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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[quote]This. I invest in my 401k and IRA. I live in my house. I'm about to spend a few thousand on a retention wall. I have no idea how that will increase my value and I don't really care. I want the wall and the extra backyard that will come with it. I refuse to sit around ringing my hands abou...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[quote]Got almost $15 invested in selling mine. 3 weeks in got a purchase agreement. Job change is the reason for selling. It's been a real bitch.[/quote] Do it every 5 years the next 20 and let me know how you come out....


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
This is not rocket science. Let's just assume a house keeps it value for 15 years. Let's look at the choice two very disciplined home buyers make on a $200,000 home. Both have the cash to put down $60000--30%. A--takes the leveraged route and puts down 10% ($20000) and invests the $40000 diff...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[quote]I agree. Location location location. Example: Houston. In the right neighborhoods, you can see your home values increase substantially over the next few years. (Houston Heights, Oak Forest, Garden Oaks, etc etc)[/quote] All of that is true but not the point. To buy a house a...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[link=(http://money.cnn.com/2013/09/06/news/economy/birth-rate-low/)]LINK[/link] [quote]It marked the fifth year in a row the U.S. birth rate has declined, and the lowest rate on record since the government started tracking the fertility rate in 1909. In 2007, the rate was 69.3. Falling birth ...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[quote]Historical trends not enough?[/quote] Historic trends included population growth. That has essentially ended. Prior to WWII houses didn't go up in value with age....


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
Housing should be considered an expense. By keeping mortgages to a minimum one keeps their expenses lower. Am I saying you should not mortgage up your house for a business purpose--no. Otherwise the idea of keeping high mortgages is just not a good idea going forward IMHO. It worked when prices w...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
Point of this thread is LBJ sucked and he did. It was LBJ and Eastmen that took the meat out of the CRA of 57. Time Magazaine credited Dirksen with passing the CRA of 64. Obama's honoring of LBJ on the 50th anniversary of the CRA is a slap in the face of families of soldiers sent to Nam and...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
Japs haven't done so hot This land not houses but you get the picture [img]http://www.globalpropertyguide.com/template/assets/img/Japan-residential-urban-land-price-index-graph-1.gif[/img] [img]http://www.globalpropertyguide.com/template/assets/img/sweden-average-house-prices.gif[/img] T...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - I B Freeman
[quote]And this generation of "Echo Boomers," (children of the Boomers), will soon want to stop renting at 3-5% increase each year, and thus the value of housing will rise, albeit slowl[/quote] Maybe but the US will be the exception to the rule. Ask the Swedes and the Japanese. Like the US th...


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Money Talk
Do not count on a new house holding it's value and saving you money - I B Freeman
Since WWII a home has been a great investments except for those forced to sell in economic down turns like in 08 and here in 88-90. That will not be the case the next 20 years IMHO. First anyone can tell you houses cost a lot to own. A roof here, a broken pipe there, a cracked drive, a down t...


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Money Talk
re: Thinking of selling our rental property - I B Freeman
Why don't you go up $50 a month on the rent and see if you like it better? Is your rental cash flow positive?? If so keep it. It is savings. Sell the car first and buy a used one for cash....


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Political Talk
re: France strikes a blow for work-life balance - I B Freeman
how stupid...


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Political Talk
re: McCain on Face The Nation - I B Freeman
To think the "establishment republicans" still think most conservatives want another war. Paul is the only one talking rationally about our foreign policy. We are nothing to gain as world policemen anymore. ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
Interesting we had this thread going and then out of the left came this article. [b]"Stop the Revisionism: LBJ Was No Liberal Hero[/b]" [link=(http://www.newrepublic.com/article/117346/lbj-should-not-be-celebrated-liberal-hero)]LINK[/link] [quote][b]A big reason why LBJ failed to persuade A...


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Political Talk
re: Rodney Alexander to run for old seat (McAllister's) - I B Freeman
No there is no evidence McAllister engage in the crime of prostitution on numerous ocassions as Vitter did....


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Political Talk
re: BP Settlement Theory - I B Freeman
[quote]No. BP has already set aside ~$50b via divestments. It would take another $50b to cause concern and that is highly unlikely. Also, BP going bankrupt would seriously harm the US economy and the energy industry. BP is the largest producer in GoM, invests more R&D in the US than any energy compa...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]Anyone who in 2014 says that the 1964 CRA and the 1965 VRA were unnecessary, is in effect endorsing Jim Crow by saying that the federal government shouldn't have gotten involved in dismantling it. [/quote] Let me phrase it differently--it should not have been necessary because I believe th...


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Political Talk
re: BP Settlement Theory - I B Freeman
It will be interesting to see. ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]quote: Is it your position that on the 50th anniversary of the CRA LBJ should be celebrated???? Yes. [/quote] That is simply wrong thinking. ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]I B Freeman, I think everyone on this thread agrees with you about LBJ and Vietnam. Have you ever heard MLK's anti-war speech? It infuriated LBJ who couldn't believe that MLK would "backstab" him after he worked LINK.[/quote] Yes I have already said King was right. To write off Nam and ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]Valid concerns, nothing to do with LBJ's actions or intentions 50 years ago[/quote] Is it your position that on the 50th anniversary of the CRA LBJ should be celebrated????...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]As everyone else has asked, what does this have to do with the CRA of 1964[/quote] Nothing--the point is LBJ was a terrible President and his involvement in signing the CRA does not negate that as many democrats and Obama seems to want to believe. The point of the thread. ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]BlackHelicopterPilot, I've always been skeptical of stuff I've read or heard second hand as opposed to stuff I've heard with my own ears, so if you want get a true measure of LBJ's motivations, you should spend time listening to some of the declassified audio recordings at millercenter.org. L...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]I don't know what Ike has to due with this since he was out of office when the 1964 CRA was passed, but Goldwater later said that the biggest regret of his career was not voting for the 1964 CRA. [/quote] Eisenhower, unlike democrats of the day, believed he had federal authority to enter ...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
One interesting thing-- Goldwater supported every CRA until the one in 64 and he supported the 24th amendment. LBJ on the other hand fought the CRA of 57 and 60 and worked to dismantle them. In fact he and Eastman took the provision in the bills that gave the DOJ the power they needed to enfo...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]These idiots want people to think the civil rights act was so important--it was not That sounds like something George Wallace would say. [/quote] It was so important that it trumped the tragedy of the Viet Nam war when evaluating the presidency of LBJ???? You got to be nuts. King d...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
There is no question LBJ was a powerful politician and that is why he was such a bad President. As far as Obama goes, he said this today [quote]Like Dr. King, like Abraham Lincoln, like countless citizens who have driven this country inexorably forward, President Johnson knew that ours in the...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]quote: I consider it important, but I'm just one black dude. we are two[/quote] Who would have voted against it??? Goldwater ran saying he would use the government to enforce the rights of minorities. Goldwater and Eisenhower before him believed he had the authority to defend citi...


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Political Talk
re: Sick of Obama telling everyone how great LBJ was - I B Freeman
[quote]If not for Vietnam, LBJ [/quote] If not for the Civil War Lincoln would be on par with Pierce....


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