| Money Talk|| re: Why are drips so popular here? - bayoubengals88 on 7/13/14 at 8:25 am|
[quote]I'm still waiting for someone to explain to me what I get out of a DRIP that I don't get from a blue chip vanguard mutual fund set to reinvest dividends, other than less diversification.
There are many drips with higher dividends than VYM or other ETF/funds. I'm not disagreeing ...
| Money Talk|| re: Why are drips so popular here? - bayoubengals88 on 7/12/14 at 11:24 am|
Partial shares and 3-5% dividends is what I like. ...
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/12/14 at 8:50 am|
You've got to hold the stock in YOUR name. Computershare allows you to start this process with some companies, but certainly not all.
FirstShare offers many solid dividend stocks, but their only purpose is getting you that "first" share. After that you'll likely be using Computershare or Wells F...
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/11/14 at 9:03 am|
no problem :cheers:
Also, Hasbro looks pretty good dividend wise. I think they're around 3.20%, and that's a "fun" company for a kid.
I've read that anything above 2.80% and higher is where you want it.
All of those utility companies pay incredible dividends and let's face it...people ne...
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/11/14 at 8:28 am|
Some oil and gas, utilities, and financials for ya. I highly recommend Canadian banks. [IMG]http://i.imgur.com/a0owD4v.jpg[/IMG]...
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/11/14 at 1:08 am|
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/11/14 at 1:03 am|
Yeah, as soon as my Dow Chemical drip processes I'll be using Computershare for that one. The process of getting that essential first share in your name seems like it takes 4-6 weeks. But, we're in this for the long haul.
I'll be using Wells Fargo for the General Mills drip, which I acquired thro...
| Money Talk|| re: $1,000 into DRIP for child - which company? - bayoubengals88 on 7/10/14 at 3:13 pm|
Pfizer- decently priced with a 3.50% yield.
I don't think they're going anywhere unless I don't know something.
In which case, please tell me.
ETA: I just started a drip with General Mills. ...
| Money Talk|| re: Savings into investment advice needed - bayoubengals88 on 7/9/14 at 12:06 pm|
While I think it's a great idea to invest 5k into a mutual fund or ETF, it's probably best to NOT go this route if you only have a year.
I think that amount of time is too risky. As we all know, the market is at an all time high. There could be a considerable correcting within the next year...or...
| Money Talk|| re: TRSL (teacher) retirement question. - bayoubengals88 on 7/9/14 at 11:25 am|
[quote]And yes, they are paying that much in.[/quote]
It just sounds like an unbelievable amount. Therefore, in the even that such a contribution becomes unsustainable I will be prepared. ...
| Money Talk|| re: TRSL (teacher) retirement question. - bayoubengals88 on 7/8/14 at 5:34 pm|
[quote]It's the total amount of excessive retirement benefits teachers are promised to get. [/quote] lump sum post retirement?
Is it put into a mutual fund like the 8 percent that I will contribute? I'm guessing no......
| Money Talk|| TRSL (teacher) retirement question. - bayoubengals88 on 7/8/14 at 4:15 pm|
Can someone please explain exactly what UAL is? I understand that I will contribute 8% of my income to retirement, but my employer contributes 28 percent??? There's no way. How does this work?
By law, the employer contribution rate is made up of two components: the normal cost of funding retireme...
| Money Talk|| re: Official Penny / MJ Stock Thread - bayoubengals88 on 7/8/14 at 9:22 am|
no kidding :lol:...
| Tiger Rant|| re: Football team looking physically fit, especially the freshmen. - bayoubengals88 on 7/7/14 at 10:05 pm|
Imagine that...the players of an elite program looking physically fit. :rolleyes:...
| Money Talk|| re: How to invest $25K safely for 6 months but still get good return? - bayoubengals88 on 7/7/14 at 7:01 pm|
Likely too risky, but Utilities ETF...
| O-T Lounge|| re: Moving to yellowstone at the end of the month. Things to see along the way - bayoubengals88 on 7/7/14 at 10:58 am|
[quote]Cheyenne[/quote] you'll be disappointed :lol:...
