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New Orleans Saints Talk
re: This is the one that I thought was the worst of all the bad calls - jkb531
[img]http://i912.photobucket.com/albums/ac325/jbridwell531/Closerview_zpsa58d7fbc.jpg[/img] Actually, here is a closer view. I know everyone probably caught it, just can't believe how they can miss that. ...


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New Orleans Saints Talk
This is the one that I thought was the worst of all the bad calls - jkb531
[img]http://i912.photobucket.com/albums/ac325/jbridwell531/DrewBreesInt_zps90bfea8e.jpg[/img] Playclock is at zero and Drew is calling a timeout, however they let the play go on and Drew throws an interception and they let it stand. Oh, and the playclock was at zero for a good full second alm...


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Money Talk
re: Is it too late to refi? - jkb531
You could look into doing a 5/1 ARM and choose a single upfront PMI premium to save you on your monthly payment. You can finance it into the loan as well. Really makes a big difference, but would have to way the pros and cons since you're only going to be in the home for another 3-5 years. ...


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Money Talk
re: Questions About Buying House - jkb531
If you can come with 5% or 10% down, you can choose an upfront PMI premium and pay it in cash or finance it on top of your loan as opposed to the monthly option. Amount is really fair, esp if you have great credit. ...


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Gaming Board
re: Need xbox help - jkb531
I didn't take offense. Instead of saying I'm not a gamer, should have said I don't know a thing about Xbox. ...


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Gaming Board
Need xbox help - jkb531
Son's Xbox won't read discs and keeps saying open tray error. Anyone have any suggestions or had this problem. I'm not a gamer, so any help would be appreciated!!...


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New Orleans Saints Talk
re: Gregg Williams agrees to become Rams DC - jkb531
I think we get Spags. I would be pleased with that....


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Money Talk
re: Why is PMI so damn high? - jkb531
LSU Superstar, I am with a local mortgage lender. If you are putting at least 10% down and your credit scores are in the low 700's, best thing to do is go Conventional and pay the PMI in a single upfront premium which you can finance in and not have to pay out of pocket. Even putting 10% down, it'...


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Money Talk
re: Down payment on a house. - jkb531
[quote]I will be a first time home buyer. I have good credit. I heard banks are not allowing anything lower than 20%. Is this true? Is it possible to only have 15%?[/quote] If you have good credit and can put at least 5% down, best to go conventional. FYI, FHA PMI has doubled in the past year. ...


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New Orleans Saints Talk
re: Saints To Sign CB Fabian Washington - jkb531
Love the signing. Not gonna question the front office moves. They've been brilliant. Can't have enough depth in the defensive backfield. Wouldn't mind seeing them sign another lb or dt, but they know more than we do!! :whodat: ...


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New Orleans Saints Talk
Saints show interest in Daniel Manning per rotoworld - jkb531
Would be an upgrade over Harper, even though I think he's a solid player. Thoughts? :whodat: ...


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Money Talk
re: Down Payment on a HOME!!! - jkb531
[quote]This is not accurate anymore. On new loans, most have a minimum 5 year limit before getting it removed. You can ask your mortgage company and they will send you a letter on every possible way to get it removed[/quote] This statement is only accurate for FHA loans. Conventional loans, if...


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Money Talk
re: Closing on a house with the Debt crisis looming - jkb531
Rates could go down even more if debt ceiling crisis is resolved...


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Food and Drink Board
Haven't boiled crawfish myself in a while. Need some good tips. - jkb531
Any help would be greatly appreciated!!...


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O-T Lounge
re: 24-25 May 2011 Tornado Outbreak Thread - jkb531
Is there any sound on the live TWC stream or is my computer just a slow POS?...


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O-T Lounge
re: 24-25 May 2011 Tornado Outbreak Thread - jkb531
Prayers sent in advance!! :wha: ...


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O-T Lounge
re: The Bluffs St Francisville - jkb531
Thanks. I haven't played there in years. ...


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O-T Lounge
The Bluffs St Francisville - jkb531
Anyone played golf out there lately? Just wondering about what kind of shape it's in right now. ...


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Money Talk
re: Mortgage guys/gals - jkb531
It's not more difficult to get a loan, it's just how much your rate is going to differ based on your credit score. Of course you have to document everything, but as long as any loose ends are tied up, it's really not that bad....


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New Orleans Saints Talk
re: Greg Williams withdraws name from Broncos vacancy - jkb531
:drunkards: I would withdraw my name too and stick with a winner. Denver in serious rebuilding mode, esp. with Teblow at the helm. :whodat:...


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O-T Lounge
re: Wisdom Teeth - jkb531
I went to Brian Dyess in Baton Rouge. He was great. No problems whatsoever....


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Tiger Rant
From the Les Miles Show per Dandy Don - jkb531
[quote]Jeremy called and asked Miles to describe his team in three words. Miles' reply was Physical, Smart and Dominating. Miles said the team was not dominating yet, but was working toward that goal.[/quote] Okay, so I love LSU and hope we win out, but I can't really remember one game we have ...


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O-T Lounge
LCD TV's - jkb531
About to purchase one probably 46" +. Any good advice or suggestions on brands? Would be greatly appreciated!!...


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O-T Lounge
re: So I was at the buffet today.............. - jkb531
[img]http://img15.imageshack.us/img15/1183/958862.png[/img]...


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Money Talk
re: Refinance Opinions - jkb531
[quote]They told me they could drop me from 6.25% to 5% which would lower my payments by about $100 a month[/quote] That rate is too high, even on a 30 year. You should be able to do better than that....


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O-T Lounge
re: Hate to see this, sad - jkb531
That is terrible. Very sad to hear....


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Money Talk
re: Rate Lock Question? - jkb531
[quote]Well that is mighty nice of them since the rates are lower now than they were when I locled in !!! [/quote] You wouldn't be saying that if the rates had gone up though. :dunno:...


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Money Talk
re: Closing costs,,buying first home. - jkb531
Depends. If a lot of that is not coming from your Rural Development guarantee fee, then that is way too high. Your guarantee fee basically is a substitute for paying a monthly mortgage insurance premium....


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Money Talk
re: Rate Lock Question? - jkb531
[quote]Anyone? I would like to know this also. I locked a rate in on june 8 and now the 30 day lockin period is past. Will I need to resign lockin paperwork ? [/quote] No, you won't need to, but your loan officer can extend the rate for you. Normally there is a charge for it, but with the new ...


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O-T Lounge
re: Time for some new emoticons... - jkb531
[img]http://img696.imageshack.us/img696/5584/upsthisthreaddelivers.jpg[/img]...


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