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Posts By jacquespene8
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Tiger Rant
re: I think Brandon Harris shuts a lot of people up - jacquespene8
I have to believe that harris or Jennings will be better next year. I want to believe that whoever starts is the best qb. Whoever it is, I want LSU to win ballgames BECAUSE of him, not in spite of him. Here's to next year!...


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O-T Lounge
re: Switching from Wallet to Money Clip - jacquespene8
I carry a wallet and go with a money clip on special occasions where I'm gonna be around crowds and I carry just cash, a cc and id...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
I get what's being said. The value of each installment becomes less over time, to the lender and to you. You take less of a hit in value each time you make a payment. But a zero percent loan has shorter terms to lessen this impact on the lender. Unless you could defer the entire payment to three yea...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
so a person is more responsible if they borrow money to buy something they can't afford? it sounds undisciplined to me. I'm sorry to offend you by "ruining threads." The OP asked for opinions and I certainly didn't want to hold mine back when all he was getting the "stay in debt" responses. OP c...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
[quote] There sure is someone not using a brain here. If OP gives the loan holder $13k to remove the debt this instant, what does OP have? No dollars and no debt. If OP pays the 0% interest car loan off monthly on time over the course of the next three years (just an assumption here) and ...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
I misread original post. On second look I saw that SL is 5800, not 58000. In that case, yes pay off SL first then concentrate on car. My point is that his emergency fund is less than his outstanding debt. And choosing to stay in debt, no matter the interest, so that you can put your BORROWED mone...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
[quote] There sure is someone not using a brain here. If OP gives the loan holder $13k to remove the debt this instant, what does OP have? No dollars and no debt. If OP pays the 0% interest car loan off monthly on time over the course of the next three years (just an assumption here) and in...


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Money Talk
re: Buy stocks or pay off student loans & car? - jacquespene8
[quote]Whatever you do, do not pay off that car loan while the money is free. There is no benefit to paying off free money. First thing I would do is pay off the student loans just so I didn't have that hanging over my head for long. Then max out ROTH, then start buying stocks.[/quote] I ...


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Money Talk
re: What to do with extra monthly cash flow in my scenario? - jacquespene8
I would beef up my emergency fund and pay the house off. And if after that, you are enjoying your money and still have some left over....GIVE IT AWAY GIVE IT AWAY GIVE IT AWAY NOW! You probably already give, but give some more. Enjoy your situation, not many people go through it. ...


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Money Talk
re: Advice for 25 y/o - IRA, Life Insurance, Emergency Fund, etc. - jacquespene8
Sounds like your killing it. Congrats. 1. Never a bad idea to max out a Roth IRA. I assume your income still allows you to contribute. I wouldn't invest more than 20%of my total income in retirement this early. There's much life to live 2. Don't worry about your e-fund not earning interest. It's ...


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Money Talk
re: How much do you pay in car insurance? (Louisiana residents) - jacquespene8
When I recently moved from Baton Rouge to Tennessee, my car insurance went from $205/month to 115/month for two cars, same full coverage....


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Tiger Rant
re: How can OSU have 3 Quality QB's - jacquespene8
It's the system....


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O-T Lounge
re: RIP to those we lost this year - jacquespene8
I'll miss pawpawsmasher. One hell of a man. Great friend....


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O-T Lounge
re: Jingles that have endured at least 20 years - jacquespene8
You're not fully clean unless you're zestfully clean....


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Money Talk
re: Anyone want to inform me about life insurance? - jacquespene8
I have a 20 yr term based on the fact that both my kids will be over 20 when the policy ends. Really, that's my main concern is being able to help my wife take care of the kids if I pass. If I didn't have kids, I would probably stick to the basic 2x salary coverage my work gives me. I say build...


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Tiger Rant
re: LSU vs A&M next year - jacquespene8
I think everybody knows our offensive tendencies...


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Tiger Rant
re: the negativity on this board is amazing - jacquespene8
Nobody wants to think about logical things. Everybody here wants to turn on each other and come up with labels to divide the fanbase. Because that's what you do when things go bad. ...


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Tiger Rant
re: The pumpers must love Chavis leaving - jacquespene8
People who like to label other fans are lashing out childishly. I guess whatever makes you feel better. "Pumperrs...." Good one....


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Tiger Rant
re: What are you expecting to see when you watch the Music City Bowl ? - jacquespene8
Honestly I expect somewhat of a defensive struggle. A few silly mistakes made by both teams. A nail biter to the end but LSU pulls it out when ND goes 4 and out on their last possession. LSU 17 ND13...


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Money Talk
re: Savings Account Balance - jacquespene8
I'd say get to 3 months, then throw cash at debt besides house. Then revisit the emergency fund and build it to 6 months. Invest in retirement after you get to 6 months...


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Posts By jacquespene8