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Money Talk
re: Has anyone graduated from school, started working - RickAstley
Fortunately I have not been in that position. Do you mind expanding on whether it is solely your career or the company you are currently at? For the degree I acquired (computer engineering), if I don't like my career (software development) I still have some other career options in the barrel I wi...


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Money Talk
re: MT: Keeping The Course - RickAstley
Props to you with managing the course with all of the responsibilities you have to maintain. Your post reassures me to keep an aggressive pace with saving/investing while children are not in the picture. I feel like I would need two jobs at least, if I had children in the picture....


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Money Talk
re: Long term investment options - RickAstley
If you have a long term window of investing, shoot for the Total Stock Market index fund as already suggested....


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Money Talk
re: Long term investment options - RickAstley
[quote]It becomes admiral at 10k? [/quote] Yes, you're eligible to convert starting at $10k....


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Money Talk
re: Budgetary Excel Modeling - RickAstley
I spend several hours each work day writing software and building out reports based on business data. I also spend several hours a week maintaining a centralized record of my budget in Excel. At the end of the day, I rarely apply my knowledge from work to the spreadsheet I've built, although I have ...


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Money Talk
re: MT: Keeping The Course - RickAstley
[quote]The market was tanking, the money I was putting in was quickly evaporating and it freaked me out, so I temporarily halted my contributions.[/quote] I've been fortunate to start while the market is climbing up. If it was steadily going down, I don't think I would have invested anything and ...


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Money Talk
MT: Keeping The Course - RickAstley
One thing I have learned from this board (and I have been reassured from outside of the board) is to keep the course with investing. So far my investing career is 2 years old with a horizon of 30-40 years at least. Per the suggestions in investing planning, I have increased my contributions with eac...


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Money Talk
re: Vanguard fund question - RickAstley
Why do you want to contribute to two funds at this time? What are your long term goals? If this is your first year of contributing I would put it all in one fund and attempt to grow the investment from investor shares to admiral shares. Ultimately if you are looking at retiring between 55-65, you...


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Money Talk
re: How To Manage Accounts For Marriage - RickAstley
Thanks again everyone for the feedback. Great advice everywhere. The credit card discussion is entertaining too :lol:...


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Money Talk
re: How To Manage Accounts For Marriage - RickAstley
[quote]too many couples leave all the financial details to one party.[/quote] I personally am trying to avoid this route, although I certainly can see how easy it is to get in such a situation. Thanks to everyone for the responses so far. Just from what has been posted, different things certa...


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Money Talk
re: How To Manage Accounts For Marriage - RickAstley
Thanks for the feedback :cheers: I think your layout makes great sense. We have plenty of time to get things merged and set up on our end. I certainly do not expect to get it right the first try, but I also do not want to take an approach where issues about money come into play....


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Money Talk
re: Coin collectors' thread - RickAstley
Thanks :cheers: When I do get started again with building my coin collection, this board will more than likely be the first to know the results. I have found that bringing up my coin collection only serves as a buzzkill to the conversation with the majority of my friends and family :lol:...


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Money Talk
re: Coin collectors' thread - RickAstley
I am glad to have the Walking Liberty halves that I do own. My mother owns a nice little collection of Walking Liberty halves, yet has an ambition to turn them into jewelry or decorative pieces (punching holes into the coin for necklaces, etc...). Definitely crushed my coin boner I had going at the ...


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Money Talk
How To Manage Accounts For Marriage - RickAstley
I am looking for feedback regarding managing monetary accounts when married. Some background to start: Both have: Mutual funds/stock ownership in a taxable account Checking Savings Credit Cards One has: Retirement (Roth IRA and 401k) We wish to get feedback on what approach to take in ...


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Money Talk
re: Coin collectors' thread - RickAstley
My coin collection has not changed whatsoever in the past 7 - 10 months. Life has gotten in the way from coin roll hunting which is my main focus in adding new coins (primarily hunting silver pieces). I wish to get started with ordering halves from the bank soon. My biggest problem is I am on pace t...


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Money Talk
re: Chase Freedom CC - RickAstley
I have the Chase Freedom card and I have enjoyed it so far. I would certainly recommend getting one as long as you can be responsible. Getting a credit card in college can be a great play or it can weigh you down with unnecessary debt on top of student loans. [quote] I wouldn't be using it for mo...


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Money Talk
re: Cashing in change - RickAstley
As others have said, check with your bank first. I have always been stubborn and rolled my own coins when making a deposit. I do it now to look for collectible coins and silver pieces. Very time consuming and probably not what you are interested in doing....


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Tech Board
re: Password management ap/software.... - RickAstley
I use KeePass on my computer. It can be very helpful when you have multiple logins or need help generating a new password for a random account. I have been using KeePass for the previous 2 years and I have been very pleased. I don't know what features you are expecting out of your app beyond the ...


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Money Talk
re: Tomorrow, 7/8, is the ex-dividend date for AT&T (T) - RickAstley
[quote]Not gonna get rich doing that but it was free money[/quote] Might not get rich but I haven't heard of anyone complain about free money. Thanks for the update and the insight....


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Money Talk
re: Tomorrow, 7/8, is the ex-dividend date for AT&T (T) - RickAstley
How did this work out for you? Did you have as much success with AT&T as you did JPM?...


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