| Money Talk|| re: Need $30,000 to secure busines loan - Im4datigers on 12/3/13 at 12:40 pm|
Sounds like said bank is making you secure said loan with cash collateral as it's a startup.
Usually you talk friends or family members to put up a CD in the bank to pledge as collateral to the loan.
You can pay them for use of the funds on top of what measly rate the bank is paying them.
| O-T Lounge|| re: Washington, IL tornado footage. Incredible [VIDEO] - Im4datigers on 11/22/13 at 9:14 am|
I always sort of chuckle.....dudes life just got destroyed, but he has time to post it to social media lol...
| O-T Lounge|| re: Will DKE hang an offensive sign for this weekend's game? - Im4datigers on 11/19/13 at 12:02 pm|
[quote]I hope so. People need to stop being pussies[/quote]
| Money Talk|| re: Any real estate people have their ccim and is it hard - Im4datigers on 11/12/13 at 10:35 am|
FWIW, you can do the upfront pre-paid deal for $4k and some change.
One other thing you have to look at is the portfolio submission requirements. Do you have enough transactions completed (leased or sold) to satisfy the requirement. Don't jump in and take all the classes only to not be able t...
| Money Talk|| re: Any real estate people have their ccim and is it hard - Im4datigers on 11/12/13 at 10:33 am|
Learning a lot. Banks tend to look at real estate deals from cash flow, LTV, guarantor support etc.
Real estate agents and investors look at it from a ROI standpoint which sometimes jives with the way the bank looks at it and sometimes doesn't.
Some of the stuff is review (wouldn't be for a...
| Money Talk|| re: Any real estate people have their ccim and is it hard - Im4datigers on 11/11/13 at 9:18 pm|
I'm getting mine now. I've been doing commercial banking for 15 yrs though.
It is a LOT of numbers. 104 is a ton of tax. If you have some accounting and finance background then you'll do great. If your just a sales guy trying to get the initials, prepare to study your arse off.
The tests are ...
| O-T Lounge|| re: Thanksgiving and Christmas Office potluck festivities - Im4datigers on 11/5/13 at 3:18 pm|
Pot Lucks are absolutely disgusting.
There is no way I'm eating food cooked by some of the people I work with. They are disgusting at work so I can only imagine what their kitchens look like at home.
| Tiger Rant|| re: Who will get the pink slip first? - Im4datigers on 10/20/13 at 9:12 am|
Richt's ship isn't sinking. His team was decimated by injuries this year. He was one play away from the national championship game last year. ...
| Tiger Rant|| re: Where all the lsu fans at - oxford edition - Im4datigers on 10/18/13 at 9:21 pm|
All at Platinum Plus......
Damn. Those were the days ...
| O-T Lounge|| re: Did DKE get any punishment for the Kent State sign? - Im4datigers on 10/14/13 at 7:38 am|
Look back to the history of DKE and it's former members at LSU.
Trust me, LSU won't do shite to DKE. ...
| Tiger Rant|| re: Wash. band playing "Neck" on Gameday.. - Im4datigers on 10/12/13 at 10:00 am|
| Tiger Rant|| Meltdowns coming - Im4datigers on 10/12/13 at 9:28 am|
Gameday - Washington's band playing neck coming back from commercial.
| O-T Lounge|| re: Showdown in Southgate Towers **Updated with pics bottom pg 3 - Im4datigers on 10/2/13 at 12:16 pm|
Pic was photoshopped.....it was actually a 25 y/o white male...
| LSU Ticket Exchange|| Anybody ever lost away game tickets? - Im4datigers on 9/6/13 at 10:20 am|
Anybody have experience with LSU on this? I've emailed them, but I'm waiting for a response which might take a while I'm sure.
Looks like my UGA tickets have been lost in the mail. Is there a replacement ticket policy where I can get some new ones sent to me? Or am I shite out of luck?...
| Money Talk|| re: Paying cash for a new car - Im4datigers on 8/28/13 at 1:30 pm|
Ever heard of the stock market?...
| Money Talk|| re: Paying cash for a new car - Im4datigers on 8/28/13 at 8:28 am|
you're stupid to pay cash for a car right now.
