Search | TigerDroppings.com



Posts By Maderan
ForumMessage
Soccer Board
re: The "US can't compete because athletes choose other sports" Argument - Maderan
My personal observation is that US soccer isn't concerned with the training of kids till maybe 12 years old. Even the MLS development academies are set up this way currently. They look at development as a funnel with a large amount of players in one end and a few coming out the other. They often...


Jump to Post in Topic - View Entire Topic - Replies (2)
O-T Lounge
re: Whats the fastest way to knock out a foreign languange requirement? - Maderan
Testing is pretty easy. I tested out of 12hrs after not having a Spanish class for 3 years. Would recommend. ...


Jump to Post in Topic - View Entire Topic - Replies (0)
O-T Lounge
re: Best place to sell iphone 5 - Maderan
I used swappa when selling my GS4 earlier this year. Trade in and gazelle were like $75 to $90 and sold it for $269 on swappa. Thought it was great and you can look at the history of what your phone is selling for and decide how to price it. I went $10 below the average and it sold in 2 days. ...


Jump to Post in Topic - View Entire Topic - Replies (1)
O-T Lounge
re: Is there anything decent about Slidell? - Maderan
There is a lot more money in Slidell than you would think. Some really nice areas. ...


Jump to Post in Topic - View Entire Topic - Replies (1)
O-T Lounge
re: What is the best thing you have ever won in McDonald's Monopoly? - Maderan
$20 in cash instant win. Was at the one on Burbank and Lee....


Jump to Post in Topic - View Entire Topic - Replies (0)
Food and Drink Board
re: Best type of roast to use in slow cooker? - Maderan
Chuck is the best after trying most of the others. Yes it is fattier but IMO that is why it is better. I pull the whole roast out after it is cooked and remove all the fat then put it back in the cooker. Will shred with a fork tender. ...


Jump to Post in Topic - View Entire Topic - Replies (0)
Money Talk
re: Help me out MT (401k related) - Maderan
There is a time requirement from the DOL. Small businesses have 7 days from withholding or receipt of funds to get them into the plan to be deemed in compliance with the rules. Larger companies (100 Employees+) do not follow the same safe harbor rule and must submit as soon as reasonably possibl...


Jump to Post in Topic - View Entire Topic - Replies (0)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
S&P is up 10% you are up 80% of that or 8%. S&P is down -10% you are down 50% of that or -5%....


Jump to Post in Topic - View Entire Topic - Replies (2)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
Since the start of the S&P there have only been 2 (possibly 3) starting distribution years where you would have run out of money with a 5% distribution rate of you staring investment and an investment strategy capturing 80% upside S&P and 50% downside. Two of years were the first years of the gr...


Jump to Post in Topic - View Entire Topic - Replies (2)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
It looks like you have some great habits from a savings standpoint and you are way ahead of the curve of individuals your age when it comes to savings. It really depends on what you define as an early retirement (45, 50, 55 or ASAP). What additions do you plan on making on an annual basis while w...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
I can give you an opinion of what I think you should be looking for if you give me some basic info. Info like age and purpose of account (retirement, to eventually purchase house, take care of parents, for heirs etc). A more complete financial picture is obviously much better but may not be infor...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
My advice is to go with who you feel comfortable with. All fee only Registered Investment Advisors (RIA) have fiduciary duty to their clients to only provide advice to them that is in the clients best interests. I probably would not go with an advisor who is accepts commissions of any kind or on...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Need help picking advisor (dimensional fund advisors) - Maderan
Just like every other fund company out there DFA has funds that are good and funds that aren't. There really aren't any one stop shops when it comes to funds/managers. Don't be taken in by exclusivity, that is just a marketing tactic. They want to you make the credibility association with the adv...


Jump to Post in Topic - View Entire Topic - Replies (1)
O-T Lounge
re: this is mind blowing - Maderan
According to Adams: Universe Population: None. Although you might see people from time to time, they are most likely products of your imagination. Simple mathematics tells us that the population of the Universe must be zero. Why? Well given that the volume of the universe is infinite there must b...


Jump to Post in Topic - View Entire Topic - Replies (2)
Money Talk
re: Northwestern Mutual - Should I? - Maderan
[quote]So, if say a policy got 8% after tax over the past 30 years, it would have been worth buying?[/quote] I think anyone would take a guaranteed 8% after fees and taxes for the next 30 years as a portion of their portfolio. If fact, most insurance companies and pension plans would invest heavi...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Northwestern Mutual - Should I? - Maderan
I don't think it is a smoke and mirrors product. I think it is a product that makes sense for some people who have no appetite for risk and are looking for guaranteed returns. As the rate of return in the WL policy goes up the rate of return you can achieve outside of the policy does as well so i...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Northwestern Mutual - Should I? - Maderan
I don't think that question has a general applicable answer. I think each individual needs to value the components of return, death protection, and risk reduction individually. The answer is a sliding scale for the policy purchaser. I can tell you that I don't expect them to pay worthwhile rates ...


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: Northwestern Mutual - Should I? - Maderan
[quote]Whole life, universal life, annuities, and other BS instruments are nothing more than smoke screens to hide excessive fees and commissions. Its a shell game that most people can't figure out. The products are sold exploiting individuals fear of the unknown and love for their family. [/quo...


Jump to Post in Topic - View Entire Topic - Replies (2)
Money Talk
re: where are the "fee"based financial advisors? - Maderan
I was looking at the 1.16% as the investment managers/fund fee and the $600 as the advisor fee. Both going to the advisor is really expensive....


Jump to Post in Topic - View Entire Topic - Replies (1)
Money Talk
re: where are the "fee"based financial advisors? - Maderan
It really depends on the amount invested, $600 per month could be a very good fee or a very bad one....


Jump to Post in Topic - View Entire Topic - Replies (1)

Posts By Maderan