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Money Talk
Recently married. W-4 question - LSU6262
I changed my W4 for federal to Married/head of household and my state to self + spouse. My wife changed hers the same way. We made no other changes to allowances or anything else. My net pay is increasing by $86 and hers is increasing by $90 per pay period. Are the tax benefits that significant?...
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Food and Drink Board
best place to eat in Lafayette? - LSU6262
Or close by? Bringing friends from Ohio. They been to prejeans and blue dog. Looking for something else, or should we stick with one of these two? ...



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Money Talk
thinking about refinancing. Should I pay off and stop using credit cards? - LSU6262
I have 3 credit cards that I rotate between for points. I pay off the balance every month so I never pay any interest. Should I pay these off in full and stop using for a couple of statement periods? Discover says my fico is 756, but I know the lenders will also look at my credit card utilization...
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Money Talk
USAA Insurance - LSU6262
Anyone here with them had any problems? I have my home and car with Allstate right now. Next month, I marry into a military family and will become eligible for USAA. If its cheaper to be at USAA vs Allstate, is it worth the change? I just don't won't any hassle if I have to file a claim. ...
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Movie/TV Board
watched The Loft last night. - LSU6262
It was an ok thriller. I thought the male leads had good chemistry and the acting was good. The females were pretty bad though. I'd say its worth a watch. ...
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Money Talk
does your company still offer a pension? - LSU6262
Mine does. they give 3% of salary @ 4.5% return ...
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Money Talk
Help spouse pay off debt? - LSU6262
My future wife has about $17k of debt that is around ~$600/month for min payments. I plan on helping her consolidate the debt. She has agreed, once we are married, to give me her credit cards and let me manage it for her. I make twice what she makes though and I am in a position to help her pay ...
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Money Talk
your 2014 401k rate of return? - LSU6262
7.10%...
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Money Talk
emergency fund. where do you have it? - LSU6262
I got my annual bonus and now have 4 months net pay that will be my emergency fund (I never had an emergency fund before). Should I just keep it in a savings account? I currently have a Roth 401k through work and a small traditional ira. ...
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O-T Lounge
direct primary care - LSU6262
Anyone heard of this concept? Basically, instead of paying insurance, month to month; you pay a primary physician a monthly fee. When you need to see your primary dr, there is no hidden fees because you are paying them directly and cutting out the confusing insurance. Thoughts? I think it's...
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Money Talk
sell house and invest equity or keep as rental? - LSU6262
which is generally the better option? I would still have a mortgage on the property, if keeping and renting. Or I could sell it and either use equity to pay down more on new house or invest it. ...
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Outdoor Board
biometric gun safe recommendations? - LSU6262
I plan on putting it in my drawer next to my bed. I need to be able to program at least two fingerprints (mine and my fiance) Any other recommendations besides biometric? I need to be able to open quickly without fail obviously because it's for defense. Not a deal breaker, but I would like o...
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Money Talk
If I participate in a Roth 401K at work, can I deduct $ contributed to IRA? - LSU6262
I feel like this is a stupid question, but where better to ask a stupid question? My 401k through my employer is a Roth. I contribute 5% of my income with 100% company match. If I contribute $5500 to my traditional IRA, I can deduct the full amount, correct? Thanks...
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O-T Lounge
Best outdoor charcoal grill <$100? - LSU6262
Weber? Char-Broil? Kingsford?...
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Money Talk
best debt consolidation options? - LSU6262
I'm trying to help my fiance consolidate and pay off her credit card debt. She owes a little less than $17000 @ interest rates in the 20 -25%. She is currently paying $635 / month just for the min payment. Her fico is 620. But, when I pulled her credit report she has a small medical bill that we...
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Money Talk
DMV sent me title to new truck. My bank should be lienholder - LSU6262
Someone messed up. I purchased a new Tacoma from a dealer in beginning of Dec. I financed $12k through my bank. Got the title for it in the mail today. It only has me listed as owner on it. Should I: A. call the bank B. call the dealer C. call the DMV D. default on loan, keep truck, ?...
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O-T Lounge
how to address a retired Judge? - LSU6262
Would it still be "Judge Smith" ...
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Money Talk
Adjusting tax withholding for annual bonus - LSU6262
I will receive 20-25% of my salary for my bonus in February. My company pays it on a separate check. I have heard of other employees claiming "exempt" right before the bonuses are paid. Is this a good idea? ...
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Tech Board
Looking for super fast charger for galaxy s 4 - LSU6262
I've looked on Amazon at different micro usb but I really don't know what specs I should be looking for. Any one have and good chargers/cables to suggest? ...
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Tiger Rant
who are we rooting for today? - LSU6262
I know the west is a long shot, but still who do we need to win and lose...
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Topics By LSU6262
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