| Money Talk|| Investing Outside Of Retirement - RickAstley on 5/21/13 at 10:33 pm|
Use $10k for the initial point of entry. Would it be ill-advised to sink all of it into one mutual fund?...
| O-T Lounge|| Anyone seeing an 'Experiment' message on YouTube? - RickAstley on 5/9/13 at 3:05 pm|
At the top of my YouTube I am seeing this message
[quote]Experiment: There may be confidential content in your search results. Please do not share outside Google. [/quote]
I found some links [link=(http://doubleupgaming.co.uk/experiment-confidential-content-search-results/)]LINK[/link] and [link...
| Money Talk|| What are some of the MT's opinions regarding a traveling career? - RickAstley on 5/8/13 at 9:12 am|
Does anyone here have a career that requires an extensive amount of travel per year? Do you regret going that route, or has it been a good change?
A little background:
At my current company, I work out of one office, with an occasional trip to the headquarters. There is another company I have be...
| Money Talk|| How does the board feel about free courses online? - RickAstley on 5/3/13 at 1:30 pm|
From the board's perspective, what is your thoughts on programs like Coursera? If you were hiring, would you be indifferent if the candidate had furthered their education through one of these programs, or would you see this as a positive for them?
A little background:
I have identified two cours...
| Money Talk|| Question for MT: Putting Finances on Cruise Control - RickAstley on 5/1/13 at 10:19 am|
It has been just over a year since I started browsing here and learning about money management. So far it has been very successful as far as spearheading my retirement plan and emergency savings. I max out my Roth IRA and contribute 10% of my salary to my 401(k). As for emergency savings, I have eno...
| Money Talk|| Retirement Book Suggestions - RickAstley on 4/1/13 at 2:55 pm|
I have done some searching through the board and I have seen two suggestions to consider for reads. One being "A Random Walk Down Wall Street" and the other being the "Bogleheads' Guide To Investing."
Does anyone have any other considerations to read for assisting with retirement planning? Can an...
| Money Talk|| When did you start investing outside retirement accounts? - RickAstley on 3/27/13 at 10:43 am|
Thread idea stolen from bogleheads [link=(http://www.bogleheads.org/forum/viewtopic.php?f=1&t=113444)]LINK[/link]. I am interested in knowing at what point MT reader's did investing outside of retirement. Was it before retirement investing, after a significant raise, etc...
I currently only do re...
| Money Talk|| In the Spirit of Tax Season: Organizing Documents - RickAstley on 3/26/13 at 1:05 pm|
Can anyone enlighten me on how you organize your tax related information?
After emptying out a bottle of Tylenol while completing my tax returns, I have identified a need for organizing all of my papers on a yearly basis. I am not as interested in knowing what storage medium is preferred, as I a...
| Money Talk|| Anyone here use PenFed? - RickAstley on 3/25/13 at 2:43 pm|
I'm thinking about shifting a portion of my emergency savings into some CDs and I have been looking at PenFed. Any feedback on going this route, or should I go another route?...
| Money Talk|| MT Guidance on Yearly Charitable Contributions - RickAstley on 3/20/13 at 11:55 am|
Can any of you provide me the right protocol for tracking charitable contributions in any given year, for tax keeping purposes?
Say I give 2 donations of $500 to a university. One being for athletics and the other $500 going towards a scholarship fund. What should I do upon each donation to make ...
| Money Talk|| Has anyone had any issue with their state 'Use' tax? - RickAstley on 3/11/13 at 2:04 pm|
I ordered several things off of Amazon last year and my orders did not include sales tax for my state. Does anyone have any experience with correcting this on their return?...
| Money Talk|| Is anyone here a Sound Mind Investing Subscriber? - RickAstley on 3/10/13 at 7:10 pm|
One of my coworkers has referred me to Sound Mind Investing (SMI) for starter advice regarding investing. He uses them for direction on his retirement plan and what his allocations are in his 401(k) and IRAs. I was wondering if anyone here is a subscriber and has any feedback regarding their experie...
| Money Talk|| Can anyone talk some sense into this idea? - RickAstley on 3/4/13 at 10:44 pm|
I still live in the same town as my college and work 20 minutes away. Just recently a 3 bed/3 bath condo was listed at $260,000 that I can only afford 12% down payment on. It is a prime location and is less than a mile from school. I would expect to live there for 2-3 years and rent out at least one...
| Money Talk|| What factors do you use to justify a car purchase? - RickAstley on 2/17/13 at 4:23 pm|
I am interested in the board's opinion on what factors play in to making a car purchase?
A handful of factors on my list:
- Gas mileage
- Purpose for vehicle
- Affordable insurance
- Car ratings/reports...
| Money Talk|| Ice breaking investing strategy - RickAstley on 2/16/13 at 12:53 pm|
I am gearing up to move from a passive learning approach towards investing, to actively investing along with my daily study. I want to take my first shot at investing to test my limits and record my mistakes.
