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Money Talk
HELOC vs Refi - Do I have a poor strategy? - Sigma
House is paid off but we are planning a big remodel. Rather than a construction loan I think our best strategy is a HELOC. We will need about $150k, and I am trying to decide if, after the house is finished, I should: 1. Refi to a 30 yr (rate under 4%) 2. Refi to a 15 yr (rate under 3%) 3....
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O-T Lounge
What kind of shoes do you wear to take the dog out in the morning? - Sigma
I find this is the only acceptable use for crocs. House shoes and flip flops are out because it's usually wet. And I'm too lazy to tie anything....
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Money Talk
Real Estate Contract Interpretation - Sigma
We have signed a contract for a lot in a subdivision. Since, we have been told there will be a detention pond put in the back corner of the lot (subdivision not quite finished). Long story short, we no longer want the property and are trying to get our earnest money back. Contingencies in the co...
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O-T Lounge
Tutoring College Kids - Sigma
Anybody have experience charging for this kind of thing? It would be in Chemistry, probably weekly, 30 min or so. ...
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SEC Rant
Aggies, Michael Bennett? - Sigma
Undrafted, now unblockable in the Super Bowl for the second year in a row? (PSA: Game's on DVR, may not match current action)...
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Food and Drink Board
Grocery store salsa - Sigma
I've been working my way across the shelf at Kroger. The current leader is On the Border. Which ones do you like?...



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O-T Lounge
Sloping of a lot for runoff by city gov't - Sigma
We've bought a lot, which happens to sit more or less at the corner of the subdivision, and was just surveyed for the final time by the city. According to this survey, the back corner of the lot has to be sloped to help with runoff for the subdivision. Anybody know what the typical slope is for ...
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Money Talk
Buying a lot from a builder - Sigma
How does this usually work? We are interested in a lot in a subdivision owned and being built out by a builder. We will check out the specifics of course but I'd like to get an idea of what to expect. Does the contract with the builder usually cover the lot and the house? How does payment wo...
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Auburn Sports Board
Just really disappointed - Sigma
I thought we were on our way as a program, but these last two games put that in a lot of doubt. I'm not so much pissed off, just really disappointed. ...



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SEC Rant
Let's just say Bama beats MSU and Auburn beats UGA - Sigma
Mindsets could be totally altered by about 6:00 PM: MSU @ OM 2:30 PM AU @ Bama 6:45 PM If MSU wins, then AU knows it can't win the West. Bama knows they are in if they win. Will pride be enough for the Tigers? If OM wins, the winner of the game takes the West. And either MSU or OM fans...
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SEC Rant
Nick Marshall has more passing yards than Hutson Mason - Sigma
And you mutts are spouting off? Figures, I guess. :moon:...
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Money Talk
80/10/10 and 80/15/5 Mortgage Loans - Sigma
I've seen a few lenders offering these loans lately, and I am interested. But what about 80% primary with one company, and the second 10 or 15% second mortgage with another company? Anybody done this lately? If so, what kind of second mortgage did you get? 30 yr? ARM?...
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Auburn Sports Board
Holsey - Sigma
22 is suggesting Holsey is also having problems with Cheese. Saying this is the reason for the diminished role vs OM, which will continue this week. ...



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Tech Board
Total online backup - Sigma
I'm considering going the all-online backup route. I currently backup to an external drive which I plan to use for iPhoto and iTunes. I looked at carbonite but their big data plan is windows only. Anybody use iDrive? Anything else? I'd be needing >500 GB of storage. ...
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Auburn Sports Board
The Offense: Whatever the opposite of melting is, let's do it here - Sigma
We're rolling again. 254 passing, 248 rushing, against a very good defense. ...



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Tech Board
External Drive: HDD or SSD - Sigma
So I have an internal SSD in my iMac (2008, 24") that I've filled up. I need to move my iTunes music folder (~100 GB) to an external drive to free up space and need help deciding on the type. I'm almost positive my USB ports are 2.0, so would I benefit from an external SSD over an external HDD (7200...
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Auburn Sports Board
Tony Franklin in Berkeley - Sigma
[quote]BERKELEY, Calif. -- Tony Franklin is a fan of Tuesdays. He likes that it’s still dark when he leaves his home in downtown Berkeley around 6 a.m., and begins his walk to work. He usually stops at Starbucks and often to speak with some of the city’s homeless, including a local legend known as “...



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Auburn Sports Board
Gus vs Tubs - Sigma
Tommy did a lot of great things at AU, but during a week like this we never knew what kind of product he would put out on the field on Saturday. Possibly my favorite thing about riding The Bus is knowing that heading out to Starkville, the tank is full, oil's been checked, and we've got plenty o...



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Auburn Sports Board
Ladies, can we move on to LSU? - Sigma
Seriously, it's time. Change your rags and let's go! Should be a fun week on TD. Going to have to spend some time on the Rant. ...



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SEC Rant
Auburn: shocking stat - Sigma
And I'm not sure how I feel about it. Total yds, SEC ranking Offense, 7th Defense, 4th ...
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Topics By Sigma
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