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Money Talk
re: 10 vs 12 foot ceilings in new construction - ItNeverRains
[quote]Tall ceilings are overrated in my opinion just more space to heat and cool. Go with 10' downstairs and 8' upstairs if you have upstairs you will be happy.[/quote] Heat rises. Taller ceilings will actually keep houses cooler. But will require more heat in cold months. And your opinion i...


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Money Talk
re: Recent Builds - PPSqFt - ItNeverRains
[quote]I sent you an email to your gmail account[/quote] I responded. :cheers:...


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Money Talk
re: Recent Builds - PPSqFt - ItNeverRains
[link=(http://www.cjbrown.com/subdivisionlist/BRLAMLS/BATON_ROUGE/SETTLEMENT_AT_WILLOW_GROVE/Area_53.htm)]LINK[/link] Everything I see there is around 200/sq ft including lot, avg house size around 3000 sq ft, avg lot price around 180k. That would put a 3000 sq ft house at around 420k, about $...


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Political Talk
re: NPR: Rand Paul Bids To Loosen Democratic Hold On African-American Vote - ItNeverRains
[quote] If they were smart, they would focus on the Hispanic vote. It has much more pliability and a greater impact than the black vote. [/quote] When he announces Susana Martinez as his choice for VP, Paul will win in a landslide...


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O-T Lounge
re: So I have started to pee sitting down. - ItNeverRains
When I was 15 I awoke needing to pee. I was absolutely exhausted, and while peeing dozed off and fell backwards into the wall. I wasn't KO'd, but I was definitely disoriented. That's when my mom and older sister heard the commotion and came running in, I was laid out pissing in the air with a buste...


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Money Talk
re: Recent Builds - PPSqFt - ItNeverRains
[quote]Welcome to BR after Katrina. We chose two builders that we would use and two locations and those were the results plus another 100k+ for a lot. I am not ready for 750k house yet. [/quote] I'd ask if they were interested in doing cost plus. I'd put my house up against any custom house from ...


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Political Talk
re: Aereo: How can anyone argue this is anything other than theft? - ItNeverRains
[quote]So you're saying if I give a party in a park and set up my radio to blast music from a free radio station so all can hear I have to pay a royalty?[/quote] No, the radio station is paying the royalty. If you have a business and use music as part of that business, then you do owe a royalt...


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Money Talk
re: Recent Builds - PPSqFt - ItNeverRains
[quote]that sounds really, really cheap. Custom home of that size in a decent neighborhood in BR is $175-$250 a SF. Atleast in the places I was looking[/quote] 1. He's subbing it out, that'll save $. There are homes in my neighborhood as high as $262 a sq. ft (with 200k lot) But that builder is b...


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Money Talk
re: Recent Builds - PPSqFt - ItNeverRains
90-130 a sq. ft depending on materials for dwelling. Did a cost plus with my buddy, 120/sq ft. ...


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Money Talk
re: 10 vs 12 foot ceilings in new construction - ItNeverRains
[quote]I think we've decided on 10 foot downstairs and 9 foot up, but with 12 feet in the living room for effect. Thanks everybody for all the thoughts. Now, I need your prayers :) [/quote] Pretty much what we did, with trey to 11' in master & dining. Consider doing cabinets to ceiling in ki...


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Tiger Rant
re: Cards exercise 5th yr option on PP7 - ItNeverRains
PP7 is my favorite player all time from LSU. And I'm a man. I'm 40... :lol: This has to show HB7 that hard work gets $. Hope it keeps him on track. ...


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O-T Lounge
re: Poverty rate by county in the US - ItNeverRains
Says we have 6.6% in Williamson County Probably 90% of that % are the starving artist trust fund kids trying to make it in music :lol:...


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Money Talk
re: Mortgage Payment v. % of Income - ItNeverRains
[quote]Yes, I would think so, but then I watch people's decisions and I come to the conclusion that it must not be. If you can afford a $500K home I believe unless there is compelling reasons otherwise, you should consider a home for about $125K. [/quote] Where I live its mainly the schools. Inst...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
Nope. That's a hour commute at least to cool springs daily. ...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]i've lived near loveless cafe for 17 years and maybe a handful of times in all of that had problems with traffic. [/quote] That's why the 37069 is so desirable, and so damn expensive. There is rumor of a few projects coming off 100 that will increase population if/when they go through...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
I live in N Williamson and work in Green Hills vs Cool Springs. Wife has office in Cool Springs but works out of her satellite office in downtown Franklin. Quicker for both of us vs Cool Springs option coming from Temple Hills. ...


