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Posts By NEWBIE
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Money Talk
re: underpaying on escrow taxes - NEWBIE
New construction, so your escrow was based on the previous years taxes without improvements. Once the home was complete, the assessor reassessed. Therefore, higher prop taxes that the bank will collect....


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Money Talk
re: Home Mortage Closing Costs: Bait & Switch, Is It Legal? - NEWBIE
[quote]I have never had the attorney closing the sale alter the terms. Yours did.[/quote] His attorney did not change the terms. He chose to only purchase a lender's policy. Go to this site for a rate calculator. [link=(http://ratecalculator.fntg.com/default.aspx?brand=CTIC)]LINK[/link] Ag...


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Money Talk
re: Home Mortage Closing Costs: Bait & Switch, Is It Legal? - NEWBIE
First, when you buy both an owner's policy and lender's policy together, you get a simultaneous issue rate. Not sure of the underwriter, but for one of the big national ones, if you buy them together, you pay the cost of the owner's policy plus $100 extra for the lenders. It's a major discount and ...


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Money Talk
re: Real Estate Investing - NEWBIE
Why transfer via quitclaim? Just do a contribution to the LLC. Quitclaims transfer any interest you may have in the property. If you purchased it, you clearly have an interest. No reason to use a quitclaim. Why do this after the loan and risk the bank calling the loan? Acquire the property in...


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Money Talk
re: Question about discriminatory hiring - NEWBIE
[link=(http://legis.la.gov/lss/lss.asp?doc=84021)]LINK[/link] Apparently there is a prohibition of smoking discrimination in Louisiana. But the poster above is right. Just say it is for some other reason....


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Tech Board
re: Vizio Flat Screen remains black but has sound - NEWBIE
To troubleshoot this you just have to work backwards to isolate the problem. I would start by buying a new hdmi cable to see if that fixes it....


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Tech Board
re: Vizio Flat Screen remains black but has sound - NEWBIE
Could just be a bad cable. What inputs are you using? HDMI for both audio and video? Or are you using an optical cable for audio?...


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Money Talk
re: Home Sale Warranties - NEWBIE
Most sales in Louisiana are "as is". [link=(https://www.legis.la.gov/legis/Law.aspx?p=y&d=109570)]Redhibition[/link] Read the linked article and the next few. Redhibition has to do with hidden defects in the property at the time of the sale. Get an inspection from someone you choose. That s...


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Money Talk
re: I have rented my house out to tenants, and my escrow payments are huge - NEWBIE
[quote] loss of the Homestead Exemption[/quote] Which also changes the amount of taxes due, which in turn changes the amount the mortgage company will escrow, which in turn notifies them of a change in circumstances with the property. Possibly causing them to look into the use of the home. Peo...


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Money Talk
re: I have rented my house out to tenants, and my escrow payments are huge - NEWBIE
Make sure to read your mortgage before you rent it. Most standard mortgages have an owner occupancy clause. May want to run it by your mortgage company first....


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Money Talk
re: Tax Lien Auctions have a great return but are they morally ethical? - NEWBIE
To further clarify Russian's comment The amendment only reduced the redemption period to 18 months from the date of recording of the sale for those properties that have been declared vacant, blighted, or abandoned. This does not apply to property that is still owner occupied and not declared o...


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Fantasy Sports Board
Evans or Lafell - NEWBIE
Evans v Detroit Lafell v SD...


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Money Talk
re: Non Compete Clause - NEWBIE
There is some horrible advice in this thread. Non compete clauses are enforceable in Louisiana; however, they are heavily disfavored. They must be limited in scope and duration. This can vary greatly depending on the industry. Speak with an attorney for your unique situation....


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Tech Board
re: Looking for in dash truck stereo rec's - NEWBIE
[quote]What does android auto do? Similar to airplay?[/quote] USB to I believe hdmi on your receiver. It mirrors your phone on the receiver and you can use either device to control everything on the phone. [link=(http://www.android.com/auto/)]Android Auto[/link]...


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Tech Board
re: Looking for in dash truck stereo rec's - NEWBIE
I'm looking to upgrade as well, but I think I'm going to wait for Kenwood and pioneer to release products that support android auto....


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Tech Board
re: 1 remote for 2 rooms - NEWBIE
Well, this is the remote I have [link=(https://support.logitech.com/en_us/product/6441)]Harmony One[/link]. Logitech calls it a universal remote. Carry on with your pet peeve though....


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Tech Board
re: 1 remote for 2 rooms - NEWBIE
Look for a universal remote that handles multiple activities. I have a harmony one remote(non rf - but don't think they make the same version anymore) that I do this with. Titled the activities as living room and bedroom. Just hit the activity for whatever room you're in....


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Tech Board
re: What is the best app for reminders(ex: a monthly bill payment due date) - NEWBIE
If Android - use google now. Just say google... remind me to pay water bill the 23rd of each month. It will set it all up for you. Or just press this [img]http://img.wonderhowto.com/img/55/89/63521863955951/0/ultimate-guide-using-google-now-as-your-personal-assistant-android-4-4-kitkat.w654.jp...


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Outdoor Board
re: Rafting trips in Colorado - NEWBIE
I just got back from a 3 day trip with AVA. [link=(http://www.coloradorafting.net/)]LINK[/link] The guide got on my nerves a bit by the end, but other than that, it was a fun trip. They take care of everything with food, tents, etc. You travel about 34 miles of river. The first two days are ...


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Tech Board
re: 32GB and 64GB MicroSD cards are insanely cheap today on Amazon - NEWBIE
Have not heard of Transcend before. Is this a reputable brand? I have always just bought sandisk. The reviews overall are positive, however there seem to be some about cards not working out of the box. How does it compare to this [link=(http://www.amazon.com/gp/product/B009QZH6JS/ref=oh_aui_d...


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Posts By NEWBIE