| Money Talk|| Question about PMI on conventional loan - CQQ on 3/5/14 at 10:57 am|
Putting 5% down and I want to pay $4000 to avoid all PMI. Rate will go up to 4.5% and another bank is telling me they don't offer up front PMI but rate is 4.12% and paying $140/mo PMI. Even with the higher rates, I will save $100.
Question is, does PMI drop off? I heard last June they passed some...
| O-T Lounge|| Ideas/Costs to Redo This Built In - CQQ on 3/5/14 at 9:38 am|
We are going under contract on this house. I'm not a fan of the tv over the fireplace so I'd like to get someone to redo this built in. Curious which way you guys would go with it, who to use (carpenter or cabinet shop), and a rough $$ estimate it would cost.
| Money Talk|| Best ways to advertise for sale by owner - CQQ on 3/4/14 at 8:42 am|
Trying to sell our little starter home but refuse to pay someone $6500 to list it. I've got it on Zillow and in the paper. I know you can pay to get it in FSBO.com and Realtor.com but I don't know if that's necessary. I have a contingent offer on a house and need to be under contract on mine in 30 d...
| Money Talk|| Buying a foreclosed home - CQQ on 2/26/14 at 10:53 am|
What is this process like? There are a couple here that are on Zillow. Heard they are a pain but might be worth it to get the pricing. ...
| O-T Lounge|| Anyone have any bike recommedations? - CQQ on 2/25/14 at 2:39 pm|
Something I can ride routinely around my neighborhood but also take to a few small trails/camping. What kind of bike would this be? I don't need anything fancy, preferably in the $200 range....
| Pelicans Talk|| Why I want to keep Demps - CQQ on 2/25/14 at 9:27 am|
I guess I'm in the minority here but I'm still a DD fan. He's acquired a lot of talent since he's gotten here. He's made 2 big mistakes (EG + Monty). I still think the Jrue trade was a win and Tyreke can still be a win with the right coach. By no means am I saying he's the perfect man for the job bu...
| More Sports Board|| JR Smith is why I love America - CQQ on 2/25/14 at 9:08 am|
Got to be the only country where you can make $34 million by the time you're 28 by acting like this. I think he's entertaining and it's incredibly awesome that he's on the Knicks.
[quote]J.R. Smith denies headband grab[/quote][img]http://img.gawkerassets.com/img/19gqgumobcrb9gif/ku-xlarge.gif[/im...
| Movie/TV Board|| Just finished Short Term 12 - CQQ on 2/23/14 at 12:26 pm|
Would recommend, really good movie...
| Pelicans Talk|| Need 1 for PT fantasy baseball league - CQQ on 2/21/14 at 6:51 pm|
Check fantasy board
$25 buy in...
| Money Talk|| Estimated Closing Costs + Up Front PMI Costs - CQQ on 2/20/14 at 9:06 am|
Trying to come up with a round-about $$ amount to save before looking at houses.
Will look at a house in the $250,000 range
Won't be doing 20% down but I'd like to do at least 10% plus PMI up front.
Down payment = $25,000
PMI = $5,000 ???
Closing Costs = $8,000 ??
Would be buying in so...
| Food and Drink Board|| Chicken & Sausage Jambalaya Recipe - CQQ on 2/14/14 at 2:53 pm|
Hey guys, I'm looking for a fairly easy, step by step guide on cooking a jambalaya from scratch. Never attempted one but would like to try it this weekend.
From the search engine, I'm assuming tomatoes are bad. Pretty much every recipe I see online calls for them so I am coming here. ...
| Money Talk|| Student Loan Question - CQQ on 2/12/14 at 8:40 am|
Wife's PT school student loan summary below:
We chose to pay them off in the shortest time frame (10 years), hopefully sooner. Do we have any options here as far as consolidating? We know nothing about going about this but notice the high...
| Fantasy Sports Board|| 2014 Baseball Slow Mock - PAP OTC 7.8 - CQQ on 2/10/14 at 9:48 am|
Rolldatroll - Mike Trout
MWG - Miguel Cabrera
CE - Paul Goldschmidt
Honkus - Andrew McCutchen
Lobster - Bryce Harper
Vicks - Chris Davis
31 - Carlos Gonzalez
Pap - Hanley Ramirez
TTJr - Clayton Kershaw
None - Robinson Cano
CQQ - Ryan Braun
lapistola - Jacoby Ellsbury
| Money Talk|| Question about taxes - CQQ on 2/8/14 at 1:18 pm|
We just filed on TurboTax and got a $3000 refund from fed. And $500 from state. We had a baby in December so I guess that made us get more. My question is, how do we avoid this and get as close to $0 as possible? We both claim married & 1. One of us needs to claim our son. Not sure what else we can ...
| Money Talk|| CPA or TurboTax - CQQ on 2/6/14 at 11:00 am|
Curious which route you guys go. Wife usually does ours on TurboTax, just curious if a CPA can get us more and pay for itself.
