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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 3:01 pm Is this the route you took, paying PMI up front? 5% down?...
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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 2:53 pm You're a good man :cheers:...
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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 2:51 pm [quote]If you dont do it up front it will be around 100-150 a month [/quote]
This is what I want to avoid
[quote]All of these estimates are for a credit score of 752 with a 4% interest rate[/quote]
I had a blemish a year or so ago. I don't think I'll be there by the time we're ready to buy...
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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 2:45 pm [quote]I can help you here. On a home with a purchase price of $250,000 with 5% down, up front PMI will be $4,180. Total cost at closing(including $12,500 down payment, all insurance, Pmi, etc) is $25,000[/quote]
Thank you sir. Will PMI still be about that amount if we put down 10%?...
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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 2:40 pm [quote]The upfront MI charge can be financed into the loan amount so it doesnt have to come out of your pocket[/quote]
I want it to come out of my pocket...
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Money Talk
 | re: Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 1:51 pm [quote]PMI is not charged upfront on conventional loans it's is charged monthly.[/quote]
I know it's normally charged monthly, but can't you pay it up front?
...
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Money Talk
 | Conventioanl Loan / PMI / Home Buying Questions - CQQ on 6/19/13 at 10:51 am With a conventional loan, how much will PMI be up front? Also, what is the minimum down payment/credit score to be approved? Also, what are the estimated closing costs on a home around $260,000?
Basically, to pay PMI up front, how much will it take out of pocket to get into a house in this range...
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O-T Lounge
 | re: Do Multivitamins Do Anything? - CQQ on 6/19/13 at 10:19 am I did notice the neon. I thought it was neat....
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O-T Lounge
 | re: My kids have racked up over $900 in in-app purchases on Clash of Clans - CQQ on 6/19/13 at 10:18 am :speechless: ...
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O-T Lounge
 | Do Multivitamins Do Anything? - CQQ on 6/19/13 at 10:18 am Anyone recommend on in particular? I tried one I found on Amazon, Opti Men, but I don't know if it did much. I have been feeling sluggish lately but I haven't been exercising in a few days. ...
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Money Talk
 | re: Paying off school loans vs Investing - CQQ on 6/19/13 at 8:36 am [quote]They usually do simple daily interest so it fricking accrues interest everyday[/quote]
Yeah, it's depressing to look at. Wife has a large amount from PT school and the interest comes out to $18 a day. A day!! ...
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More Sports Board
 | re: Game 6: Spurs-100 Heat-103 | Final- Game 7 Thursday Night, thanks Manu - CQQ on 6/18/13 at 11:11 pm Travel...
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More Sports Board
 | re: Game 6: Spurs-100 Heat-103 | Final- Game 7 Thursday Night, thanks Manu - CQQ on 6/18/13 at 10:53 pm This is fun...
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Tiger Rant
 | re: CWS: North Carolina 4, LSU 2 - Final - Tigers are eliminated - CQQ on 6/18/13 at 3:50 pm LULZ...
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Tiger Rant
 | re: CWS: North Carolina 4, LSU 2 - Final - Tigers are eliminated - CQQ on 6/18/13 at 3:47 pm The quality of these AB's are embarassing ...
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Tiger Rant
 | re: CWS: North Carolina 4, LSU 2 - Final - Tigers are eliminated - CQQ on 6/18/13 at 3:16 pm Eesh...
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Tiger Rant
 | re: CWS: North Carolina 4, LSU 2 - Final - Tigers are eliminated - CQQ on 6/18/13 at 3:14 pm Come on Raph :nana:...
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Tiger Rant
 | re: Radio for Alexandria/ Shreveport area - CQQ on 6/18/13 at 1:55 pm How about Lake Charles?...
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Tiger Rant
 | re: CWS: North Carolina 4, LSU 2 - Final - Tigers are eliminated - CQQ on 6/18/13 at 12:07 pm Can I watch on espn3.com? ...
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Outdoor Board
 | re: Tackle Help For Reds - CQQ on 6/18/13 at 10:29 am Hey guys, a few more questions.
If I am using the Carolina rig, what kind of hook and what kind of bait will I be using? Is this used for shrimp or plastics?
Also, can someone explain the concept of jig heads? When will this be a good method and with what kind of bait on it?...
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More Sports Board
 | re: Alex Len going #1 to Cleveland? - CQQ on 6/18/13 at 9:52 am [quote]I will fricking destroy Cleveland if they steal him[/quote]
You're as bad as Drake and his infatuation with Oladipo :lol:...
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Fantasy Sports Board
 | re: HT Fantasy Baseball League - Rosters in OP - CQQ on 6/17/13 at 7:33 pm 31 left Scherzer and Shields on the bench :crazy: ...
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Money Talk
 | re: Financial Goals and Milestones - CQQ on 6/17/13 at 3:37 pm [quote]So if you were young, bought a house, had little saved, you would likely have negative net worth?[/quote]
Depends on what kind of loan/% you put down. I have a home worth $112,000 (hopefully can sell for more) and I owe $101,000.
With my wife's student loans, we have a net worth of aro...
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Money Talk
 | re: PIMCO Funds Explained - CQQ on 6/17/13 at 1:43 pm [quote]Knowledge is $$$$$$$$$[/quote]
I don't know why I'm responding but I'll just say for someone who didn't know a thing about investing about 2 years ago, I've gotten more information from here than when I try to look it up on my own. People like Janky take the time to explain things so when ...
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Money Talk
 | re: PIMCO Funds Explained - CQQ on 6/17/13 at 12:43 pm [quote]If you are getting your info on a message board, that's a sure sign you need to leave your wife's retirement stuff ALONE.[/quote]
I disagree but thanks for your advice :cheers:...
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Pelicans Talk
 | re: Steve Gleason likes Pelicans' name but would prefer Cockroaches - CQQ on 6/17/13 at 12:22 pm That's a very compelling argument :bow:...
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New Orleans Saints Talk
 | re: WOW .... 790 The Zone in Atlanta making fun of Gleason - CQQ on 6/17/13 at 12:21 pm [quote]I served in the military and Gleason is more of a hero than most of the guys I served with. [/quote]
Did not know this, now I guess I have to like you :dunno:
:lol: :cheers: :usa:...
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New Orleans Saints Talk
 | re: WOW .... 790 The Zone in Atlanta making fun of Gleason - CQQ on 6/17/13 at 10:45 am [quote]Their Facebook is catching hell also.[/quote]
Good. I understand making a mistake but this is something that should never cross the mind of a normal human being, much less on the radio. To think someone actually had to come up with this idea and someone else probably approved of it is disg...
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New Orleans Saints Talk
 | re: WOW .... 790 The Zone in Atlanta making fun of Gleason - CQQ on 6/17/13 at 10:41 am [quote]I'm on the road and can't, but if Someone really wants to throw gas on this; email/ alert the national ALS foundation. Their supporters have personal experience with the disease. [/quote]
Good idea, I'm on it...
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New Orleans Saints Talk
 | re: WOW .... 790 The Zone in Atlanta making fun of Gleason - CQQ on 6/17/13 at 10:28 am [quote]somebody tweet Jim Rome, and Dan Patrick. [/quote]
Done...
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