| Money Talk|| USAA Insurance - LSU6262 on 2/26/15 at 10:52 am|
Anyone here with them had any problems?
I have my home and car with Allstate right now. Next month, I marry into a military family and will become eligible for USAA. If its cheaper to be at USAA vs Allstate, is it worth the change? I just don't won't any hassle if I have to file a claim. ...
| O-T Lounge|| re: Why are there no banks open past 5 - LSU6262 on 2/26/15 at 2:32 am|
So, you trust other people than yourself? The teller is operating a computer to make the deposit. Why can't you? The atm is more accurate than tellers...
| O-T Lounge|| re: Why are there no banks open past 5 - LSU6262 on 2/26/15 at 2:29 am|
[quote]What if I need to deposit money[/quote]
ATM or through your phone.
I'm in banking, and trust me, the industry is going in a moble and technology direction. Banks are going to close earlier, not later. Everything will be done electronically...
| Movie/TV Board|| watched The Loft last night. - LSU6262 on 2/25/15 at 4:23 pm|
It was an ok thriller. I thought the male leads had good chemistry and the acting was good. The females were pretty bad though. I'd say its worth a watch. ...
| Money Talk|| re: does your company still offer a pension? - LSU6262 on 2/24/15 at 9:19 am|
[quote]No. It's not.
If you think it's a pension plan, how much is your guaranteed monthly pension when you retire?
What you have is a 'cash balance plan' where you build up a cash balance in an account via company contributions.
You don't have a monthly pension benefit guaranteed from y...
| Money Talk|| re: does your company still offer a pension? - LSU6262 on 2/24/15 at 6:58 am|
[quote]That's not a pension plan.[/quote]
Yes. It is. I also have a 401k that the company matches 5% of my pay...
| Money Talk|| does your company still offer a pension? - LSU6262 on 2/23/15 at 2:07 pm|
Mine does. they give 3% of salary @ 4.5% return ...
| Money Talk|| re: Met a personal financial milestone today! - LSU6262 on 2/23/15 at 7:51 am|
wow, I'm 28 and only have 26k...
| O-T Lounge|| re: Woman arrested for maiming after trying to bite boyfriend's penis off - LSU6262 on 2/23/15 at 7:45 am|
shite thread title....
| Money Talk|| re: 401k only or 401k / Roth mix for retirement? - LSU6262 on 2/21/15 at 3:53 am|
My company offers a roth 401k. So I'm working on maxing out it...
| Money Talk|| re: Help spouse pay off debt? - LSU6262 on 2/20/15 at 9:56 pm|
| O-T Lounge|| re: Anyone here play slow pitch softball - LSU6262 on 2/20/15 at 9:54 pm|
I've played co-ed before. There was a lot of beer involved though. I'm pretty sure I don't remember the end of the game and we didn't keep score. ...
| Money Talk|| re: Help spouse pay off debt? - LSU6262 on 2/20/15 at 9:27 pm|
[quote]problem is your FICO will drop and hers will rise.[/quote]
I'm expecting this. My FICO is 780 right now, but I don't have any plans to make any major purchases in the near future. ...
| O-T Lounge|| re: SiriusXM autodrafted me a few weeks early - LSU6262 on 2/20/15 at 7:14 pm|
I've been screwed by them before. now I pay monthly. It's only 11/month...
| Money Talk|| re: Help spouse pay off debt? - LSU6262 on 2/20/15 at 5:57 pm|
[quote]this is something you'll deal with the rest of your life or marriage[/quote]
I don't believe this to be the case. I've pulled her credit report and she has never missed a payment. Her fico is 680, which isn't terrible.
She ran up a lot of debt before we started dating. It all happened ...
| Money Talk|| re: Help spouse pay off debt? - LSU6262 on 2/20/15 at 1:54 pm|
[quote] would wait until you are actually married if it were me.[/quote]
I guess I should have clarified that we are getting married in less than a month and I'm just thinking ahead. ...
| Money Talk|| Help spouse pay off debt? - LSU6262 on 2/20/15 at 1:06 pm|
My future wife has about $17k of debt that is around ~$600/month for min payments. I plan on helping her consolidate the debt. She has agreed, once we are married, to give me her credit cards and let me manage it for her.
I make twice what she makes though and I am in a position to help her pay ...
| Money Talk|| re: Recommended lenders for mortgage refinance - LSU6262 on 2/14/15 at 12:44 pm|
Use a big bank. If you use a mortgage company they will likely sell your mortgage to a bank, if your lucky.
If your not lucky they will keep it and screw you if anything happens. My parents are with a mortgage company and they had a house fire. Their insurance, allstate, paid out within just a c...
| Movie/TV Board|| re: What, no TD reviews of 50 Shades?? - LSU6262 on 2/14/15 at 8:39 am|
Girl interviews young billionaire man. He stalks her and entices her with his money. They have sex. More sex. He likes bdsm. She ask him to punish her the worst he can. He whips her with a belt. She gets pissed and leaves, movie over.
It was stupid. The plot is not very good. Women clearly are i...
| Money Talk|| re: Hundreds of Apple Employees Working On Apple-Branded Electric Vehicle - LSU6262 on 2/14/15 at 8:26 am|
[quote]If true, I think this is a bad move... Stick to things in your realm.
It's working pretty good for Google...