Own a home
4 W2's between wife and I (I worked 2 jobs and she has one for her job and Sunlife for STD from baby)
Had a baby in December
That's pretty mu...
| LSU Recruiting Board|| Quinn and BH are happy (pic) - CQQ on 2/5/14 at 9:57 am|
| O-T Lounge|| Thoughts on this KCCO fad - CQQ on 2/4/14 at 2:23 pm|
Saw a guy yesterday with a KCCO and Bill Murray sticker on his truck yesterday. I browse the pictures but what's with all the apparel/merchandise? ...
| Money Talk|| Fidelity or Vanguard - does it matter? - CQQ on 1/31/14 at 2:31 pm|
I opened a Fidelity Roth IRA a few months back but have yet to contribute to it. I see a lot of talk about Vanguard on here. Should I close my Fidelity IRA and open one on Vanguard instead? Is it possible to close the account? Will I avoid more fees switching to Vanguard?
ETA - I chatted with a F...
| Fantasy Sports Board|| Pelicans Talk Fantasy Baseball League - Draft Changed - 3/11 @ 7:30 - Paging DCB - CQQ on 1/29/14 at 3:20 pm|
Paypal is firstname.lastname@example.org
1. CQQ - Paid
2. Socks - Paid
3. Fear -
4. Lobos - Paid
5. Coach D - Paid
6. DCB -
7. Darryl - Paid
8. tThomasJR - Paid
9. Pap - Paid
10. None -
11. Honkus - Paid
12. Drake -
| O-T Lounge|| KPLC (LC) Facebook chat re: Obama last night - CQQ on 1/29/14 at 1:06 pm|
Some decent commentary going on here. Especially impressed with Ashley, Santana, and Melody.
| Pelicans Talk|| #HireMalone - CQQ on 1/24/14 at 8:41 pm|
Karls too old, bring Malone back where he belongs. Keep Monty to complete tank.
| More Sports Board|| MLB Top 100 Prospects Revealed - CQQ on 1/23/14 at 10:04 pm|
[quote]1 - Byron Buxton, OF (MIN)
2 - Xander Bogaerts, SS (BOS)
3 - Ocscar Taveras - OF (STL)
4 - Miguel Sano, 3B (MIN)
5 - Archie Bradley, RHP (ARI)
6 - Taijuan Walker, RHP (SEA)
7 - Javier Baez, SS (CHC)
8 - [b]Carlos Correa, SS (HOU)[/b]
9 - Kris Bryant, 3B (CHC)
10 - Francisco Lindor,...
| O-T Lounge|| Brother stands by sister with spinal disorder - CQQ on 1/22/14 at 7:15 pm|
We need more like this kid :cheers: :cheers:...
| Fantasy Sports Board|| Baseball Keeper Help - CQQ on 1/21/14 at 10:53 am|
As you can see, it's a points league H2H (12 teams) and pretty pitcher heavy. I need to choose 4 keepers. I traded my 2nd and 4th round picks last year. I'd like to keep 3 pitchers but I don't think it's possible.
| Movie/TV Board|| Finally watched the Dexter finale - SPOILERS - CQQ on 1/19/14 at 10:55 am|
What a pile of shite. Dumping your own sister into the ocean and faking your own death, really? REALLY?
Never saw this coming after the 1st half of the series was so great...
| More Sports Board|| I want to become an umpire - CQQ on 1/16/14 at 1:51 pm|
Anyone umped little league games recently? I'm ready to go toe to toe with the parents. Is this a horrible idea? I love baseball and live within walking distance from south Lake Charles little league fields....
| Money Talk|| Selling house without a realtor - CQQ on 1/16/14 at 8:59 am|
Is this advised if you have no idea what, where, or how to start?
We have a starter home that we paid $108,000 for. It was appraised at the time for $112,000 and we have $101,000 left. I'm in south Lake Charles (soon to be booming) and I'm hoping in about 2 years I can get close about $115,000 o...
| Pelicans Talk|| EG > Harden - CQQ on 1/15/14 at 8:08 pm|
Wheres Fear and Danman tonight? ...
| Movie/TV Board|| Blue Caprice - Anyone Seen It? - CQQ on 1/14/14 at 12:45 pm|
Been looking forward to getting this via Netflix
85% on RT
| Pelicans Talk|| Do these injuries buy Monty another year? - CQQ on 1/10/14 at 8:39 pm|
I'm bummed about these injuries but I can see this buying Monty more time and, frankly, thats just as bad as the injuries. At least with him, we will be able to unintentionally tank....