With max interest rates at probably 3% for a new car, finance it and stick that cash into an investment earning 5-8% return. ...
| O-T Lounge|| re: career change in your 30's? - Im4datigers on 8/26/13 at 8:55 pm|
I would not say that you are doing it wrong, just find what makes the most money within the banking field (hint - commercial lending). I've been in banking for about 15 years and consider what I make to be pretty damn good. Stressful at times, but I still like going to work everyday.
| O-T Lounge|| re: career change in your 30's? - Im4datigers on 8/26/13 at 8:45 pm|
What area of banking are you in?
I hate to tell you, but if you're gonna make good money, you're gonna be in a stressful job. The opposite doesn't really exist. ...
| Money Talk|| re: Let's talk about minority shareholders in closely held companies - Im4datigers on 7/1/13 at 9:56 am|
Sounds like a bank to me...
| Money Talk|| re: Let's talk about minority shareholders in closely held companies - Im4datigers on 6/30/13 at 9:32 am|
Definitely barking up the wrong tree. UNLESS, he has some under the table deal going with other family members that own enough stock to get him enough votes to get to the 51% if a vote comes.
A lot if times fam members are displeased but don't want to stir the pot. So the ride the coat tails of ...
| O-T Lounge|| re: Pissed off about your current HOA fees - Im4datigers on 6/24/13 at 3:55 pm|
bet you're loving your property value these days.......
| Money Talk|| re: Getting a line of credit at a bank @ 6.7% - Im4datigers on 6/21/13 at 10:35 am|
[quote]He mentioned 25-30 years as long as I keep meeting my monthly interest obligation. Interest rate won't move as far as I understand it also. [/quote]
This doesn't sound right. Plus a line of credit for a start up business to purchase equipment typically doesn't exist. You better make dam...
| Money Talk|| re: WBRZ - Glassdoor - Im4datigers on 6/19/13 at 3:24 pm|
If the amount of turnover from their on air staff is any indication, I'd probably run and run fast. ...
| Tiger Rant|| re: Question to Todd Walker at CWS backfired today - Im4datigers on 6/19/13 at 8:11 am|
[quote]Worse decision the city of Omaha ever made. [/quote]
Best post of 2013. Went to Rosenblatt in 2000. It was the college baseball equivalent to Fenway. ...
| Tiger Rant|| re: How golden will Buddy's show be today? - Im4datigers on 6/17/13 at 9:51 am|
How's the manda meats been working for him lately? ...
| O-T Lounge|| re: Waiters/Waitresses - Water Drinker's - Im4datigers on 6/14/13 at 2:44 pm|
Yes, live in DC so drinks can run $4-5/drink unless you're at mcdonalds.
I could give three shits less myself, but was just curious. ...
| O-T Lounge|| Waiters/Waitresses - Water Drinker's - Im4datigers on 6/14/13 at 2:34 pm|
What is the service industry's opinion of those that go into a sit down establishment and only order water to drink. I hate drinking just water, but I also hate paying $4 for a soda or ice tea.
Are these people viewed as cheap since it eats into your tip a little, or do you really not give a sh...
| Money Talk|| re: Negotiating pay. Got a offer but it's kind of low - Im4datigers on 6/12/13 at 3:52 pm|
Take the job and get to Houston where you want to be (or Dallas). It's impossible to interview out of state. I did it for over a year before I took a job. I took the first job offered to me, it got me to Virginia and then I bailed after 8 months with the company. Dick move, but I knew it wouldn't be...
| O-T Lounge|| re: What goes on at the "Graduate School of Banking"? - Im4datigers on 6/4/13 at 10:10 am|
I went about 5 years ago. You get out of it what you put in it. To you numnuts out there, there's a lot more to banking than counting money. These guys are upper management or being groomed to be upper management one day.
It's learning to manage risk (credit and pricing risk) and managing your...
| O-T Lounge|| re: Homeless people with dogs - Im4datigers on 5/23/13 at 11:51 am|
they keep dogs because that way they can't be easily arrested. The cop isn't going to arrest them because then said cop would have to find somewhere to take the dog etc etc. A royal pain in the ass. So if they keep the dog, they're good to go. ...