| Money Talk|| thinking about refinancing. Should I pay off and stop using credit cards? - LSU6262 on 3/2/15 at 11:04 am|
I have 3 credit cards that I rotate between for points. I pay off the balance every month so I never pay any interest. Should I pay these off in full and stop using for a couple of statement periods?
Discover says my fico is 756, but I know the lenders will also look at my credit card utilization...
| Money Talk|| USAA Insurance - LSU6262 on 2/26/15 at 10:52 am|
Anyone here with them had any problems?
I have my home and car with Allstate right now. Next month, I marry into a military family and will become eligible for USAA. If its cheaper to be at USAA vs Allstate, is it worth the change? I just don't won't any hassle if I have to file a claim. ...
| Movie/TV Board|| watched The Loft last night. - LSU6262 on 2/25/15 at 4:23 pm|
It was an ok thriller. I thought the male leads had good chemistry and the acting was good. The females were pretty bad though. I'd say its worth a watch. ...
| Money Talk|| does your company still offer a pension? - LSU6262 on 2/23/15 at 2:07 pm|
Mine does. they give 3% of salary @ 4.5% return ...
| Money Talk|| Help spouse pay off debt? - LSU6262 on 2/20/15 at 1:06 pm|
My future wife has about $17k of debt that is around ~$600/month for min payments. I plan on helping her consolidate the debt. She has agreed, once we are married, to give me her credit cards and let me manage it for her.
I make twice what she makes though and I am in a position to help her pay ...
| Money Talk|| your 2014 401k rate of return? - LSU6262 on 2/13/15 at 10:33 am|
| Money Talk|| emergency fund. where do you have it? - LSU6262 on 2/7/15 at 7:37 pm|
I got my annual bonus and now have 4 months net pay that will be my emergency fund (I never had an emergency fund before).
Should I just keep it in a savings account? I currently have a Roth 401k through work and a small traditional ira. ...
| O-T Lounge|| direct primary care - LSU6262 on 2/6/15 at 2:33 pm|
Anyone heard of this concept?
Basically, instead of paying insurance, month to month; you pay a primary physician a monthly fee. When you need to see your primary dr, there is no hidden fees because you are paying them directly and cutting out the confusing insurance.
Thoughts? I think it's...
| Money Talk|| sell house and invest equity or keep as rental? - LSU6262 on 2/3/15 at 12:11 pm|
which is generally the better option? I would still have a mortgage on the property, if keeping and renting. Or I could sell it and either use equity to pay down more on new house or invest it. ...
| Outdoor Board|| biometric gun safe recommendations? - LSU6262 on 1/25/15 at 11:08 am|
I plan on putting it in my drawer next to my bed. I need to be able to program at least two fingerprints (mine and my fiance)
Any other recommendations besides biometric? I need to be able to open quickly without fail obviously because it's for defense.
Not a deal breaker, but I would like o...
| Money Talk|| If I participate in a Roth 401K at work, can I deduct $ contributed to IRA? - LSU6262 on 1/20/15 at 10:20 am|
I feel like this is a stupid question, but where better to ask a stupid question?
My 401k through my employer is a Roth. I contribute 5% of my income with 100% company match.
If I contribute $5500 to my traditional IRA, I can deduct the full amount, correct?
| O-T Lounge|| Best outdoor charcoal grill <$100? - LSU6262 on 1/15/15 at 9:38 am|
Weber? Char-Broil? Kingsford?...
| Money Talk|| best debt consolidation options? - LSU6262 on 1/1/15 at 3:15 pm|
I'm trying to help my fiance consolidate and pay off her credit card debt. She owes a little less than $17000 @ interest rates in the 20 -25%. She is currently paying $635 / month just for the min payment.
Her fico is 620. But, when I pulled her credit report she has a small medical bill that we...
| Money Talk|| DMV sent me title to new truck. My bank should be lienholder - LSU6262 on 12/31/14 at 12:34 pm|
Someone messed up.
I purchased a new Tacoma from a dealer in beginning of Dec. I financed $12k through my bank. Got the title for it in the mail today. It only has me listed as owner on it.
A. call the bank
B. call the dealer
C. call the DMV
D. default on loan, keep truck, ?...
| O-T Lounge|| how to address a retired Judge? - LSU6262 on 12/24/14 at 10:34 am|
Would it still be "Judge Smith" ...
| Money Talk|| Adjusting tax withholding for annual bonus - LSU6262 on 12/15/14 at 4:59 pm|
I will receive 20-25% of my salary for my bonus in February. My company pays it on a separate check. I have heard of other employees claiming "exempt" right before the bonuses are paid. Is this a good idea? ...
| Tech Board|| Looking for super fast charger for galaxy s 4 - LSU6262 on 11/8/14 at 11:11 am|
I've looked on Amazon at different micro usb but I really don't know what specs I should be looking for.
Any one have and good chargers/cables to suggest? ...
| Tiger Rant|| who are we rooting for today? - LSU6262 on 11/1/14 at 7:37 am|
I know the west is a long shot, but still who do we need to win and lose...
| O-T Lounge|| 4 prong or 6 prong platinum ring for 1.58 carat diamond? - LSU6262 on 8/11/14 at 1:51 pm|
4 prong would make it appear larger but have a square look. 6 prong would appear round and would be more secure.
I'll hang up and listen....
| Money Talk|| how much to charge girlfriend for rent? - LSU6262 on 7/16/14 at 6:00 pm|
She is very serious girlfriend. I asked her to move in with me. She agreed and asked me to tell her how much rent for her to pay.
My mortgage payment is $772/month. My utilities are around $150. I don't have tv, but my internet is $80.
She currently pays $400 for rent and shares the house wi...