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Money Talk
re: Applying For A New Credit Card - Joshjrn
http://www.creditcards.com/cash-back.php...


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Food and Drink Board
re: First Visit to Leroy's in BR - Joshjrn
Service is hit or miss. Fried chicken has always been good, and I've probably been a dozen times for lunch. ...


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Money Talk
re: What are the ins/outs of buying a beach condo as an investment? - Joshjrn
Ask an owner you know how much they've spent on "one time" beach restoration projects over the last few years. ...


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Political Talk
re: Pallywood. If you have to lie..... - Joshjrn
If we look at the situation through the lens of historical warzones, I'd say roughly the same number as the true atrocities we never hear about. ...


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Money Talk
re: FB - Joshjrn
yes/no/maybe...


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Food and Drink Board
re: favorite commercially available bbq sauce - Joshjrn
I'm currently on a Jay D's Louisiana Small Batch kick, but it varies. ...


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Money Talk
re: Any negative for having too many CCs open? - Joshjrn
Balance / credit limit = utilization. 300/4000= 7.5% You're fine. Anything between 1% and 20% is where you're looking to be. ...


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Food and Drink Board
re: Did y'all hear about the eggplant at Gino's? - Joshjrn
Proof that the Flying Spaghetti Monster is real. ...


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Food and Drink Board
re: Do you leave butter on the counter? - Joshjrn
That link applies only to store bought eggs and has nothing to do with unwashed local eggs. ...


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Money Talk
re: $13,000 windfall - Joshjrn
Am I to take this to mean that your total year's contribution to your Roth is $1,000?...


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Money Talk
re: Credit Card Rewards and Points Discussion - Joshjrn
I'm surprised to hear the CSP will be losing its dividend. That was essentially the only selling point they had when people would downgrade and keep a business card. ...


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Money Talk
re: Any negative for having too many CCs open? - Joshjrn
[quote]Your score will be the same whether you have 20% or 60% balance/limit ratio, however 60% is the threshold. [/quote] This is flat out incorrect. ...


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Money Talk
re: Credit Card Rewards and Points Discussion - Joshjrn
Is there any way to use group/corporate codes for hotels when booking through UR? I've poked around and haven't been able to find anything. ...


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Food and Drink Board
re: Happy national hotdog day! - Joshjrn
I did my civic duty and had a Frankie's Special for lunch. ...


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Food and Drink Board
re: Latte e Miele is closed. - Joshjrn
:banghead:...


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Food and Drink Board
re: Latte e Miele is closed. - Joshjrn
:wah:...


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Money Talk
re: Credit Card Rewards and Points Discussion - Joshjrn
Downgrading is certainly preferable to closing, and I see nothing inherently wrong with having a high credit limit on a card you don't use. Just buy a candy bar with it every so often so they don't close it on you. ...


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Food and Drink Board
re: Making TD History...I admit I was wrong...Thanks for your input. - Joshjrn
I never say it, but it doesn't bother me beyond thinking that it's overly kitschy. Sounds like something a waiter in a tourist trap would say to sound more "authentic". ...


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Money Talk
re: Pay off my student loans early? - Joshjrn
[quote]Tax deductible part is a joke. I paid 5 figures in interest last year, got to deduct 1200$ I think. Probably deduct less this year or none because we will make more $. Student loan system is so broken. Hoping for some republican reform if they win the senate or new repub president[/quote] ...


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Food and Drink Board
re: New oyster bar coming downtown. - Joshjrn
I'm looking forward to it. I wish they'd replace every business within a stone's throw of the courthouse with restaurants :lol:...


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Money Talk
re: Credit Card Rewards and Points Discussion - Joshjrn
Office Depot in BR sold me a variable Whole Foods card. Hopefully that means my Amazon cards are safe. ...


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Money Talk
re: Looking to get into investing...what's some good Investing 101 literature? - Joshjrn
6% is considered a fairly reasonable return. ...


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O-T Lounge
re: The truth about UBER - Joshjrn
Dick, if life is so shitty for Uber drivers, why are there so many Uber drivers?...


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Money Talk
re: Looking to get into investing...what's some good Investing 101 literature? - Joshjrn
I'm not sure if we define "decent return" in the same way :lol:...


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Money Talk
re: question regarding target date retirement fund - Joshjrn
I haven't played golf in ages :banghead:...


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Money Talk
re: Pay off my student loans early? - Joshjrn
Up to $2,500 per year, if my memory serves me. ...


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Money Talk
re: question regarding target date retirement fund - Joshjrn
The white whale of cutting my fees by more than half will call to me, so we'll see where I end up over the years :lol:...


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Money Talk
re: question regarding target date retirement fund - Joshjrn
If you have to ask, the answer is yes :cheers:...


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Money Talk
re: question regarding target date retirement fund - Joshjrn
I do $115 every week, so it's less of an option for me. I suppose I could set each week to buy one of the four funds, but that's a lot of market swing exposure. At the end of the day, information is never a bad thing :lol:...


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Money Talk
re: question regarding target date retirement fund - Joshjrn
I should have been more clear. The "total investor fee" line is if you recreate the fund with all investor shares. Each line below that changes one fund to admiral shares. The bottom line is if you have all funds set to admiral. ...


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