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Posts By Dusty Bottoms
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Money Talk
re: ROTH Income Limits, Recharacterizing, Back Door - Dusty Bottoms
[quote]I really dont understand why the limit is so low. its meant to keep millionaires from abusing the roth, but you arent a millionaire making less than 200 a year.[/quote] The irony is that HCE limitations for 401k contributions further exacerbates the problem. Can't fully contribute to 401k...
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Money Talk
re: ROTH Income Limits, Recharacterizing, Back Door - Dusty Bottoms
Totally agree. Just my opinion, obviously, but if the phaseout is in play, save yourself the headache and wait until you calculate your actual AGI. Then fund your Roth as much as possible and put the remainder in your 401k or employer provided retirement account, or regular IRA if already maxing 4...
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Money Talk
re: ROTH Income Limits, Recharacterizing, Back Door - Dusty Bottoms
[quote]Last resort if required by unknown pitfall I could just keep the money aside until I'm sure one way or another so I can complete the backdoor ROTH in a less confusing manner.[/quote] I've experienced firsthand how difficult it is to estimate AGI when around the phaseout, especially when bo...
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Tiger Rant
re: College Softball Rankings - LSU drops to 3 in USA Today poll - Dusty Bottoms
Surprised we sit behind UF after taking 2 of 3 from them at their place. That being said, the losses to UK and then MSU last week are head-scratchers....
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O-T Lounge
re: Weber Grills worth double the price or no??? - Dusty Bottoms
Been using my Weber Genesis since 1997. Still going strong....
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Tiger Rant
re: DJ LeMahieu killing it in Denver! - Dusty Bottoms
Never know. It's not uncommon for a hot start to translate into a hot season and for a player to break out of the box they've been in for years. Not to compare Aaron Hill to DJ as players at all, but Aaron's breakout occurred after a similar hot start....
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Outdoor Board
re: Hot water heater help - Dusty Bottoms
Propane tank or natural gas? I had this problem repeatedly last winter and thought it was the thermocouple, but it has not happened again since we had our tanks refilled, so could have been low pressure....
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Outdoor Board
re: Satsuma Trees - Dusty Bottoms
Just make sure it buds out above the graft. If it only comes back below the graft, you will not have satsumas or lemons. The rootstock is not the type of fruit tree you are trying to grow....
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Tiger Rant
re: Anyone else having problems SECN+ - Dusty Bottoms
[quote]not for much longer though[/quote] Have they announced a date yet?...
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Tiger Rant
re: How early should students get there tonight? - Dusty Bottoms
[quote]I kind of want a seat towards the front so I was thinking like 4 or 4:30.[/quote] :lol:...
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O-T Lounge
re: Let's talk income redistribution - True or False - Dusty Bottoms
[quote]I was going to say that it was going to cause severe inflation and make everyone poor that way but it seems that it would just make every one lower middle class [/quote] Severe deflation in the US and severe inflation in 3rd world countries....
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Money Talk
re: Side jobs for extra $$$$ - Dusty Bottoms
[quote]Officiate a sport you like.[/quote] $25-40/hour...
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Tiger Rant
re: Home/Away Series - Dusty Bottoms
[quote]Don't see why we always go to their place first.[/quote] Exactly the point I came to make. Poor negotiating on our part....
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Tiger Rant
re: Odell Beckham named to Pro Bowl - Dusty Bottoms
Well-deserved!...
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Money Talk
re: Should I diversify my mutual funds? - Dusty Bottoms
[quote]But still, look into VGENX! [/quote] Good fund, but in OP's situation...just starting out and building a foundation, I would not focus on one sector. Ten years from now when he has a solid base, maybe so....
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Money Talk
re: Should I diversify my mutual funds? - Dusty Bottoms
[quote]I wouldn't keep contributing exclusively to a growth fund. So in a word, yes, diversify. I'd look at an index fund such as Vanguard Total Stock or S&P 500. [/quote] What??? Lifestrategy fund is comprised of 57% total stock market, 23% total int'l stock market and 16% total bond market a...
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Tiger Rant
re: Question about Bob Shoop that no one seems to have addressed... - Dusty Bottoms
LSU in and of itself will attract 4 and 5 star athletes. Look at what he did with the 2 and 3 stars....
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O-T Lounge
re: What's the smartest dog breed? - Dusty Bottoms
[quote]Chaser is a [b]Border Collie [/b] dog with the largest tested memory of any animal. She [b]can identify 1,022 toys by their name [/b] and retrieve them. She was taught by retired psychologist John Pilley, with the formal research published in Behavioral Processes written by Alliston Reid and ...
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Money Talk
re: 401k Deductions Returned? - Dusty Bottoms
[quote]Are you new to the company? If so, maybe somebody got your plan eligibility date screwed up and started your 401k contributions before you were eligible to join the plan. [/quote] Could also be this....
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Money Talk
re: 401k Deductions Returned? - Dusty Bottoms
The HCE rules you mention probably wouldn't hit him until next year, if applicable, since the test is backward looking. And he has only been with the company for a few months so it is unlikely he has exceeded that threshold already this year. Sounds more like a systemic problem to me, especially...
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Posts By Dusty Bottoms
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