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Money Talk
re: Small business owner here, question about setting up a cafeteria plan for myself - BullredsRus
I spoke with my CPA and he told me that in order to write off my health insurance premiums I'd have to run it through a section 125, or cafeteria plan. So according to my payroll customer service person I can set up that section 125 plan as a deduction from my salary (pretax), or as a contribution ...


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Money Talk
Small business owner here, question about setting up a cafeteria plan for myself - BullredsRus
I pay myself a salary, but would like to set up a cafeteria plan that my company would contribute to. Basically it would be the exact amount to cover my health insurance premium. In this example, let's say the premium is $850 a month. If I were to set up a voluntary contribution from the company ...


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O-T Lounge
re: Giveaway Time! Drytunes Speaker...StormTiger wins! - BullredsRus
Winner winner ...


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Money Talk
re: Another reason why real estate > stock market - BullredsRus
Well lets assume a 235K asking price. If you finance 75% at 5% interest that puts your note at just under 950 for principal and interest. I calculated roughly 450 a month for taxes and insurance. So that would net you roughly 500 per month before repairs. I like to have a little more wiggle room...


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Money Talk
re: Another reason why real estate > stock market - BullredsRus
I invest in real estate and am happy doing so. Tonight I got a call about a breaker that keeps tripping, and will get it addressed tomorrow. No big deal. I netted about 12K this year off of it. I'm not looking to get rich short term here, but the extra 12K isn't bad. But my goal is to pay it of...


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More Sports Board
re: Question for NCAA football bettors - BullredsRus
Guy that runs the pool uses his own lines and they're somewhat off from what Vegas thinks. Usually closer than this, but I'll take it. I'm actually getting 1.5 points with FSU in this pool. There are about 130 people in pool and if FSU wins, or loses by 1, then I finish in a 5 way tie for 1st. 1...


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More Sports Board
Question for NCAA football bettors - BullredsRus
I'm in a pool where I win between 250-1000 if FSU wins tonight. Straight up, no point spread. I win 1000 if total points are between 65-71. Like I said worst I can do is 250 if FSU wins. My local guy is giving me 10 points with Auburn. Would you take the 10 points on Auburn just to hedge bc I b...


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Food and Drink Board
need a good red beans and rice recipe, and I like the popeye's or Zea's style - BullredsRus
I like to think of Popeye's and Zea's red beans as creamy. Anybody have a good recipe to replicate that texture and flavor?...


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Money Talk
Starting an IRA on your own vs through a financial advisor - BullredsRus
I'd like to set up a SEP IRA through my business. I can go to Scotttrade on Citiplace here in BR and give them a check and they told me it would be available to invest in 2-4 hours after. There may be a $17 load charge. If I were to go to a financial advisor here in town, what do they typically c...


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Money Talk
re: Are rental properties worth it? - BullredsRus
I think they're worth it. Sure you will have some headaches, but at the end of the day the tenants are paying off your investment for you so you just deal with those headaches. I own 2 units and looking for a third....


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O-T Lounge
re: Check out the Wingfield High School Fight Club - BullredsRus
By common theme are you referring to the really bad camera work? I agree. It really nagged me while watching. ...


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O-T Lounge
re: Vegas show recommendations - BullredsRus
Absinthe at Ceasers is the correct answer. ...


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Money Talk
re: Best way to get money out of business checking account and into personal - BullredsRus
I was thinking permanent. I didn't think about a loan though. What are the stipulations on loans from my company to myself? Is there a set time frame that I have to pay it back? What if I hypothetically didn't pay it back and the business either closed or was sold in the next 5 years or so?...


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Money Talk
Best way to get money out of business checking account and into personal - BullredsRus
I need to transfer some money from a business account to my personal account and I'd like to do it before December 31st for tax purposes. I pay myself a salary, but apparently not enough. I'm looking to take about 30K out and trying to figure out the best way to do it. I could do a bonus and pay...


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Money Talk
re: Stock of the day - BullredsRus
Stock of the day was ICLD. Holy shite. I got in at 7.64 right around lunch. I sold for a nice profit about an hour later. Should have stayed in though bc it just seemed to go higher and higher. Oh we'll, can't complain too much when you profit. I did leave a lot on the table though. I don't know...


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Money Talk
re: How to evaluate stocks - BullredsRus
I've been following it for a while. It has been holding very steady at around 24-25 with little spikes higher. I haven't seen it this low, so that's why I'm thinking of getting in. I don't know anything about the company except what I read online. But it looks like they have year over year g...


