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Posts By kaaj24
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Food and Drink Board
re: Shreveport is getting a Chuy's - kaaj24
Chuy's is good. Nothing special. Do like the nacho bar during happy hour. ...
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SEC Rant
re: Mississippi State warmups have a message for Ole Miss - kaaj24
News just getting to the state of Alabama. Nothing to see here....
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Money Talk
re: Just counseled someone stuck in the Pay day lending cycle - kaaj24
Luckily my wife doesn't have much interest in seeing our total net worth or financial assets. I don't hide it but I would never voluntarily disclose it either. I want us always to live below our means so we can retire earlier....
Posted on Money Talk
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O-T Lounge
re: Best kind of dog food - kaaj24
I feed my 3 dogs Pro Plan, chicken and rice. They seemed to like it. Coats are nice. I tried the grain-free products and they barely would eat it. 30 years ago dogs did good on Purina so I'm sure a lot of this product differentiation is marketing....
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Money Talk
re: Just counseled someone stuck in the Pay day lending cycle - kaaj24
My now wife wasn't good with money before marriage. But she got on board (with a strong nudge) and now sees the power of having a plan and how powerful tiny steps are in accumulating wealth....
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Money Talk
re: Just counseled someone stuck in the Pay day lending cycle - kaaj24
Unfortunately, most people aren't good with money. Some can improve their financial discipline many never will. It's just like when people are overweight. Majority is due to the fact they eat too much and exercise infrequently.Still they don't change their intake or exercise patterns knowing full...
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Money Talk
re: Career advice needed---MBA vs. MAccy - kaaj24
Get your MBA for FREE Take accounting classes needed to sit for CPA in your state (I'm not aware of states that require an accounting degree) Profit...
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Money Talk
re: Wise friends of the MB: Am I anywhere close to buying a home? - kaaj24
I would save up more money for a down payment on a home. Plus if it's your first home you'll have to furnish, buy a lawn mower. All that stuff adds up real fast. Will oil prices being down in BR soften up the real estate market there? ...
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Money Talk
re: Do you use a personality test when hiring new employees? - kaaj24
We have candidates do a personality test as part of the screening process. It provides some insight into potential questions to ask and may alert you to some trouble areas. Part of the process but not an overriding factor....
Posted on Money Talk
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Money Talk
re: What percentage of people in BR have a "keeping up with the Jones" lifestyle? - kaaj24
I don't worry about Mr. and Mrs. Jones. I do spend a little and save more and that makes me happy. I'm not offended by people who spend lavishly as long as they're paying their bills and not blaming anybody or looking for a handout when they can't pay for their shite....
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Money Talk
re: Vanguard-are there any negatives? - kaaj24
if you're going to invest in index funds/ETFs the expense ratio is hard to beat. When not investing in individual stocks I put all new money in Vanguard index ETFs...
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Money Talk
re: Anybody on here ever switch banks for their company's main operating account - kaaj24
what part of switching is giving you trouble? ...
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Money Talk
re: When does energy weakness start hammering main street in Texas? - kaaj24
Texas is a more diversified economy than in the 80's. It'll create some softness but Texas is a really strong economic engine....
Posted on Money Talk
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Money Talk
re: Question about Credit Utilization - New Card Holder - kaaj24
With a $500 limit, I would just focus on paying balances timely. Then you're line of credit should increase in 6 - 12 months or so. Ask for limit increase. If you're limit increases you're utilization rate will decrease assuming spend stays the same. You can make multiple payments during the mont...
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Money Talk
re: Dave Ramsey - kaaj24
DR is good for people that need a simple formula to follow. If you struggle with financial matters he is better than the alternative, doing nothing and expecting different results. A lack of any plan is much worse. Financial independence is a way of life. If you are looking for a quick fix or "di...
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Money Talk
re: Paying off car faster than normal monthly rates - kaaj24
Not many places to park money to get a guaranteed 3.4% return these days....
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Money Talk
re: What is the most money you have inherited? - kaaj24
$0 I told my parents to spend it like it's stolen....
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O-T Lounge
re: (Ex) girlfriend is a cheating whore, WWTOTD? - kaaj24
Stay far away with no contact. If not, she'll use the jedi mind tricks that women possess and before you know it she'll convince you it's your fault she strayed. Then you'll buy an engagement ring and after the wedding you'll find out she bagged your best man after the rehearsal dinner....
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O-T Lounge
re: When to put your dog down - kaaj24
My dog suddenly lost his ability to use his back legs. I took him to the vet they examined him and did an MRI. There was nothing that could be done. You will know when it's time. Just make sure you think about how you'd like to spend your remaining time together. I wish I would've given my bo...
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Money Talk
re: Rent or Buy? - kaaj24
If your only in the area for 3 years you may just want to rent. Closing costs are pretty high in Texas. Less things to worry about and flexibility. If you eventually want to turn into rental then buying may be a better option....
Posted on Money Talk
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Posts By kaaj24
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