| O-T Lounge|| re: LSU Biology doing work - Lake Vostok related - Volvagia on 3/2/15 at 4:39 am|
It is a fresh water lake that has been sealed for 20 million years.
High probability of otherwise extinct microbes in there. ...
| O-T Lounge|| re: 78 worry free payments for a total of $2339.22 - Volvagia on 3/1/15 at 9:06 pm|
[quote]Is that any worse than car financing or mortage?[/quote]
A home mortgage can be has for as low as 3%.
Cars typically a little higher 4-5%
If my math is right, the interest rate on that phone is 180%...
| O-T Lounge|| re: Astronomers Discover Black Hole As Massive As 12 Billion Suns - Volvagia on 2/26/15 at 3:11 pm|
And they ate up most of their fuel in a couple hundred million years to the sun's 5-6 billion?...
| O-T Lounge|| re: Astronomers Discover Black Hole As Massive As 12 Billion Suns - Volvagia on 2/26/15 at 2:58 pm|
The biggest shocker to me is how did a black hole even form that early, much less gather that much mass. ...
| O-T Lounge|| re: Astronomers Discover Black Hole As Massive As 12 Billion Suns - Volvagia on 2/26/15 at 2:43 pm|
If you want a WTF moment, black holes actually don't have mass.
It is impossible for matter to exist at the singularity of the black hole, not even the subatomic fragments of the broken up matter of what fell in.
When they say it's as massive as 12 billion Suns, they are merely sa...
| O-T Lounge|| re: Astronomers Discover Black Hole As Massive As 12 Billion Suns - Volvagia on 2/26/15 at 2:32 pm|
[quote]When we "see" black holes, we are looking from one focal point. So what's behind them? [/quote]
If you were close enough to see them then an distorted image of what's behind them can be seen around the rim due to gravitational lensing.
But we typically see them by unexplai...
| Money Talk|| re: Getting paid unused vacation time after leaving a company: law or courtesy? - Volvagia on 2/25/15 at 4:33 pm|
I have no idea which it is, but it was always my layman's understanding is that sick time was regarded as a benefit, but vacation time was considered part of your compensation and therefore owed on dismissal.
Its why you can get vacation pay in same cases even if you were fired for fricking up.
| O-T Lounge|| re: The world's most accurate or offensive map? - Volvagia on 2/17/15 at 12:05 pm|
Only chuckle was "closed ports"...
| Money Talk|| re: Rains it pours. Ramsey debt snowball and a dead air conditioner. Updated page 3 - Volvagia on 2/17/15 at 11:23 am|
[quote]There is a such thing as smart borrowing. Dave Ramsey doesn't teach that[/quote]
This is my main dislike for his advice.
He is good for the no discipline individual, but he makes very strong stances on things that just aren't open and shut situations.
The concept of debt as a neg...
| Money Talk|| re: Rains it pours. Ramsey debt snowball and a dead air conditioner. Updated page 3 - Volvagia on 2/16/15 at 6:48 am|
[quote]+1000 unless you feel like working 5 to 7 more years in your 60s [/quote]
Oh now come on.
I agree that dips into 401k should be taken only under certain situations (of which this is not one), but don't you think you are overstating by a fair bit?
Let's say I did it, and withdrew a...
| O-T Lounge|| re: Most amount of times you skipped a class in college yet still passed the class - Volvagia on 2/15/15 at 7:47 am|
In many of my classes I went to the first class or three to get a feel of the professor made it worth your time to go.
If not, I just showed up on test days. ...
| O-T Lounge|| re: The guy that walked to work for 10 years..... - Volvagia on 2/7/15 at 7:47 am|
I like to think that he does/did bike, but it was left out of the story. ...
| O-T Lounge|| re: The guy that walked to work for 10 years..... - Volvagia on 2/7/15 at 7:46 am|
Or how about the daily home cooked dinners as opposed to a fare home. ...
| O-T Lounge|| re: I've had enough of Bill Nye - Volvagia on 2/2/15 at 7:37 am|
[quote]he's not even a real scientist. pretty sure he only has a bachelor's degree[/quote]
While pretty much all PhDs are scientists, you don't need one to be a scientist.
You don't even need a bachelor's to be one. ...
| Movie/TV Board|| re: Original T-Rex from Jurassic Park back for Jurassic World - Volvagia on 2/2/15 at 3:03 am|
Would have loved for Attenborough to have been able to make some kind of appearance.......
| Movie/TV Board|| re: SIAP: Star Lord and Captain America made a Super Bowl bet *UPDATE* - Volvagia on 2/2/15 at 2:31 am|
| Money Talk|| re: Parking emergency money? - Volvagia on 2/2/15 at 2:15 am|
I have mine in a conservative allocation 66% diverse bonds, 33% large cap value stock in a Roth
I figure the earnings waiting for me to need it will exceed principal enough that it will protect it from the hypothetical situation of needing to withdraw in a fricked up market.
And I keep a grand...
| O-T Lounge|| re: Update: all charges dropped against cop-SWAT storm house, kills 7 year old girl - Volvagia on 2/1/15 at 3:11 pm|
Then there you go. Officer fricked up
But lawls at the other guy who says that he should have "protected the weapon." What exactly does that mean? Shooting the grandmother or cradling the gun and twisting his back to the assailant?...
| O-T Lounge|| re: How often do you bring up Tigerdroppings in normal conversation? - Volvagia on 2/1/15 at 3:09 pm|
Pretty much exactly that ...
| O-T Lounge|| re: I've had enough of Bill Nye - Volvagia on 2/1/15 at 11:34 am|
[quote]The millennials associate science with him and see him as an authority figure on the subject, even though his credentials aren't incredibly impressive. [/quote]
And while he isn't a Hawkings or anything, it's not like he just got an engineering degree and then went into the show biz.