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Money Talk
How to evaluate stocks - BullredsRus
I am considering buying into TTS. It's lower than its been in a while. I read there 2nd and 3rd quarter net profits are about 25 percent up from last year. It has been as high as $30 a share within the last three months, but is now in a dip and closed at $22.44 a share and I'm thinking this may ...


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O-T Lounge
re: What to do about a red light camera ticket - BullredsRus
I have 3 in BR. Haven't paid one. Got the letters from a lawyer. Just had credit report pulled and it is 750+, with no delinquencies reported. They send the letter bc they know it will scare some people into paying them. ...


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Money Talk
re: Becoming a Landlord- Seeking Advice - BullredsRus
I wouldn't do it. Like someone else said, look at duplexes and fourplexes. I bought a duplex a few years ago for $195K. You have to put 25% down for multi family units vs 20% for single family. My note on a 30 year mortgage is $709. I'm right at $1000 after including insurance and taxes. I re...


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Tiger Rant
re: Omahan Coming to Baton Rouge for LSU/Florida - BullredsRus
Friday night: If you want to go to a very casual dinner with a college vibe I'd go to either Chimes or Sammy's. I think Sammy's has better food, but Chimes is on campus. Also Georges by the Perkins overpass is along those lines. If you're looking for more upscale there are a bunch of options, ...


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O-T Lounge
re: SD card repair? (Found a place in BR that recovers data!) - BullredsRus
What is the name of this place? I may be in the market for this as well. ...


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Money Talk
re: Is There Money in A Snowball Stand if Not in Louisiana? - BullredsRus
I know the guy that owns Rainbow Delights here in BR. That place consistently has a line of 7+ cars it seems like. He told me he clears about 75K being open half the year and running it absentee pretty much....


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O-T Lounge
re: Oral Sex with a minor is Ok? - BullredsRus
You're right,14 year olds aren't very smart and don't know much about consequences. You know who else fits that bill? 18 year olds. Guess how old you have to be to rent a car? 25. Guess what age your auto insurance rates drop? 25. Hell the law doesn't even allow you to drink alcohol until you...


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Money Talk
Anybody here do a second home loan? - BullredsRus
Looking at possibly buying a weekend camp in False River or Toledo Bend. Are there restrictions on how many miles it has to be from your primary residence in order to qualify? I thought you could do 10% down for a second home if it was "X" miles from your house but maybe that is old info. ...


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Outdoor Board
Finding artificial reefs in Lake Pontchartrain using gps coordinates - BullredsRus
I have a lowrance HDS 5. Can I program the coordinates from save our lake's website into my unit and find them? Anybody have any luck fishing any of them? More specifically the reef balls located in St. Charles parish bc we'll be launching at the peavine launch out of Laplace. Will try the power...


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Outdoor Board
Anyone familiar with Lowrance HDS units? - BullredsRus
I know they have the lake insight and nautic insight models. The last one I had said "US Base Map W/O XD Card". I thought it was a nautic insight, but am now wondering if I was wrong. Could this be why it showed me on land when I was clearly on my boat in the water (sometimes not even very close ...


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Food and Drink Board
re: Going to Coyote Blues tonight - BullredsRus
The duck quesodillas app is very good. Also, I think they have the best steak fajitas I have ever had. I really enjoy this place, but I get the above mentioned items of every visit bc they are just too good. Not sure about the rest of their menu. Also top shelf margarita is excellent ...


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Food and Drink Board
re: Question to those who have made their own bacon - BullredsRus
I used 1 tsp per pound bc thats what I seemed to read the most when researching it. I had a half a belly and it weighed 6 pounds. Aside from the pink curing salt, I also used regular salt, brown sugar, finely chopped garlic, a little maple syrup, and some Bengal Hickory Grilling Blend from Red Sti...


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Food and Drink Board
Question to those who have made their own bacon - BullredsRus
Trying it for the first time. I looked at several recipes and videos before doing so. I'd say it was about 50-50 on removing the fat/skin before curing or after smoking. Any advice there? I have mine on still but am thinking about cutting it off. Did you flip it every other day, and if so did y...


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Food and Drink Board
re: Smothered chicken with gravy - pics! - BullredsRus
That looks pretty great. Never done smothered chicken before but I will soon thanks to all those pics. ...


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