| Money Talk|| re: Best Concrete prices? - vettegc on 4/8/14 at 12:22 pm|
160 yds residential 3000 psi concrete. Probably will need a pump truck. No special additives. Can pay cash or check. ...
| Money Talk|| Best Concrete prices? - vettegc on 4/7/14 at 9:56 am|
Looks like concrete prices just went back up to almost $100/yd. A month ago I was quoted $90/yd. Anybody know who has the best rate right now in the Livingston parish area? ...
| Money Talk|| best price on building supplies? - vettegc on 3/22/14 at 11:54 pm|
Where is the cheapest place for lumber / building supplies. I have been talking to Pecou and I checked with Holmes but is there anybody cheaper?...
| Money Talk|| re: Looking for a Lot Loan - vettegc on 3/19/14 at 11:31 pm|
Yea land loans are higher. E-Federal credit union was 15 years at 6% about 5 years ago when I got mine. They were the lowest I found at the time....
| Money Talk|| re: conventional vs post tension slabs? - vettegc on 3/15/14 at 11:23 am|
[quote]You do not have sales tax figured on your concrete pricing nor do you have labor for concrete placement in your analysis, fwiw. [/quote]
You are right about the sales tax on the concrete. So The labor price on the form and finish will be the same. PT will end up being about $2000 cheaper ...
| Money Talk|| re: conventional vs post tension slabs? - vettegc on 3/14/14 at 10:10 pm|
[quote]Post-tensioned done properly should not be cheaper than conventional. [/quote]
Why? Here are my numbers from the quotes
Conventional material quote(wire,rebar)-$4000
Concrete 160 yds * $92/yd = $14,720
Total = $18,720
Post tention material+eng(cables)-$4,800
Concrete 140 yds * $92...
| Money Talk|| re: conventional vs post tension slabs? - vettegc on 3/14/14 at 8:22 pm|
I don't think it is needed. I believe the foundation is well packed. However, If it ends up cheaper due to less concrete and steel, why not do it? Unless people are having foundation issues?
They are saying I will save almost 20 yds of concrete. I don't know if I can believe that though. Anybody ...
| Money Talk|| Recommendations for builders risk? - vettegc on 3/14/14 at 2:06 pm|
Need builders risk policy with general liability for new construction. Anybody shopped rates yet? I talked to liberty mutual but they require you to complete construction in 6 months. ...
| Money Talk|| re: conventional vs post tension slabs? - vettegc on 3/12/14 at 9:39 pm|
It looks like I could save over $1000 doing post tension if I believe the estimates on the amount of concrete saving from the PT company.
Has anyone saw of someone having foundation issues on a PT slab? ...
| Money Talk|| conventional vs post tension slabs? - vettegc on 3/12/14 at 12:32 am|
What is the general opinion? I always assumed that post tension was more expensive but it actually looks like it may be cheaper when you factor in that it is less concrete and steel. So why is it that most of the building suppliers tell me they dont trust the post tension? Has anyone had problems? O...
| Money Talk|| New construction loan settlement charges? - vettegc on 1/29/14 at 12:06 am|
What percent of the loan amount should it be? ...
| Tiger Rant|| re: 29 seconds - vettegc on 10/20/13 at 4:42 pm|
Clock stops on 1st down. Ole Miss would probably be in prevent. You give yourself a chance to get in position for a field goal. It is all about giving yourself a chance. You do remember what happened the last time we played ole miss don't you?...
| Fantasy Sports Board|| re: Brees or Schaub? - vettegc on 9/15/13 at 1:02 am|
Brees should be your starter every week...
| Fantasy Sports Board|| Bolden or Bowe? - vettegc on 9/15/13 at 12:22 am|
Who to start...ppr league...
| Money Talk|| Construction Loans and being your own general contractor? - vettegc on 7/21/13 at 1:42 am|
Anybody know which companies allow you to do this?...
| Money Talk|| re: whats a good interest rate for property loan? - vettegc on 4/2/13 at 10:41 pm|
7 acres... One day will build house there....
| Money Talk|| whats a good interest rate for property loan? - vettegc on 4/2/13 at 9:12 pm|
I know property loans are higher than house loans. Anybody know what is good these days?...
| Money Talk|| help with taxes - vehicle value plate fee? - vettegc on 3/31/13 at 4:36 pm|
per turbotax - In Louisiana you can deduct the vehicle value plate fee which is based on the value of the car. Any idea where i get this?
I'm guessing this doesn't count all the taxes that I had to pay when i registered my vehicle (used car i bought from private party)? Is that just deductible i...
| Money Talk|| re: Should I use savings to pay my land off? Want to build soon. - vettegc on 3/31/13 at 4:07 pm|
So your saying it basically works out to be a wash?...
| Money Talk|| re: Should I use savings to pay my land off? Want to build soon. - vettegc on 3/29/13 at 10:40 pm|
Land loans have higher interest rates. Mine is 6%. I think the new loan would have a much lower interest rate. ...
| Money Talk|| Should I use savings to pay my land off? Want to build soon. - vettegc on 3/29/13 at 10:14 pm|
I have enough saved up to pay my vacant property note. Interest rate is 6% and I owe about $50k. I have been saving up to build a house but I guess I could always borrow against the land right? I should still have almost $30k left over but always heard you should have 20%....
| Money Talk|| re: New Car Tax Deduction - vettegc on 3/17/13 at 5:20 pm|
| Money Talk|| re: New Car Tax Deduction - vettegc on 3/14/13 at 9:53 pm|
I bought a used car from private seller and paid taxes/registration fees at dmv.
I am using turbotax but unclear if I can include this under the vehicle registration fees (It does show up on the vehicle registration)? Is the sales tax considered a part of the registration fee or would I have to ...
| Fantasy Sports Board|| knowshon, demarco murray, or vincent jackson. - vettegc on 12/16/12 at 12:48 am|
Trying to decide between knowshon, demarco murray, or vincent jackson for my flex spot. All project out about the same. Also have chris johnson and trent richardson as starters....
| Fantasy Sports Board|| Should I drop Jason Witten for Aaron Hernandez? - vettegc on 10/7/12 at 8:50 am|
Only have 3 bench spots in this league. Hernandez is a FA. I have J Tamme as my starter this week but I am afraid Hernandez will be gone if I wait on this....
| Fantasy Sports Board|| Trade MJD for Wes Welker? - vettegc on 9/3/12 at 11:24 pm|
PPR league. Besides MJD I have Chris Johnson, Trent Richardson, and Pierre Thomas as other backs. Yay or Nay?
FYI My Receivers
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/30/12 at 10:28 pm|
[quote]I can speak from experience with New Penn Financial (listed on Zillow).
Very good experience, tremendously low rate (2.875 % on 15 year), fast to respond and fees were only $995.00 to NPF.
If you need the name of my loan officer, let me know.[/quote]
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/30/12 at 9:54 am|
I was playing with the zillow mortgages app and it list as best rates:
First financial services
First Internet bank
Anybody have experience with any of these companies? Is the zillow app any good?
| Money Talk|| re: Lock in rate now or wait? - vettegc on 7/26/12 at 12:32 pm|
Wow! Who is your lender?...
| Money Talk|| re: Trading cars with private seller out of state. Requirements? - vettegc on 7/15/12 at 9:18 am|
[quote]The first question that comes to mind is why are both of you willing to travel to Memphis to get this deal done? Must be a special car. Collectible?[/quote]