| Money Talk|| re: School me on HSAs - Feed Me Popeyes on 2/11/15 at 10:50 am|
agree with most of what has already been said - would like to add that HSA contributions are subtracted from your gross income, lowering your FICA taxes. For a typical wage earner, this is one of the only ways to lower FICA. Just another benefit to HSAs...
| Money Talk|| re: After marriage joint account or keep separate accounts? - Feed Me Popeyes on 2/9/15 at 11:26 am|
[quote]Joint, wanted a wife not a roommate[/quote]...
| Money Talk|| re: Canada is getting pummeled! - Feed Me Popeyes on 2/2/15 at 3:51 pm|
Does anybody know why EWC is down ~10% over the last few months, while VCE is actually up 3% during the same period? Their holdings are nearly identical...
| Money Talk|| re: Joint or Separate Bank Accounts? - Feed Me Popeyes on 12/15/14 at 8:31 am|
[quote]We are joint only. It works and promotes transparency and honesty about family finances. I wouldn't want it any other way.[/quote]
| Money Talk|| re: Financial Advice - what would you do? - Feed Me Popeyes on 12/12/14 at 10:46 pm|
unless you have a business idea or can invest in something private, I'd think the easiest way to generate that income stream is either rental property or high-yield funds/securities...
| Money Talk|| re: Retiring at 50 - how do you calculate how much you need? - Feed Me Popeyes on 12/9/14 at 3:06 pm|
I plan to retire very early as well, so I've done an absurd amount of research on the topic. To answer your question, most "experts" will recommend a 4% safe withdrawl rate, or 25 times your expected annual expenses (see: [link=(http://en.wikipedia.org/wiki/Trinity_study)]LINK[/link]). Out of caut...
| O-T Lounge|| re: If you could no longer live in the U.S.A, where would you decide to live... - Feed Me Popeyes on 11/30/14 at 8:41 am|
[quote]My dad is a professional traveler (that's the only way I know how to describe what he does). He guides some. He literally spends at least 9 months backpacking all over the world. He has been to every continent and God knows how many countries. He did 17 countries this last trip. His favorite ...
| Money Talk|| re: Family budget question re: groceries/food/consumables - Feed Me Popeyes on 11/5/14 at 8:57 am|
If you have Peapod (or similar services) in your area, give it a look. We're saving a bunch with Peapod not because of sale prices, but because it allows for smarter shopping.
My wife reports that ordering our food online allows her to compare prices and look things up - to our advantage. By ...
| Political Talk|| re: Maryland goes Red in Gov. race - Feed Me Popeyes on 11/4/14 at 10:36 pm|
I did my part
| Money Talk|| re: Saving doesn't make you rich - Feed Me Popeyes on 11/4/14 at 8:23 am|
[quote]While someone making 100k/yr can't get billionaire wealthy through saving, they certainly can save enough to be wealthy and suggesting they are wasting their time is absurd. The story is more about the politics of envy and greed than about how people should manage their finances in a prudent...
| Money Talk|| re: "Investing" in Uber - Feed Me Popeyes on 11/3/14 at 10:42 am|
Ok enough. I understand economics perfectly well and I stated that I already understand the arguments FOR 9-10x surge pricing.
Simply put, I believe that level (or even 4-5x) of surge pricing is a short-sighted business strategy in markets where they're competing with services like Lyft, who cap...
| Money Talk|| re: "Investing" in Uber - Feed Me Popeyes on 11/2/14 at 8:52 am|
I think my post indicates that I [i]do [/i]get why they're doing what they do
That doesn't mean I also can't believe it's bad business in the long-term...
| Money Talk|| re: HSA v. PPO - Feed Me Popeyes on 11/2/14 at 8:26 am|
[quote]that HSA seed is solid... If ya'll are healthy, I'd go that route, max the HSA, but don't use it ...Save your HSA as another retirement vehicle.
Also, if you choose the HSA and have health expenses, try to pay the expenses out of pocket instead of raiding your HSA. On top ...
| Money Talk|| re: "Investing" in Uber - Feed Me Popeyes on 11/2/14 at 8:17 am|
[quote]And Uber is quite upfront about that. They even sent me an email with the time graph. Prices are obviously reflecting demand. If people weren't paying it, Uber would stop charging it. [/quote]
I think Uber is a good service, but they deliberately rip off drunk people on holiday weekends or...
| Money Talk|| re: "Investing" in Uber - Feed Me Popeyes on 11/1/14 at 9:48 pm|
fwiw, Lyft > Uber. Uber had 9 or 10x surge pricing last night in Baltimore for Halloween. F that...
| Money Talk|| re: Long Term Life Planning - How detailed do you get? - Feed Me Popeyes on 10/28/14 at 6:18 pm|
People will give you shite about planning/documentation, but I bet you'll end up faring better than most. I say go for it, but make sure your SO is on board from day 1 or it's going to be a fight.
In my house, we do a lot of "long term life planning" regarding our savings numbers/goals, but we al...
| O-T Lounge|| re: East Coast Bachelor party ideas - Feed Me Popeyes on 10/16/14 at 11:18 am|
[quote]I'm telling you dude Montreal just do it[/quote]
just got back from a week there. what an awesome place. it's like the best of a lot of different cities in America except without any the downsides (except for the obvious cold weather - try to wait until at least April to go)
| Money Talk|| re: Salt Lake City: Anyone Live There? - Feed Me Popeyes on 10/8/14 at 10:17 pm|
I've known several people who have ended up there for work and they all say the same thing - boooooooring. If you like skiing though, might be up your alley
[quote]Currently I have a job I can tolerate, and somewhat enjoy, with a ton of freedom working remotely in New Orleans, but would have to ...
| Money Talk|| re: What am I profiting yearly after opening up a franchise of Del Taco? - Feed Me Popeyes on 9/28/14 at 2:47 pm|
| Money Talk|| re: lying about your act score - Feed Me Popeyes on 9/22/14 at 3:09 pm|
[quote]Curious on your thoughts about lying about your act score on a job application/interview?[/quote]
I'd tell them whatever number I felt gave me the best chance of getting hired for that particular position. And because it's such a stupid question in the first place, I'd do so unapologetica...