on here own EXXI? Curious as to your thought about whether they overpaid for their acquisition yesterday? They certainly are now one of three major players in the Gulf. [/quote]I own EXXI, think they slightly overpaid for EPL, but still believe that the stock has big upside for th...


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More Sports Board
re: Any more evidence the NCAA messed up college baseball, leave football alone - Bayou Tiger
[quote]Can't remember the last time I saw a no-hitter in CFB.[/quote]1/9/2012...


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O-T Lounge
re: Follow up Interviews - Bayou Tiger
The future coworkers get a vote, too, in case they pick up on something subtle or don't think the candidate would be a good cultural fit. Also, by getting a chance to weigh in they can't complain later....


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Money Talk
re: Alternative to the modern portfolio: statisticians welcome. - Bayou Tiger
[quote]Black-Scholes in its pure form is not used by some monolithic firm called "Wall Street", or even by most firms in the investment community. That model was developed back in the early 70's and flaws in the bell curve assumption were quickly recognized, most firms pretty quickly made their own ...


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Money Talk
re: Alternative to the modern portfolio: statisticians welcome. - Bayou Tiger
Also, how is it possible for small caps to offer outsized average returns, when an efficient market should wipe this away? Maybe it's merely because the accepted mathematics of beta, risk, etc unfairly characterize the underlying value, leading to a market price that is actually less than the underl...


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Money Talk
re: Alternative to the modern portfolio: statisticians welcome. - Bayou Tiger
The interesting thing is how "on average" and "as a whole" small caps have been great performers versus other asset classes, or at least that is what they told us in school. Naturally there is an enormously wide distribution of returns among the individual small cap investments. In any skewed dis...


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Money Talk
re: Alternative to the modern portfolio: statisticians welcome. - Bayou Tiger
I had some of the same thoughts when I was going through grad school finance. To me, risk is different than volatility. Beta is often used as a measure of "risk" characterizing an investment. Just for fun, try calculating beta using different time windows cross-plotted against market returns - da...


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O-T Lounge
re: Post some Beta/cringe pics - Bayou Tiger
Almost certain I know the guy in the third picture. He could fill a thread with his cringeworthy pics alone. He's a nice enough guy, though....


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Money Talk
re: Oil, Chemical or Steel--best internships or entry level ME jobs? - Bayou Tiger
[quote]I know the company is important but should he look at Nucor or Monsanto or Chevron for example?[/quote]I worked as an engineer at Chevron for years, and it was pretty tough to beat for a big company. 9/80, good salary and bonus, lots of global opportunities and multi-billion dollar projects, ...


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Money Talk
re: Have you ever taken a significant pay cut for another job? - Bayou Tiger
Naturally it's all relative to where you are financially and where you want to be. Currently I am considering a pay cut for some of those factors. But I have modest tastes and a good bit of savings, so any money over a certain income level I just don't care much about (my marginal utility curve flat...


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Money Talk
re: The best computer language skills for obtaining financial programming jobs - Bayou Tiger
[quote]The language doesn't really matter so long as your programming is compatible with the Bitcoin protocol. [/quote]Bitcoin is apparently written in C++ (per Google search). If I hit the lotto maybe I will try to create a cryptocurrency with VBA, or perhaps QBasic. As long as I can do that from a...


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O-T Lounge
re: Business Email Response Etiquette? - Bayou Tiger
[quote]Call Jessie[/quote]Best answer...


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Money Talk
re: The best computer language skills for obtaining financial programming jobs - Bayou Tiger
VBA is a great computing language for engineering and finance. Over the years I have coded things from simple and complex functions up to finite element work with multidimensional variables and arrays. Hard core programmers have chuckled at my use of VBA but are no match for the simplicity, GU...


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Money Talk
re: Best finance/economics courses to take? - Bayou Tiger
[img]http://www.fbcalbany.com/clientimages/44759/dave-ramsey-fpu-new-600x313.png[/img]...


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O-T Lounge
re: Mom refuses to give son alcohol money. Nunchuks, pitbull, SWAT ensue. - Bayou Tiger
[quote]How the frick do you shoot three times at a man standing 30-40 yards and not hit him. This is unbelievable.[/quote]First thing that came to mind... [img]http://www.coqdiddles.com/wp-content/uploads/2014/01/pew_pew_pew_merica-155016.jpg[/img]...


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O-T Lounge
re: Giving a Presentation Tomorrow - Bayou Tiger
[quote]Practice the hell out if that preso. Know it like the back of your hand. You've got the right attitude... YOU are the expert. They need to know what YOU have to say. Want to be there and want to tell them what you are there to tell them. Relax and enjoy it. [/quote]Great stuff. I ...


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Money Talk
re: So who exactly are JT, Mile High and Colonel? - Bayou Tiger
amsterdam was another poster from back in that era. He was some sort of investment advisor and was pretty level-headed. I remember some of the back and forth between him and the lunatic Rivers....


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O-T Lounge
re: Career goals/objectives, personal statement, key skills on resume? - Bayou Tiger
That resume is awful from top to bottom and not a good example to be looking at in the first place....


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Food and Drink Board
re: worst alcohol - Bayou Tiger
Jaegermeister...


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Money Talk
re: The Droppies from the OT.....WikiTiger your MT poster of the year! - Bayou Tiger
:lol: That has all the credibility of an Essence Image Award...


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Money Talk
re: Emergency fund for high earners - Bayou Tiger
Yep. Paying off your house is often derided around here, but having a HELOC as an emergency fund works out pretty well. For mine I would only have to make minimal interest payments (no principal) on withdrawals....


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Money Talk
re: Emergency fund for high earners - Bayou Tiger
[quote]I can get a heloc fairly quickly should the need arise. I dont like to have money not earning interest. [/quote]This, but why wait to set one up? It can take about a month and they verify income, etc. So waiting until you "need one" to set one up may not be the best route. Plus I forget what ...


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More Sports Board
re: Defunct Pro teams you would like to see return - Bayou Tiger
Wait. The Vancouver Grizzlies are gone? :lol: I guess I haven't kept up with the NBA in at least a decade. Hopefully 'Big Country" Reeves landed on his feet somewhere....


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