What is the thoughts of the MT to opening an account on Vanguard with $1000 over the nex...
| Money Talk|| Money Board: Skeleton to Success Thread Request - RickAstley on 2/4/13 at 5:30 pm|
I, like everyone else, read this board for a number of reasons, ultimately with the goal to learn and share knowledge in order to make sound financial decisions. Whether the individual be in the middle of crisis, or out of plain boredom, the MT provides answers. As seen in some threads, users have m...
| Money Talk|| MT Advice For Vacation Planning - RickAstley on 1/8/13 at 2:59 pm|
Brief overview, I am constrained on time, and the vacation will be in 2 months to Washington, D.C. I have an expectation to spend $600-$800 total for round trip tickets, and hotel for 4 nights. That part I have mostly taken care of except finalize a payment. I am more interested in learning what wer...
| Money Talk|| Tips from MT Coin Collectors - RickAstley on 12/26/12 at 12:40 pm|
I have been doing some personal coin collecting over the last 4-5 months. I generally place all of my loose change in jars and then every so often I will get on a coin kick and filter the coins for specific years, wheat pennies, bicentennials, silver, minting errors, etc... I want to advance my coll...
| Money Talk|| Revisiting 2013 planning, 2 weeks before go live - RickAstley on 12/17/12 at 9:55 am|
I am revisiting an earlier thread I started [link=(http://www.tigerdroppings.com/rant/display.aspx?p=37043275)]LINK[/link] regarding 2013 budgeting. Have any of you made any last minute adjustments for next year? Are you planning on finding a new field of work, extra jobs, or learning investing stra...
| Money Talk|| Apple's upcoming developments - RickAstley on 12/7/12 at 10:53 am|
Who stands to gain the most with Apple's investing into Mac production in the U.S? Are there any companies that you will be paying more attention to i...
| Money Talk|| Question for LinkedIn Users - RickAstley on 12/5/12 at 9:45 am|
LinkedIn has offered me a free one month premium membership for the second month in a row. Is anyone here a premium member that might want to shed some light on the benefits of using this one month offer? And if I take this offer will I need to eyeball the date of expiration so they don't charge me ...
| Money Talk|| Maximizing Fund Opportunity - RickAstley on 12/3/12 at 4:59 pm|
I have yet to do any investing outside of retirement and savings. I am interested in the board's opinion on managing foreseeable upcoming expenses. I am primarily looking for ways to maximize my money's growth with low risk before it is time for the expenses. Obviously savings is low risk, but minim...
| Money Talk|| Advice from Job Opportunist - RickAstley on 11/14/12 at 1:49 pm|
My LinkedIn account has seen an increase in activity from recruiters lately. I am one year into my first job, and I am certainly comfortable with extending my stay for another year.
I declined two invitations to discuss opportunities with other employers because of the fact I am in no rush to lea...
| Money Talk|| Anyone here perform financial stress tests? - RickAstley on 11/5/12 at 3:10 pm|
Do any of you ever attempt to complete a stress test on what you save and invest? If so, what have you learned about yourself doing this?
1: Simulating a crash in the stock market?
2: Simulate being fired and learning how long you manage living strictly off of your emergency fu...
| Money Talk|| Random Resume/Credential Builders - RickAstley on 10/30/12 at 10:54 am|
I was reading through another thread and it interested me in knowing what random licenses, certifications, etc... the rest of the board has acquired to pad your resume with.
Along with that, any suggested cheap licenses that can be acquired that could assist one in the future regarding jobs or in...
| Money Talk|| 2013 Personal Budget Planning - RickAstley on 10/23/12 at 9:53 am|
I'm one year in to tracking and carefully planning my budget. I have overall broken away from winging it like I have the years prior. I have already worked on my 2013 spreadsheet and filling in the gaps that I am currently aware of.
As far as planning goes, what are some thing you guys start pla...
| Money Talk|| Budget Management Tools - RickAstley on 10/16/12 at 3:11 pm|
What does the board use to manage their yearly, monthly, weekly, etc... budget?
I have an excel spreadsheet that I track all of my income/expenses/investments with currently that has been a constant work in progress since I created it. My goal at some point is to make some quantitative analysis o...
| Money Talk|| Question for Investing With a Given Scenario - RickAstley on 10/9/12 at 7:35 pm|
Simply put, I am interested in learning how to make use and maximize a savings account. I want to know what some of you either did do, or would do if you were in the following situation.
1 year removed from college
No debt, consistent and stable income.
All bills/rent covered and money left ove...
| O-T Lounge|| What is a proper way alumnis sign emails? - RickAstley on 12/31/11 at 8:57 pm|
How would you place the following information in your email if you were signing off as an alumni and your years were 2007 - 2011?
B.S. Computer Science
Louisiana State University '11[/quote]...
| O-T Lounge|| Late Night Joke Thread - RickAstley on 12/19/11 at 10:59 pm|
A woman was shopping at her local supermarket, where she selected a quart of milk, a carton of eggs, juice, and a package of bacon. As she was unloading her items on the conveyer belt to check out, a drunk standing behind her, watched as she placed her items in front of the cashier.
The drunk sai...