| Money Talk|| re: Official Penny / MJ Stock Thread - bayoubengals88 on 7/7/14 at 9:24 am|
PAL management getting their act together? Lowered interest rate and bought more time...up 12% today on nearly 100% of avg volume. ...
| Money Talk|| re: Funding Loyal3 with credit card - bayoubengals88 on 7/6/14 at 9:53 pm|
I don't think you're missing anything. However, you [u]cannot[/u] exceed $50 per transaction with a credit card. ...
| Money Talk|| re: Which Strategy For Loyal3 Account? - bayoubengals88 on 7/6/14 at 6:09 pm|
If you only have an extra $50 or $100 after Roth contributions it's nice to be able to buy partial shares of a solid dividend stock.
That's why I use it. ...
| Money Talk|| re: Which Strategy For Loyal3 Account? - bayoubengals88 on 7/6/14 at 5:08 pm|
Both strategies sound good. I for one will be using Loyal3 to buy Unilever, Target, Intel etc. (dividend companies)...
I [u]do not[/u] think that Loyal3 automatically reinvests dividends. They're just added to your account. That might be something to consider. ...
| Money Talk|| re: Good Index Fund Portfolio - bayoubengals88 on 7/5/14 at 11:12 am|
I'd put at least SOME in the Vanguard utilities ETF. ...
| Money Talk|| re: Judge my Portfolio - bayoubengals88 on 7/4/14 at 3:38 pm|
Joshjrn or anyone else,
know anything about iShares? Can their ETF's be purchased without fees?
ETA: just found a solution. Apparently TD Ameritrade offers no commission purchases on many ETF's :nana:...
| Money Talk|| re: Judge my Portfolio - bayoubengals88 on 7/4/14 at 12:17 pm|
Yeah, what about financials and oil&gas?
COP, XOM, RDS-B, PSX, CVX
Take a look at the Canadian banks:
BNS, TD, RY, CM, BMO
| O-T Lounge|| re: One of Greatest Speeches Ever, July 5th 1853 - bayoubengals88 on 7/4/14 at 9:04 am|
I'm more inclined to the Ulrich B. Philips school of thought. How much better off to be in the United States right now than Africa? ...
| O-T Lounge|| re: Historical stereotypes of F Series - Ram - Silverado/Sierra - bayoubengals88 on 7/2/14 at 9:31 pm|
From my experience working in North Dakota and Ohio you can hardly find anything other than a Ram on the pipeline....
| Money Talk|| re: Family budget question re: groceries/food/consumables - bayoubengals88 on 7/2/14 at 7:24 pm|
This is worth adding to the sticky list. ...
| Money Talk|| re: State Employees: OGB HMO vs PPO? - bayoubengals88 on 7/2/14 at 3:49 pm|
[quote]That's real cute[/quote] :rotflmao:
I have my doubts, but damn! haha...
| Money Talk|| re: State Employees: OGB HMO vs PPO? - bayoubengals88 on 7/2/14 at 2:47 pm|
Thanks everyone. I'm honestly looking to go the cheapest route possible since I'm young and single so I can max out my Roth (for now) on a teacher's income.
Is this unwise since 8% of my check will go toward retirement? ...
| Money Talk|| re: New Stocks to Watch - bayoubengals88 on 7/1/14 at 6:13 pm|
Wendys WEN. It's relatively cheap right now between $8 and $9.
They are renovating most of their restaurants so go long. They are also 80% franchise now and getting every closer to 100% thus reducing cost and increasing profits. Lots of growth with emerging markets too.
I've had my eye on it fo...
| O-T Lounge|| re: OT workout guys- question - bayoubengals88 on 7/1/14 at 6:10 pm|
[quote]its easier said than done to tell a guy who busted his arse to lose 60 lbs to gain weight[/quote]
I was 207 when I finished undergrad in 2010, I ran 500 miles in 2012 and I found myself at 158-60. Too small in my opinion.
I'm 170-75 now and love it. Sounds like a similar situation to yo...