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Money Talk
re: Mortgage Payment v. % of Income - ItNeverRains
[quote]Sure - but the ability to pay the debt will be based on available cash. [/quote] Correct. Why % again are a guideline. If you take home home 10k a month and want to drop 5k/mo on an OT mid range house, you still have 5k a month to service debt. With 2k/mo in expenses you're still sav...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
It's okay if you lived in Caldwell Hall :lol:...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
Shoot an email to buttaputta@gmail.com. Let me know first few letters of your email address and I'll get back in touch. ...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]i'm like 15 small steps from temple hills. i live in traceside.[/quote] Let me know when you want to come play. Bermuda is finally turning green. In two weeks course will be :pimp: OP - I'd rent Fieldstone Farms or McKays Mill upon moving here. Let me know if you want me to shoot you s...


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Money Talk
re: 10 vs 12 foot ceilings in new construction - ItNeverRains
[quote]Do they make an 11' 2x4? If not you are buying a 12' and spending money on labor to have it cut a foot. At that point, 12' might be cheaper, same with drywall 3 sheets 4' tall vs labor to cut a sheet... [/quote] True, but he's worried about the aesthetics of 12' with 8', which I can unders...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - ItNeverRains
[quote]someone making only 40k shouldnt be buying a 150k house[/quote] Why? Paying PMI upfront and borrowing 150k with mortgage, taxes, insurance is about $860/mo here in TN. 40k/yr with no state income tax and clears about 2400/mo in my estimate. With another $840/mo in bills and expenses, o...


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Money Talk
re: 10 vs 12 foot ceilings in new construction - ItNeverRains
12' in living/family, maybe a study is a nice feature. Most construction right now is 10' down and 9' up as standard in my area. I understand what you're saying about down the road 10' being the 8' of today, you could alway hedge and do 11' with 8' doors, aesthetically that would look fine and you...


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Money Talk
re: Do not count on a new house holding it's value and saving you money - ItNeverRains
I think the better argument is not expecting your home to hold its value against the rate of inflation. But anytime purchasing gets out of whack vs renting the market corrects itself for the most part. Landlords price in those same cost to rent as a homeowner should to owning. Appliances, windows,...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]Big thing to look at is if/when kids are in play. Germantown/Sylvan Park/Hillsboro are all great. The problem is Davidson County schools. We moved here with 2 kids not yet school age. My wife was all about Brentwood, but after a lot of time and research, and a year renting to get a lay of the...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]Bellevue[/quote] Bellevue in Harpeth Valley Elementary school district is a good buy. Otherwise I'd disagree. Now if IKEA or another use entity comes to Bellevue Mall, that may revitalize other areas in Bellevue...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]What would it take for a house in Franklin/Brentwood? pp/sqft[/quote] Depends on the community. 250k - 300k in Franklin and communities like Fieldstone Farms, Franklin Green, Forest Crossing, Temple Hills, & Cottonwood are great n'hoods 350k - 400k in Brentwood Southern Woods, Bridg...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
[quote]Thinking 250k>. Would prefer 225k> but with the wife you know how that goes [/quote] That's a tough number for Franklin or Brentwood, Spring Hill would get you more bang for buck. You could get a smaller older home or a townhouse in Franklin for that. Just for some perspective, in Wil...


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O-T Lounge
re: Living in Nashville(check your email ItNeverRains) - ItNeverRains
Sounds like you'd prefer Williamson County. I'm a realtor here. What's your budget? That'll help...


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O-T Lounge
re: Walmart wants to go organic; attacks status symbols - ItNeverRains
[quote]they'll just invent some new characteristic to attempt to segregate themselves[/quote] [link=(http://www.beyondorganicwebsite.com)]LINK[/link] Get with the times bro...


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