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Posts By tigerrocket
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Outdoor Board
re: Used PWC recommendations - tigerrocket
I had a 1997 seadoo gsx and an spx almost 20 years ago, and they were the best money I ever bwasted. Only kept them 2 years, so I am not that sure of their reliability. ...
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Outdoor Board
re: Used PWC recommendations - tigerrocket
Thanks everyone for the input. I was leaning Seadoo, but I have heard a lot of good reports regarding the reliability of yamaha. ...
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Outdoor Board
Used PWC recommendations - tigerrocket
I'm in the market for a couple used PWCs. I'd like something reliable, top speed greater than 50, two or three-seaters. They will be used by the whole family. (two kids 13 and 11) I am aware that the kids can't drive them....
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Money Talk
re: Anyone had to deal with a flood adjuster? - tigerrocket
You may want to get a contractor to give you an estimate in writing. After Katrina, my contractor's estimate was twice what the flood adjuster came up with. I had my flood adjuster and contractor in the house at the same time for the second meeting. Don't forget fridge and pantry contents. T...
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Money Talk
re: Re-Fi House Question - Rate - tigerrocket
Personally, I would do the 15 year note with a HELOC in case of emergency. Your note shouldn't be much different than it is now at 5.5%. Some people will suggest a 30 year mortgage, because it provides flexibility in case of emergency, but more times than not, it provides flexibility to buy a new c...
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Money Talk
re: Question about how a 1099 affects my taxes - tigerrocket
Sounds like you are in the 30% tax bracket. 30 percent of $3650 is roughly $1000. That would be the difference. If you had some expenses related to earning that 1099 income, you might be able to offset the income....
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Money Talk
re: Roth IRA to solo 401k question - tigerrocket
You would have to cash out the Roth, so that you could make a tax deductible contribution with the proceeds. There may or may not be penalties on the withdrawal depending on whether or not you have gain in the roth. If your Solo 401k provider has a Roth provision in your plan, you could rollover...
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Money Talk
re: How much value does a new pool add (as a percent of cost)? - tigerrocket
If you live in a waterfront/boating subdivision where every house has a pool, you better have one too, if you want your house to sell at the same price as your neighbors. ...
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re: 1031 exchange - tigerrocket
Thanks. Do you have any recommendations for an intermediary on the North Shore?...
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1031 exchange - tigerrocket
For those of you who have done a 1031 exchange or have some expertise in this topic: What are considered like properties? Can I exchange a commercial building for one or more residential rental properties and qualify?...
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re: Switching jobs and 401k question - tigerrocket
Because it's a relatively small amount, I would roll it over to the 401k. I wouldn't want to bother with another account, unless you were planning on making contributions to the new IRA. Those contributions might not be deductible depending on your income anyway. ...
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re: CFP - tigerrocket
I think it is more helpful for a young advisor's confidence in the early part of their career, and the information learned is valuable, but I have only had about 6 prospects/clients ask if I was a CFP in the last 20 years. Most of my clients don't even know what it is. I think that there are too...
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Money Talk
re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
I have several properties, each one in a different LLC, and my CPA makes me get a w-9 signed by everyone I pay over $600. It's a pain in the a$$ to keep up with. I was hoping to prove him wrong....
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re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
Follow up question: If the rental property is owned by an LLC, would this constitute a trade or business?...
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re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
My CPA would have made me issue a 1099 to the individual who did the A/C work, assuming he is an independent contractor. ...
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re: Deducting Mortgage Interest on Two Houses in Same Year? - tigerrocket
an expense is not a deduction, but that is why you hired a cpa. ...
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re: Deducting Mortgage Interest on Two Houses in Same Year? - tigerrocket
On the rental property, the interest is an expense. On primary residence or second home, the interest is considered a deduction. ...
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re: Power of Attorney Question - tigerrocket
When I did it the last time, the title company prepared the forms, and my wife came in and signed in advance. ...
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Money Talk
re: Real estate or stock market? - tigerrocket
Yes, I have some not so good tenants, but I've gotten better at the selection process. I am also doing more commercial rentals now. It helps to have lot's of handymen in your network, so you aren't the one doing all the work. I do find it interesting how most people are more comfortable with...
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re: Real estate or stock market? - tigerrocket
I'm not saying that the stock market hasn't produced good returns if you look back over it's history, I'm just stating that most investors don't have the stomach to stay invested in bad times. What would you do in 2008, if your million dollar account went down 45%? What return would it take to get ...
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Posts By tigerrocket
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