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Money Talk
re: Construction Loan to Permanent Options? - jeepfreak
Our banking division does Construction to Perm loans. Shoot me an email and I'll put you in touch with our personal banker. She can walk you through the process and get you a quote to compare with the others you're looking at. mtbjeepfreak@yahoo...


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Money Talk
re: New home construction financing - jeepfreak
Shoot me an email and I'll put you in contact with one of our mortgage bankers. She'll walk you through the process, but it sounds like you need a construction-to-permanent loan. mtbjeepfreak@yahoo.com...


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Money Talk
re: Leaving a Company - jeepfreak
Roll your 401k into an IRA, not the new company's 401k. If you roll into the new 401k you'll be limited to the investments offered by that plan. In an IRA you'll have way more options. And yes, leave a forwarding address with the current company's HR department as well as forward all of your mail vi...


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Food and Drink Board
re: Lowest crawfish price/lb you remember, ever. - jeepfreak
Other than the cost of bait for catching them myself, $8/sack back in the late 80's....


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Food and Drink Board
re: Lowest crawfish price/lb you remember, ever. - jeepfreak
Other than the cost of bait for catching them myself, $8/sack back in the late 80's....


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Money Talk
re: Replacing my central AC - jeepfreak
Take a look at the Maytag units before you buy a Trane. Maytag has a 12 year parts warranty and you can buy a 12 year labor plan for about the same cost as a single service visit. The people I bought my house from had just had a new Maytag installed and purchased the labor plan. It has saved me over...


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Food and Drink Board
re: What were the best restaurants that are now closed? - jeepfreak
Silver Moon Lyman White's Buffalo Wings Express Lapedigo's...


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Money Talk
re: Seeking BR employment - jeepfreak
[link=(http://advocate.careers.adicio.com/jobs/results/keyword/it/baton-rouge-louisiana-united-states?category%5B0%5D=computer_engineering&view=List_Detail)]There's 3 IT jobs in the Advocate's classifieds today. [/link] :dude:...


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Money Talk
re: Small companies that have something that big companies want... - jeepfreak
[quote]first FDA approved [b]cure [/b] for liver cancer[/quote] Press release says [b]treatment[/b]. Subtle difference, but I'll research more on it and get back with you. If the prelim synopsis I just read is correct, it will be a unique therapy that will probably be used in conjunctions with ot...


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Food and Drink Board
re: ATTN: Cookbook Contributors - jeepfreak
[quote]I'm going to make that one day. Looks awesome.[/quote] I will add one tip, the eggnog will thicken a bit as it cools so don't go overboard with the corn starch. :thup:...


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Food and Drink Board
re: ATTN: Cookbook Contributors - jeepfreak
[quote]publish it on the FDB when you're done. Only fair. You can use our recipes, we get to use yours. [/quote] Deal! :cheers: [i]ETA[/i]: I'll start with my Mom's eggnog recipe: Egg Nog 1 gallon milk 1 dozen eggs 2-1/3 cups sugar 1 tablespoon vanilla extract 2-4 tablespoons co...


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Money Talk
re: Penny Stock brokers... - jeepfreak
Merrill Edge, eTrade, etc. If you're buying pennies you don't want to use a broker. You want a per-trade price....


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Food and Drink Board
ATTN: Cookbook Contributors - jeepfreak
This summer I'm putting together a cookbook to send out to my clients next Xmas. Most of the recipes I'm using are from friends and family, but I'd like to "borrow" a few from the TD cookbook to fill in course sections. Rather than trying to contact everyone individually, please post in this thre...


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Money Talk
re: Investment Election - jeepfreak
How old are you? Age and time to retirement factors in....


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Money Talk
re: When/How to choose a professional to help with finances - jeepfreak
If you go with Merrill, ask the FA about their 100% mortgage program with no PMI. Sounds like you're a candidate for it and you can keep your investments intact....


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Money Talk
re: Best way to invest inheritance? - jeepfreak
She really should seek out a good CFP....


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Money Talk
re: Top 10 stocks - jeepfreak
[quote]ICPT has been fun lately. Definitely wouldn't put in a long term portfolio but have been enjoying the swings with my "play" money. [/quote] Our guys think it's going to get near $900 over the next year. Wish I had bought it 2 months ago when it popped up on my radar at $250/sh. :banghead...


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Money Talk
re: Tips for cover letters - jeepfreak
[quote]Paragraph about who you are, who you work for and/or where you go or went to school, and the job you are applying for. Your experience includes: - X years at a certain position - A degree in Y with coursework such as... [/quote] All of this is covered in the resume. 1st paragraph shoul...


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Money Talk
re: Top 10 stocks - jeepfreak
I'll give you one for free: ICPT. :thup:...


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Money Talk
re: Bitcoin Investing - jeepfreak
[quote]Bitcoin [/quote] I'm following you... [quote]Investing[/quote] You just lost me. :wtf:...


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Food and Drink Board
re: Jarred Roux Conversion Question - jeepfreak
Use a cup of jarred roux...and stop following recipes verbatim. :thup:...


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Money Talk
re: Leftover money from 403B - jeepfreak
An IRA gives you more options. If you roll it into a 401k you'll only have the limited menu of investments in the new 401k plan....


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Money Talk
re: Another investment needed - jeepfreak
Have you looked at muni funds? NAV's are starting to drift up due to QE and the interest payments are Fed tax-free....


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Money Talk
re: How to get a used car dealer to go down on price? - jeepfreak
Not much you can do with used car dealers. They don't have the dealer incentives that new car lots have. At $36k list price that is a weight on inventory costs, but if it hasn't been on the lot long they may not be willing to deal. Best you can do is threaten to walk or show them an ad for the same ...


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Money Talk
re: Roth vs. Traditional IRA? - jeepfreak
[quote]Not correct, at least not if you take withdrawals after age 59.5. If you wait that long it is all tax free. [/quote] As you stated above, I read that wrong. :lol:...


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Money Talk
re: Roth vs. Traditional IRA? - jeepfreak
[quote]Are you certain of this? [/quote] Foshizzle's right on this one. If you wait until 59-1/2, the earnings are tax-free....


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Money Talk
re: Roth vs. Traditional IRA? - jeepfreak
[quote] Edward Jones[/quote] There's your first problem. As for the difference b/w the 2, in a traditional IRA you put the money in pre-tax and pay the taxes on the contributions and growth when you start taking distributions. In the Roth, the contributions are after-tax money. ...


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Money Talk
re: Suntrust Bank - jeepfreak
+1 for smaller banks. I've had accounts at larger banks, but I settled on a small local bank with only 5 branches. When I call the bank, I don't have to press 1 for English and navigate an endless menu. I get a person and many in the branch I go to most frequently know me by name. My checking accoun...


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Money Talk
re: Tax question about a 401K rollover - jeepfreak
Definitely not a taxable event. You moved it from one tax-deferred account to another tax-deferred account. ...


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Food and Drink Board
re: Best way to reheat a med rare sirloin? - jeepfreak
[quote]Get steak to Room temp. Sear n hot cast iron skillet[/quote] This. :thup:...


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