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Posts By TheWiz
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O-T Lounge
re: What is your go to hat? - TheWiz
I've had that visor for about 8-9 years. I love that thing. ...
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O-T Lounge
re: What is your go to hat? - TheWiz
[img]http://www.halfmoonoutfitters.com/assets/product_images/kav_synvisor_natural_med.jpg[/img]...
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O-T Lounge
re: In the shower: hair then body or vice versa? - TheWiz
Hair then body, rinse, then face and butt. Have to keep the butt extra clean to prevent saddle sores. ...
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Money Talk
re: Homeowners and auto insurance - TheWiz
I switched Homeowners to Federated and it dropped about $500 for more coverage. I switched to MetLife from USAA. I saved about $570. I went from $100/$300 to $250/500, added rental car reimbursement, better deal on glass, and added a personal excess liability policy up to $2million. ...
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O-T Lounge
re: Mississippi's Little Grand Canyon. - TheWiz
I do some training up there sometimes. It really is a nice, quiet area. ...
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O-T Lounge
re: Any posters out there that feel their student loan debt is "unjust"? - TheWiz
[quote]Holy shite how is that possible? [/quote] We were able to take out a private loan through a local bank and consolidate our student loans (family has mucho dollars tied up with them). The agreement was five years interest only, and then the last five years were a balloon note. Loan was for $24...
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re: Any posters out there that feel their student loan debt is "unjust"? - TheWiz
[quote]No but it still blows. I paid over $2k in interest alone in 2015 [/quote] I paid $12,000. It is what it is. It will pay dividends if you made the right choices. ...
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O-T Lounge
re: Any posters out there that feel their student loan debt is "unjust"? - TheWiz
We have a boatload of student loan debt, but it is completely manageable. We have chosen to be extremely aggressive with it, and we should have it paid off in +/- 5 years. We'll save $100s of thousands by going this route. Would I rather move to Old Metairie in 1.5 years? Hell yeah, but I don't want...
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Money Talk
re: What's the most debt you've ever been in? - TheWiz
$248,000 Med School + my MBA $235,000 House Have about $461,000 left. The student loan balloons next July, but we plan to pay it off in 4-5 years after that. Hopefully I can save enough, drop a lump sum down, and make that note in the low $3,000s a month rather than $4500/month. ...
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O-T Lounge
re: Tax board: official, how much you gettin back thread? - TheWiz
[quote]$246,000 in student loan debts.[/quote] Tell me about it. I can't even imagine life when she is making Dr. money. Hopefully, paying that off will be much easier than I imagine. ...
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re: Tax board: official, how much you gettin back thread? - TheWiz
[quote]By the way, congrats on the ridiculous savings. Putting away nearly $5k/month is pretty impressive ($17,500 401k, $11,000 IRAs, $30,000 in M/M funds). Apparently those student loans went to degrees that paid pretty big dividends. [/quote] I should preface that we only established doing this...
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O-T Lounge
re: Tax board: official, how much you gettin back thread? - TheWiz
[quote]Because if they didn't, then they wouldn't save the money to begin with because they suck at managing[/quote] That's not always the case. We put $2500 into a money market fund every month, I max out my 401k, we max out our IRAs, pay $1,000/month into student loan debts, plus the normal stuff...
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O-T Lounge
re: Tax board: official, how much you gettin back thread? - TheWiz
I still have to put in my wife's W2 with her 457 plan that usually skews things, my K1 investments (which should have GAINZ), and my 1099 from my consulting gig but so far... $8,309 Federal Refund $1,722 LA Refund...
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O-T Lounge
re: Home Teeth Whitening - TheWiz
Opalescence Go. Easy to use. Good results ...
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re: Post your clipboard thread (Ctrl+V) - TheWiz
You want to buy a wheelset?...
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re: Post your clipboard thread (Ctrl+V) - TheWiz
http://i.imgur.com/D44AByR.jpg ...
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O-T Lounge
re: What's your workout split looking like? - TheWiz
[b]Monday[/b]: Recovery [b]Tuesday[/b]: Anaerobic capacity and Sprints/ 5x15 sec. sprints w/full recovery between efforts/ 4X1' VO2@ 100% effort w/full recovery between efforts [b]Wednesday[/b]:[3x8"] 30' warm up / ramp to 5' Tempo / Ramp to 8' LT / 5' recovery between each effort. 30' cool ...
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Food and Drink
re: WFDT - TheWiz
Casa Garcia...
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Money Talk
re: VTSMX - Vanguard questions - TheWiz
It's incredibly easy to open accounts with Vanguard. Just follow the "open an account" link. You can't screw it up. ...
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Money Talk
re: Backdoor'ing the Roth (Vanguard) - TheWiz
[quote]If you have no tax gain in the traditional IRA you are doing a conversion on then there's no tax bill.[/quote] Corret. If I am looking a this correctly. I move from Prime Money Market (Non-retirement) --> to Traditional Money Market --> to Roth IRA. Obviously, I have to let a few days lapse....
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Posts By TheWiz
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