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Money Talk
Bad Debt Expense Question - JoseVargasTX
I'm in a partnership/franchise and I take home 60% of net profit at the end of each month. My partner holds our line of credit and pays all of the bills through the parent company he founded. We pay 1.5% to bad debt on the P&L each month--I've been open since February and have paid in $60,000.0...


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Money Talk
0% interest question - JoseVargasTX
I've let the wife talk me into some purchases and I hate having monthly payments hanging over me. We are very liquid, but when we buy larger items or do home improvement projects, we always finance using 0% interest--I'm looking at about $10,000 in debt, all at 0% interest. All accounts are setu...


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O-T Lounge
Not signing a non-compete in a sales job - JoseVargasTX
Let's say you hired on, completed training and paperwork and company forgot to give you a non-compete to sign. A month later, boss forwards one to you and asks that you sign and return--you end up getting busy and forget about it and never sign and return the non-compete. Boss forgets it as well. ...


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Money Talk
non-compete question* EDIT and bump - JoseVargasTX
I've been with my company for two years. I work from home in sales. They sent a non-compete to me through email in about my second month and asked me to sign it. I honestly forgot and never signed it. I'm free and clear correct? Anything I should be concerned with if I leave current company? ...


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Food and Drink Board
Shreveport dinner spot? - JoseVargasTX
Going to the casinos from Dallas Saturday with friends and we're looking for a decent dinner spot. Anything highly recommended? Non-chain of course. Looking at pricing from $15 a person up to $35 a person. Let me know what you suggest!...


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Food and Drink Board
Stuffing a pork tenderloin - JoseVargasTX
Pot luck with friends this evening and I'm planning on stuffing a pork tenderloin--was thinking of cream cheese mixed with some chopped spinach, sausage, and a variety of white shredded cheeses. I'll fill the inside with this, tie it up and then cover the outside with a brown sugar, ground pecan, ga...


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Political Talk
This country and the people in it... - JoseVargasTX
Rex, DA, and others--how can you really have the belief that Obama is good for our country? Have you studied history? Do you not see the damages that he is inflicting on our country? Do you see what an ass-clown Joe Biden is? Does it bother you that he is a LIAR? Are you concerned with the direction...


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O-T Lounge
Buick Enclave Reviews - JoseVargasTX
Looking at getting the wife an Enclave and trading in the Sequoia--anyone have an Enclave? Likes/dislikes?...


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O-T Lounge
Playa del Carmen in two weeks - JoseVargasTX
Heading to Playa del Carmen in two weeks. I'll be staying at El Dorado Del Sol. Anyone been recently, and advice, must sees/dos? Thanks!...


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Money Talk
Rental property as a tax shelter - JoseVargasTX
Guys--not great on terminology here, but looking for advice on how to shelter some of my tax liability. I have recently changed careers and I'm making nice size commission checks. My wife is a teacher and brings in a decent income--together we're bringing in $175,000 and will be faced with $30,000 i...


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Money Talk
renovations on rental property and loans - JoseVargasTX
short and sweet: Opportunity to buy three duplexes and renovate them and then rent them out. I would want to finance the property and have a construction loan to do my renovations. Property is selling at 40% of appraised value before demo and renovations. This would be done with two other fam...


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O-T Lounge
New Orleans Bachelor Party Sunday night of National Championship - JoseVargasTX
Ok guys, little brother's bachelor party is Sunday night before the national championship. Not looking for blow or hookers. Need ideas on a good restaurant walking distance from Harrah's (not a tourist trap) for dinner and drinks. Nothing too outrageously priced either. After dinner, we're hitting b...


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Tiger Rant
Look rationally on the QB situation - JoseVargasTX
Les Miles recruited Jefferson and he has been a part of many wins on this football team the last three years. In my opinion, he made the wins hard to watch, but he has been a part of this team. You have to understand the connection between Jefferson and the coaches and Jefferson and his teammates. T...


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