| Money Talk|| re: American Express Personal Savings - fasdit on 7/29/14 at 9:24 am|
Fabulous. Thanks for the info.
It doesn't seem like the AMEX savings account would have brick and mortar service centers. Does anyone know how you would withdraw cold hard cash from an account like this?...
| Money Talk|| American Express Personal Savings - fasdit on 7/17/14 at 9:32 pm|
The other day I received a letter from AMEX indicating that they now have a high yielding savings account available to card members.
No monthly maintenance fee
FDIC Insured $250K/depositor
Fine print indicates that APY can change at anytime for any reason. Hahah they all say this, right?
| Money Talk|| re: Tax Deduction - New Laptop - fasdit on 10/15/13 at 10:12 am|
Unreimbursed employee business expenses are deductible. However, only those amounts in excess of 2% of your Adjusted Gross Income are includable as an itemized deduction. [/quote]
Wonderful! My income is low enough that this purchase will meet that requirement even if I only ...
| Money Talk|| Tax Deduction - New Laptop - fasdit on 10/10/13 at 11:33 am|
Does anyone have experience taking the price of a new laptop as a tax deduction? More specifically a laptop that is used 50% of the time for work and 50% of the time for personal. I will be purchasing a new one before the end of the year at around $1200.
I understand that if I was running a smal...
| Money Talk|| re: Flat fee payment processing with BitPay - fasdit on 10/8/13 at 11:12 pm|
I'm not suggesting that they would necessarily jack their spread that high though. I mean, if they want to compete with traditional electronic transactions on [b]only[/b] the basis of cost (and not anonymity!) then it would be in their best interest to set their spread so that it would always transl...
| Money Talk|| re: Flat fee payment processing with BitPay - fasdit on 10/8/13 at 10:59 pm|
If $5 equals .04 bitcoins and BitPay quotes a price of .042 bitcoins, well, people aren't stupid. They will pick up on these things, especially if it's a standard practice. [/quote]
I can envision a possible scenario where BitPay is the only payment link between the merchant's ...
| Money Talk|| re: Airline CCs for low spenders - fasdit on 10/7/13 at 4:22 pm|
I've ruled out the Delta AMEX Gold as a choice. Apparently they recently ditched the $99/yr companion credit for airline tickets. With this in mind and after crunching the numbers to estimate my rewards at my rate of spending this card simply is not a good value compared to other offering...
| Money Talk|| re: Airline CCs for low spenders - fasdit on 10/1/13 at 4:15 pm|
Since you don't use a credit card too much, it's not going to matter if you get an airline specific card or just an overall rewards points card. You're not going to realize any perks any time soon.[/quote]
That was basically the same conclusion I came too after a quick calculation...
| Money Talk|| re: What to do with zero balance store credit cards? - fasdit on 10/1/13 at 9:02 am|
I was wondering about this too. I have one CC with zero perks and am seriously considering dumping it in favor of a rewards based card.
Is it really true that my debt/limit ratio will increase if I leave a second card open, but [b]never[/b] use it?...
| Money Talk|| re: Airline CCs for low spenders - fasdit on 10/1/13 at 8:57 am|
The Capitol One Venture card does look nice.
I'm still leaning towards the Delta Gold AMEX. I am going to plug both of them into a spreadsheet and attempt to estimate my real world rewards earnings minus annual fees over a period of 5 years.
I've heard that there is a way to get a targeted of...
| Money Talk|| Airline CCs for low spenders - fasdit on 9/30/13 at 9:32 pm|
I am considering opening a frequent flyer miles credit card, but I am not a big credit spender. Many of these programs appear to be skewed in favor of people who spend a lot and fly a lot. Is there any room for the little guy? I would appreciate some advice from the pros on Money Talk. The Delta Gol...
| Political Talk|| re: Gary Johnson hurts Obama - fasdit on 10/10/12 at 10:19 pm|
I am voting for Johnson.... and would have voted for Obama otherwise.
Romney's old fashioned charge of religious ideology and pro war on drugs is a deal breaker for me. ...
| Money Talk|| re: I cannot figure out the logic of this. - fasdit on 10/10/12 at 10:16 pm|
Have you simply tried asking your warehouse workers in person? Probably way more effective then us speculating. ...
| Money Talk|| re: Need legal/financial advice: I sold a car on ebay motors - fasdit on 9/30/11 at 12:44 pm|
I own and have possession of the car and title. The title is still in my name. I stated that I had the title and full ownership of the vehicle in my listing...
| Money Talk|| Need legal/financial advice: I sold a car on ebay motors - fasdit on 9/30/11 at 12:38 pm|
What up money talk, I may have an issue with an Ebay buyer playing games with sending me a full payment and need some advice.
I sold a 1968 Oldsmobile Cutlass (project car for a rebuild) for $2825 on 9/23/11. The rules of my auction stated that I required a $1000 deposit within 48 hours and full ...
| Money Talk|| re: I have 320 ounces of silver coins. Should I cash it in? - fasdit on 9/22/11 at 1:01 pm|
Maybe when the precious metal bubble bursts people will start buying stocks again?...
| Money Talk|| re: Suggestions on Corporate Bonds? - fasdit on 9/8/11 at 12:34 am|
I loooked over the series I bonds.
There are 2 rates.
The fixed rate: Currently 0.00%
The CPI-U inflation indexed rate: Currently 2.30%
Which are manipulated with this equation
(Fixed)+(2 * Semiannual Inflation)+(Fixed * Semiannual Inflation)
to equal a composite rate of 4.60%
| Money Talk|| re: Suggestions on Corporate Bonds? - fasdit on 9/5/11 at 5:10 pm|
Tirebiter, I am more interested in the short term for the aforementioned five thousand dollars.
Could you elaborate on the "maybe" for short term corporate bonds.
| Money Talk|| Suggestions on Corporate Bonds? - fasdit on 9/4/11 at 5:59 pm|
I am relatively new to the vast world of investing. One topic that I am almost completely in the dark on is corporate bonds.
Let us supposed I have extra $5000 sitting around that I would like to earn interest on while maintaining low risk. At a glance it would make more sense to buy an investmen...
| Money Talk|| re: Dividend ReInvestment Plans - fasdit on 9/1/11 at 2:56 pm|
P2294 nailed it! I found a PDF file explaining the whole process too! Wells Fargo it is. ...