| Money Talk|| Article On Managing Taxable and Tax Advantaged Accounts - RickAstley on 9/26/14 at 9:04 am|
For anyone who is looking for direction on what to purchase across their accounts, here is an informative [link=(https://personal.vanguard.com/us/insights/article/tax-time-kilroy-082014)]LINK[/link]. The article is geared towards allocation and taxes, but offers a chart at the bottom with a general ...
| Money Talk|| How Does Your Salary Compare To Others? - RickAstley on 9/18/14 at 9:22 am|
If you research the average salary for your position across the U.S. how do you stack up against it (using information from sites such as Glassdoor, and recruiting firms)? I am not necessarily asking about how you compare to your associates in the same position within your company.
I am approachi...
| Money Talk|| Marriage Roth IRA and Tax Questions - RickAstley on 9/17/14 at 11:12 am|
These questions are based on a status of Married and filing jointly for 2014 and going forward.
We both qualify and plan to max out our 2014 contributions towards our Roth IRA. My concern is if my wife makes less than $5,500 or if she does not work at all in 2015 will we still be able ...
| Money Talk|| MT: Keeping The Course - RickAstley on 9/4/14 at 10:01 am|
One thing I have learned from this board (and I have been reassured from outside of the board) is to keep the course with investing. So far my investing career is 2 years old with a horizon of 30-40 years at least. Per the suggestions in investing planning, I have increased my contributions with eac...
| Money Talk|| How To Manage Accounts For Marriage - RickAstley on 8/22/14 at 9:37 am|
I am looking for feedback regarding managing monetary accounts when married. Some background to start:
Mutual funds/stock ownership in a taxable account
Retirement (Roth IRA and 401k)
We wish to get feedback on what approach to take in ...
| O-T Lounge|| Summer Time Cooling Clothing - RickAstley on 7/2/14 at 4:28 pm|
Does anyone have suggestions for clothing with a cooling effect to wear? Much less under a suit? Sweating is unavoidable, but lately its been pretty intense wearing business attire. I am looking for suggestions for cooling materials....
| Money Talk|| Deconstruction and Recycling Opportunities - RickAstley on 6/4/14 at 9:06 am|
Does anyone here do any work involved with deconstruction, salvaging, and recycling? If so, I have a set of follow up questions for you:
1) How did you get started?
2) Perks of being in the field?
3) Downsides of being in the field?
4) For someone who wants to dabble into the field (such as blig...
| Tech Board|| Suggestions for Recycling or Repurposing Old Hardware - RickAstley on 5/29/14 at 9:22 am|
I have between 4-5 Xboxs and Xbox 360s that have experienced some failure in their lifetime. For example, the red ring of death. I really do not care to bring them back to life unless someone has a suggestion that makes too much sense to get them working again. I am looking more towards some suggest...
| Money Talk|| What CC services do you take advantage of? - RickAstley on 5/20/14 at 10:08 am|
Does anyone take advantage of additional services that your card provides such as travel insurance, concierge, discounts, etc...? And if so, what are they? Any suggestions for making it a habit to review and use these services when making purchases, rather then completely forgetting these perks exis...
| O-T Lounge|| OT Business Intelligence Experts - RickAstley on 4/4/14 at 9:15 am|
How did you get in the field, and what are your suggestions for experienced developers that are looking to join the ranks?...
| Money Talk|| Tips on reducing costs of a big vacation - RickAstley on 3/5/14 at 8:21 am|
What are some suggestions for maybe scoring a discount/upgrade on hotel, flights, food, etc... when vacationing 5 days or more? How does the board feel about contacting a travel consultant to assist with planning?
I am looking at a week long vacation plus 2 days of travel in about 6...
| O-T Lounge|| Tahiti, Cook Islands, or Hawaii for Honeymoon? - RickAstley on 2/24/14 at 10:04 am|
I am looking at any of these options for a honeymoon. I would go to an island in the Caribbean, but the wedding is during hurricane season. If you have been to either, or a preference to one over the other please provide me some feedback on why you chose that location and how was it.
My intent wa...
| Money Talk|| Vanguard Mutual Fund Recommendations? - RickAstley on 2/7/14 at 4:16 pm|
I made a slip up on my math for taxes last year and I am getting a $1300+ refund. Combine it with some money I have sitting in checking and I am interested in dumping it into either a new Vanguard fund, or dollar cost averaging it into my current VDAIX holding until I can convert to Admiral Shares. ...
| Money Talk|| CVS To Stop Selling Cigarettes By October - RickAstley on 2/5/14 at 7:50 am|
How do you guys feel about that? I know several here are invested in Philip Morris, and some might on CVS stock. Does this begin a trend for other companies to stop within the U.S.?
| Money Talk|| Engagement Ring Thread - RickAstley on 1/15/14 at 9:37 am|
I am seeking the board's advice for purchasing an engagement ring. It has been on my radar for sometime and now I am about to go through with the process of buying one. From the beginner's standpoint, what do I need to research about rings and diamond quality, and what is the ideal place to purchase...
| Money Talk|| MT: When do you decide to max out your 401k? - RickAstley on 1/2/14 at 1:28 pm|
At what point in your yearly planning does maxing out the 401k become feasible? What are some financial goals you aim to achieve first before locking money away in a 401k?
I have done enough saving the past 2 years to build up an adequate emergency fund and max out my Roth IRA. I contribute 10% o...
| O-T Lounge|| OT: Wireless keyboard and mouse recommendations - RickAstley on 12/8/13 at 6:59 pm|
I am in the market for a wireless keyboard and wireless mouse. Anyone have any suggestions regarding which brand offers the best?...
| Money Talk|| Credit Score Impact For Closing CC w/ Short Credit History - RickAstley on 12/6/13 at 1:33 pm|
I am ready to cancel a credit card that is costing me more than what it might be worth. I am interested in the board's opinion on what impact it may have on me.
I have recently acquired my 3rd credit card and boosted my credit limit comfortably. My credit history is just less than 2 ...
| Money Talk|| Guide To Beginning A Portfolio of Blue Chips - RickAstley on 12/2/13 at 4:55 pm|
I am looking to the board for assisting me and hopefully others with starting a portfolio invested solely in blue chip stocks. Some questions that I have, and others are welcome to ask more:
When building a portfolio of blue chips, what are some of the factors that play into what you are buying? ...
| Money Talk|| For what rate would you buy a CD? - RickAstley on 12/2/13 at 12:27 pm|
PenFed's rates have increased to 2%+ for 3-4 year CDs and 3% for 5 and over. I have noticed just a few months ago they were between .80% - 1.40%. Would anyone consider buying a CD outside of retirement? What kind of rate would be your buying point?...