| Money Talk|| re: whats a good interest rate for property loan? - vettegc on 4/2/13 at 10:41 pm|
7 acres... One day will build house there....
| Money Talk|| whats a good interest rate for property loan? - vettegc on 4/2/13 at 9:12 pm|
I know property loans are higher than house loans. Anybody know what is good these days?...
| Money Talk|| help with taxes - vehicle value plate fee? - vettegc on 3/31/13 at 4:36 pm|
per turbotax - In Louisiana you can deduct the vehicle value plate fee which is based on the value of the car. Any idea where i get this?
I'm guessing this doesn't count all the taxes that I had to pay when i registered my vehicle (used car i bought from private party)? Is that just deductible i...
| Money Talk|| re: Should I use savings to pay my land off? Want to build soon. - vettegc on 3/31/13 at 4:07 pm|
So your saying it basically works out to be a wash?...
| Money Talk|| re: Should I use savings to pay my land off? Want to build soon. - vettegc on 3/29/13 at 10:40 pm|
Land loans have higher interest rates. Mine is 6%. I think the new loan would have a much lower interest rate. ...
| Money Talk|| Should I use savings to pay my land off? Want to build soon. - vettegc on 3/29/13 at 10:14 pm|
I have enough saved up to pay my vacant property note. Interest rate is 6% and I owe about $50k. I have been saving up to build a house but I guess I could always borrow against the land right? I should still have almost $30k left over but always heard you should have 20%....
| Money Talk|| re: New Car Tax Deduction - vettegc on 3/17/13 at 5:20 pm|
| Money Talk|| re: New Car Tax Deduction - vettegc on 3/14/13 at 9:53 pm|
I bought a used car from private seller and paid taxes/registration fees at dmv.
I am using turbotax but unclear if I can include this under the vehicle registration fees (It does show up on the vehicle registration)? Is the sales tax considered a part of the registration fee or would I have to ...
| Fantasy Sports Board|| knowshon, demarco murray, or vincent jackson. - vettegc on 12/16/12 at 12:48 am|
Trying to decide between knowshon, demarco murray, or vincent jackson for my flex spot. All project out about the same. Also have chris johnson and trent richardson as starters....
| Fantasy Sports Board|| Should I drop Jason Witten for Aaron Hernandez? - vettegc on 10/7/12 at 8:50 am|
Only have 3 bench spots in this league. Hernandez is a FA. I have J Tamme as my starter this week but I am afraid Hernandez will be gone if I wait on this....
| Fantasy Sports Board|| Trade MJD for Wes Welker? - vettegc on 9/3/12 at 11:24 pm|
PPR league. Besides MJD I have Chris Johnson, Trent Richardson, and Pierre Thomas as other backs. Yay or Nay?
FYI My Receivers
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/30/12 at 10:28 pm|
[quote]I can speak from experience with New Penn Financial (listed on Zillow).
Very good experience, tremendously low rate (2.875 % on 15 year), fast to respond and fees were only $995.00 to NPF.
If you need the name of my loan officer, let me know.[/quote]
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/30/12 at 9:54 am|
I was playing with the zillow mortgages app and it list as best rates:
First financial services
First Internet bank
Anybody have experience with any of these companies? Is the zillow app any good?
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/26/12 at 12:32 pm|
Wow! Who is your lender?...
| Money Talk|| re: Trading cars with private seller out of state. Requirements? - vettegc on 7/15/12 at 9:18 am|
[quote]The first question that comes to mind is why are both of you willing to travel to Memphis to get this deal done? Must be a special car. Collectible?[/quote]
| Money Talk|| Trading cars with private seller out of state. Requirements? - vettegc on 7/14/12 at 11:42 pm|
I am looking at trading cars with a private seller. He is from Illinois but we are meeting around memphis. What do I need? Can I just get the title notorized when i get back or do I have to find one in Memphis?...
| Money Talk|| re: best lender for home purchase? - vettegc on 1/9/12 at 1:11 am|
Thanks but I'm not a veteran....
| Money Talk|| re: best lender for home purchase? - vettegc on 1/8/12 at 2:22 pm|
[quote]How much are you putting down? If putting down 20% that is a pretty good rate, however if you are going to go FHA and put down 3.5% then you need to keep shopping. 4% or lower on FHA. [/quote]
The quote was for 10% down....
| Money Talk|| re: best lender for home purchase? - vettegc on 1/8/12 at 12:10 am|
[quote]post the rates here they are giving you, you will get a couple of people tell you how they stack up.
One of my credit scores was only like 684.
4.25 and 4.375 for 30 years but i could buy a point or something and do 4.00?...
| Money Talk|| re: best lender for home purchase? - vettegc on 1/6/12 at 9:34 pm|
I have checked with 2 lenders to get preapproved. Am I gonna get dinged if I try more? Are the rates gonna be pretty much the same?...
| Money Talk|| re: best lender for home purchase? - vettegc on 1/4/12 at 9:48 pm|
[quote]4% or lower depending if your credit is Good. Quoted 3.875 on a 30 today.[/quote]
Who do you work for?...
| Money Talk|| re: best lender for home purchase? - vettegc on 1/4/12 at 8:49 pm|
Got a quote today from quicken loans.
4.25% fixed 30 years. ...
| Money Talk|| re: best lender for home purchase? - vettegc on 1/1/12 at 4:41 pm|
What's a good rate right now?...
| Money Talk|| re: best lender for home purchase? - vettegc on 12/30/11 at 11:11 am|
So if I try to get preapproved with several different lenders, does that ding my credit score? Can I get the rates/terms without doing going through the preapproval process?...
| Money Talk|| re: best lender for home purchase? - vettegc on 12/29/11 at 10:50 pm|
[quote]who do you bank with?[/quote]
| Money Talk|| best lender for home purchase? - vettegc on 12/29/11 at 9:35 pm|
looking to buy a home soon. Whats the going rate? Who should I talk with. ...
| Fantasy Sports Board|| Pierre Thomas or Kevin Smith - vettegc on 12/18/11 at 9:58 am|
Have not heard whether smith is playing or not?...
| Money Talk|| re: Best BR subdivisions for around $250K? - vettegc on 12/10/11 at 2:27 pm|
I'm single and will probably not plan on this being my final house. So would like to find something that wouldn't be too hard to rent or sell later. I wouldn't mind if it had some perks like a community fitness center, pool, tennis court, etc.. but those may be out of my price range, lol. I ...
| Money Talk|| Best BR subdivisions for around $250K? - vettegc on 12/10/11 at 12:05 pm|
Looking at buying a house soon. It would be my 1st. What are some good subdivisions to look at? I think I need to be around $250,000.
| Money Talk|| re: How much home can I afford? - vettegc on 10/18/11 at 11:52 pm|
salary is set..hopefully increasing with experience.
I know renting is safe but I feel like I'm throwing my money away? With a house you at least gain equity. I think nice single room apartments are probably $800-$1000 in baton rouge. If I live there for 3 years that could be $36,000 that could ...