| New Orleans Saints Talk|| re: This is the one that I thought was the worst of all the bad calls - jkb531 on 10/14/13 at 7:51 am|
Actually, here is a closer view. I know everyone probably caught it, just can't believe how they can miss that. ...
| New Orleans Saints Talk|| This is the one that I thought was the worst of all the bad calls - jkb531 on 10/14/13 at 7:48 am|
Playclock is at zero and Drew is calling a timeout, however they let the play go on and Drew throws an interception and they let it stand. Oh, and the playclock was at zero for a good full second alm...
| Money Talk|| re: Is it too late to refi? - jkb531 on 9/5/13 at 4:22 pm|
You could look into doing a 5/1 ARM and choose a single upfront PMI premium to save you on your monthly payment. You can finance it into the loan as well. Really makes a big difference, but would have to way the pros and cons since you're only going to be in the home for another 3-5 years. ...
| Money Talk|| re: Questions About Buying House - jkb531 on 9/5/13 at 4:19 pm|
If you can come with 5% or 10% down, you can choose an upfront PMI premium and pay it in cash or finance it on top of your loan as opposed to the monthly option. Amount is really fair, esp if you have great credit. ...
| Gaming Board|| re: Need xbox help - jkb531 on 5/21/12 at 6:36 pm|
I didn't take offense. Instead of saying I'm not a gamer, should have said I don't know a thing about Xbox. ...
| Gaming Board|| Need xbox help - jkb531 on 5/21/12 at 5:56 pm|
Son's Xbox won't read discs and keeps saying open tray error. Anyone have any suggestions or had this problem. I'm not a gamer, so any help would be appreciated!!...
| New Orleans Saints Talk|| re: Gregg Williams agrees to become Rams DC - jkb531 on 1/16/12 at 3:26 pm|
I think we get Spags. I would be pleased with that....
| Money Talk|| re: Why is PMI so damn high? - jkb531 on 1/16/12 at 3:01 pm|
LSU Superstar, I am with a local mortgage lender. If you are putting at least 10% down and your credit scores are in the low 700's, best thing to do is go Conventional and pay the PMI in a single upfront premium which you can finance in and not have to pay out of pocket. Even putting 10% down, it'...
| Money Talk|| re: Down payment on a house. - jkb531 on 8/1/11 at 2:40 pm|
[quote]I will be a first time home buyer. I have good credit. I heard banks are not allowing anything lower than 20%. Is this true? Is it possible to only have 15%?[/quote]
If you have good credit and can put at least 5% down, best to go conventional. FYI, FHA PMI has doubled in the past year. ...
| New Orleans Saints Talk|| re: Saints To Sign CB Fabian Washington - jkb531 on 7/31/11 at 9:47 am|
Love the signing. Not gonna question the front office moves. They've been brilliant. Can't have enough depth in the defensive backfield. Wouldn't mind seeing them sign another lb or dt, but they know more than we do!!
| New Orleans Saints Talk|| Saints show interest in Daniel Manning per rotoworld - jkb531 on 7/28/11 at 11:31 am|
Would be an upgrade over Harper, even though I think he's a solid player. Thoughts?
| Money Talk|| re: Down Payment on a HOME!!! - jkb531 on 7/25/11 at 3:06 pm|
[quote]This is not accurate anymore. On new loans, most have a minimum 5 year limit before getting it removed. You can ask your mortgage company and they will send you a letter on every possible way to get it removed[/quote]
This statement is only accurate for FHA loans. Conventional loans, if...
| Money Talk|| re: Closing on a house with the Debt crisis looming - jkb531 on 7/25/11 at 3:02 pm|
Rates could go down even more if debt ceiling crisis is resolved...
| Food and Drink Board|| Haven't boiled crawfish myself in a while. Need some good tips. - jkb531 on 6/21/11 at 11:21 am|
Any help would be greatly appreciated!!...
| O-T Lounge|| re: 24-25 May 2011 Tornado Outbreak Thread - jkb531 on 5/24/11 at 5:38 pm|
Is there any sound on the live TWC stream or is my computer just a slow POS?...
| O-T Lounge|| re: 24-25 May 2011 Tornado Outbreak Thread - jkb531 on 5/24/11 at 5:13 pm|
Prayers sent in advance!! :wha: ...
| O-T Lounge|| re: The Bluffs St Francisville - jkb531 on 3/24/11 at 4:02 pm|
Thanks. I haven't played there in years. ...
| O-T Lounge|| The Bluffs St Francisville - jkb531 on 3/24/11 at 3:47 pm|
Anyone played golf out there lately? Just wondering about what kind of shape it's in right now. ...
| Money Talk|| re: Mortgage guys/gals - jkb531 on 1/14/11 at 11:04 am|
It's not more difficult to get a loan, it's just how much your rate is going to differ based on your credit score. Of course you have to document everything, but as long as any loose ends are tied up, it's really not that bad....
| New Orleans Saints Talk|| re: Greg Williams withdraws name from Broncos vacancy - jkb531 on 1/11/11 at 1:47 pm|
I would withdraw my name too and stick with a winner. Denver in serious rebuilding mode, esp. with Teblow at the helm.
| O-T Lounge|| re: Wisdom Teeth - jkb531 on 11/23/10 at 10:34 am|
I went to Brian Dyess in Baton Rouge. He was great. No problems whatsoever....
| Tiger Rant|| From the Les Miles Show per Dandy Don - jkb531 on 11/4/10 at 8:37 am|
[quote]Jeremy called and asked Miles to describe his team in three words. Miles' reply was Physical, Smart and Dominating. Miles said the team was not dominating yet, but was working toward that goal.[/quote]
Okay, so I love LSU and hope we win out, but I can't really remember one game we have ...
| O-T Lounge|| LCD TV's - jkb531 on 10/12/10 at 5:40 pm|
About to purchase one probably 46" +. Any good advice or suggestions on brands? Would be greatly appreciated!!...
| O-T Lounge|| re: So I was at the buffet today.............. - jkb531 on 8/13/10 at 1:02 pm|
| Money Talk|| re: Refinance Opinions - jkb531 on 7/15/10 at 11:26 am|
[quote]They told me they could drop me from 6.25% to 5% which would lower my payments by about $100 a month[/quote]
That rate is too high, even on a 30 year. You should be able to do better than that....
| O-T Lounge|| re: Hate to see this, sad - jkb531 on 7/13/10 at 7:04 pm|
That is terrible. Very sad to hear....
| Money Talk|| re: Rate Lock Question? - jkb531 on 7/13/10 at 7:04 pm|
[quote]Well that is mighty nice of them since the rates are lower now than they were when I locled in !!! [/quote]
You wouldn't be saying that if the rates had gone up though. :dunno:...
| Money Talk|| re: Closing costs,,buying first home. - jkb531 on 7/13/10 at 7:02 pm|
Depends. If a lot of that is not coming from your Rural Development guarantee fee, then that is way too high. Your guarantee fee basically is a substitute for paying a monthly mortgage insurance premium....
| Money Talk|| re: Rate Lock Question? - jkb531 on 7/13/10 at 2:59 pm|
[quote]Anyone? I would like to know this also. I locked a rate in on june 8 and now the 30 day lockin period is past. Will I need to resign lockin paperwork ? [/quote]
No, you won't need to, but your loan officer can extend the rate for you. Normally there is a charge for it, but with the new ...
| O-T Lounge|| re: Time for some new emoticons... - jkb531 on 5/24/10 at 11:05 am|