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Topics By GenesChin
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Money Talk
FICO Credit Score Question: Auto Loan incorrectly reported as closed with balanc - GenesChin
Suntrust reported my auto loan as closed due to an error in their system but still reports the credit balance. How does that affect my credit score? -Auto loan is "youngest account" -All payments are reported on time and are current (July) -Balance is accurately reported -Account is reported a...
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Auburn Sports Board
Who went to the Herding of the Cow College/Fan Day? - GenesChin
There was no Duke (that I saw) but that isn't a surprise. I grabbed Prince Tega's autograph. Gambling on that potential and screw waiting in those lines...
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Auburn Sports Board
Would we have won more games with Nick Marshall at DB last year? - GenesChin
I was a huge fan of Nick Marshall as Auburn's QB. Guy is clutch, great for the offense and was underrated at QB. The question is though, would we have won more games with JJ at QB and Nick at DB? [link=(http://jacksonville.com/sports/football/jaguars/2015-07-31/story/jaguars-day-1-camp-report)]N...
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Money Talk
Anyone have to get their home's crawl space encapsulated? - GenesChin
I'm looking at encapsulating a crawl space and looking for expected costs and experiences Approx 1250 sqft for the crawl space...
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O-T Lounge
Anyone encapsulated their home's crawlspace? - GenesChin
Looking to buy a house but the crawl space almost for sure needs to be encapsulated. Anyone have this done? What was cost and things to look for? Approx 1250 SQFT for the crawl space...
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Money Talk
Mortgage Credit Inquiries not categorized as such - GenesChin
I had my credit pulled and came up with "too many credit inquiries in past 12 months" Looked at the report and most of the credit inquiries are from shopping my mortgage rates. I have 2 Auto inquiries that were withing 3 days of each other and 1 credit care inquiry. Wtf is going on?...
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Money Talk
Credit Score Questions - GenesChin
I'm trying to bump my wife up a notch while getting a mortgage and have some questions on how to do so 1- Her oldest credit history is approx 1.75 Years and avg is 1.2 Years. If she were to close an unused store card that is 7 months, would that help her out? 2- If I were to add her as authori...
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Money Talk
Where did you shop mortgage rates? - GenesChin
I am trying to find a lender with the best deal that isn't a POS to deal with during closing. Looking for some others as well I've started to look at USAA Penfed Sebonic Suntrust Consumer direct ...
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More Sports
Why do people vilify PEDs in sports? Ignoring legality argument - GenesChin
Most people enjoy viewing sports when they are at performed at the peak levels. (I don't see stadiums filled to watch pop warner football) So why is it that people wouldn't allow performancing enhancing drugs in sports (assuming no legal reprecussions)? -I guess there is a desire to see peaks of ...
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Auburn Sports Board
Auburn Uses Virtual Reality to help train players - GenesChin
[quote]Auburn is using a virtual reality system to help train players off the field. "We got a chance to get in front of them and let them show us something. We’ll see how it goes. We’ve done some during the summer. We filmed some things during spring practice. We’re starting to build that library o...
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Money Talk
Self Directed IRA Question - GenesChin
You can't do any dealings with your children or spouses of children. How does that apply to "future" spouses of children such as their fiance. For example, if you were to buy a home then resell it to the fiance, would that be disqualified because they potentially could be a future DQ'd person? AL...
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Money Talk
Talk to me about foreclosure homes + Homepath Sales - GenesChin
There is a property that is a homepath home that I think is a legit deal (unfortunately I would have to wait a year before I could pull trigger) It is something I plan on looking into down the road so I was wondering what people's thoughts were for someone looking to owner occupy the home **I...
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SEC Recruiting
Alabama fans, why was Jonathan Cook Processed®? - GenesChin
Jonathan Cook is going to Garden City Community College, former home of Nick Marshall. I was curious as to why Auburn's newest 2017 CB commit left Bama...
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Auburn Sports Board
Carl Lawson: What would you consider a "bad" year for him? - GenesChin
I, and many others, have expectations of Carl Lawson being 1st team All SEC, potential All American and generally playing like Dee Ford upgraded for run stuffing. Let's pump the brakes for a second and investigate how reasonable these expectations are and try to come up with realistic numbers/ex...
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Auburn Sports Board
The Forgotten Players: How are these players doing? - GenesChin
Looking for updates on some players and if they will get playing time (PT). Anyone know anything about how these guys are doing that I missed? Feel free to ask about others as well Deon Mix: Highly rated and never talked about ever competing for a role Jordan Diamond: Don't know if he is alway...
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SEC Rant
How many conference/national championships have you won since your rivals last? - GenesChin
[quote][b] Sports for Non Big 6 Members[/b] Choose sport of choice that you would like to compare[/quote] Auburn Football Alabama- 0 NC 0 Conf Auburn has won 0 since Bama won 14 SECC, 12 BCSNC) Georgia- 1 NC 2 Conf (UGA 1980, 2005) Auburn has 1 NC and 2 Conference titles since ...
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Money Talk
Capital Gains Tax Question - GenesChin
My fiance this year took a new job that puts her in the 15% Tax bracket for the year (took time off). From what I have read, people in the 15% bracket have a 0% Long term capital gains rate My fiance has $15,000-$20,000 in unrealized gains for stocks/funds she plans on holding long term Should...
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More Sports
NFL (or other sports) Players with drastic weight changes - GenesChin
I know there are some crazy stories of guys who gained a ridiculous amount of weight or shed a ton of weight, what all do you got? My two stem around guys who got fat while playing for the Lions. Nick Fairley went from ~295 to ~330+ while in Detroit. Looks like Gabe Wright also is subscribing to ...
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Money Talk
How to give Two Weeks Notice - GenesChin
Wife is putting in two weeks notice and looking for best way to do that. She works for a small firm and has a great relationship with the partners. It won't be easy for them to lose her because she works for a discount and they have had unexpected high turnover in past 3 months. It is obvious th...
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O-T Lounge
Whats the best one line/shorter length joke do you have? - GenesChin
My grandfather/former legal guardian seems to be on his deathbed and I am looking for something funny as a distraction. He currently is sleeping and I'm just trying to hold it together by not thinking about ut What do y'all got? **** Edited for people who don't realize it is not about the ver...
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Topics By GenesChin
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