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Message
Posted on 10/5/17 at 11:16 pm to Toddy
same as making company cover you with a preexisting health issue
don't rebuild in flood zone
Posted on 10/5/17 at 11:23 pm to Toddy
I have an insurance agency in gulf shores, al, and I (anonymously) agree with this.
Posted on 10/6/17 at 1:15 am to Toddy
quote:The original FEMA concept was a revision of building codes for new construction.
Trump wants to end federal flood insurance in flood prone areas
I'm in agreement with him on this.
That piece was never enforced.
There is no excuse for non-elevated construction of new buildings, certainly of new homes in flood prone areas. Yet that is exactly what we have in some locales. Sandy's residential devastation to the NJ Shore increased multifold because costal homes there were built on slabs . . . in the POST FEMA period.
That is stupid!
Same in South Florida, where in costal locations like Jupiter (elevation ~6ft) million dollar plus, non-elevated homes are being built right now. There are entire upper-end neighborhoods of new construction throughout south Florida built at ground-level. It's inexplicable.
By comparison SC costal code calls for 15' elevation with ground-level breakaway or flow-through construction. Yet here's the kicker. Somehow insurance costs are basically unaffected. Our insurance costs run about the same as those of non-elevated Atlantic coastal neighborhoods.
Geaux Figure.
This post was edited on 10/6/17 at 1:17 am
Posted on 10/6/17 at 3:08 am to Toddy
He's right. He's also not the only one calling for this. We have places in Houston that flooded last summer and again this summer. Our idiot mayor proposed raising property taxes so everyone "shares in the burden". So much pushback that he dropped it.
If you build in an area that flooded before... guess what??
If you build in an area that flooded before... guess what??
Posted on 10/6/17 at 6:00 am to Tridentds
My area North if I-10 never flooded until dipshits built up in Youngsville which was the flood basin for Lafayette. They also failed to cut proper drainage. Is, the water backs up and we flood. My home never comes close to having water, but I’m in a flood plane. I’m fricked because of other morons.
Posted on 10/6/17 at 6:19 am to CoachChappy
While I agree with it, it would have a significant affect on property values... That is probably what will ultimately kill it...
No where near knowledgeable enough on the subject, but why in some cases will the government "buyout" a property that has flooded (meaning no one can put a permanent structure on that property again) and move entire towns but leave others as is only to flood again and again and again?
No where near knowledgeable enough on the subject, but why in some cases will the government "buyout" a property that has flooded (meaning no one can put a permanent structure on that property again) and move entire towns but leave others as is only to flood again and again and again?
Posted on 10/6/17 at 7:04 am to NC_Tigah
quote:
There is no excuse for non-elevated construction of new buildings, certainly of new homes in flood prone areas.
This is correct.
The headline with "end" is not accurate in the whitehouse statement.
With very few exceptions, almost all of the homes in the Lower Keys built after the flood maps are afforded very limited coverage under NFIP. Those homes are raised but if they decided to building living areas under the main dwelling they basically are SOL under their flood policy.
Also there is an issue with FEMA coming in and extending flood assistance for those that pay zero into the NFIP program. FEMA has spent billions when that money could be used to help subsidize the program to help make NFIP even more affordable which would have more people paying into the program.
Posted on 10/6/17 at 7:08 am to Chad504boy
quote:
Private insurers aren't offering coverage on known flood risks, zero security in the future market
Maybe thats a sign that we should not develop in flood plains
This post was edited on 10/6/17 at 12:47 pm
Posted on 10/6/17 at 7:54 am to Toddy
What does that have to do with butt sex?
Posted on 10/6/17 at 7:59 am to Toddy
Good. The Federal Flood Insurance Program subsidizes poor planning and development and should be abolished. The results have actually CAUSED flooding in areas that used to never flood.
Posted on 10/6/17 at 8:11 am to Chuker
quote:
damn toddy, you must've gotten a taste of some pussy
Posted on 10/6/17 at 8:13 am to Mr.Perfect
quote:
There is no justification for subsidizing coverage for people who knowingly build in an area that will flood
Mathematically speaking, most areas of the country short of say the Appalachians and Rockies are prone to flood over a long enough time period.
How would the residents of Baton Rouge react to your sentiment?
Posted on 10/6/17 at 8:16 am to Chad504boy
That's exactly the point! Why build somewhere that any company within their right mind would avoid covering you?
They are talking about new construction only...
They are talking about new construction only...
Posted on 10/6/17 at 8:22 am to Toddy
quote:
flood plane
I would like to know how this works
Posted on 10/6/17 at 8:27 am to NYNolaguy1
quote:
Mathematically speaking, most areas of the country short of say the Appalachians and Rockies are prone to flood over a long enough time period.
How would the residents of Baton Rouge react to your sentiment?
There's no reason why the American taxpayer should subsidize folks who build along rivers or in a swamp There's a reason why the first house on Burbank Road (built long before the road was there) is on stilts.
Posted on 10/6/17 at 8:29 am to AU86
quote:
Toddy has finally given in. He is a Trumpkin now.
When does he get his coat?
Posted on 10/6/17 at 8:35 am to Bunyan
quote:
WTF?!
Some people have the mental capacity to be able to form opinions based of an idea's merits and not just blindly support or oppose ideas based on the party of the person who came up with them.
Posted on 10/6/17 at 8:41 am to Tchefuncte Tiger
quote:
There's no reason why the American taxpayer should subsidize folks who build along rivers or in a swamp There's a reason why the first house on Burbank Road (built long before the road was there) is on stilts.
What period of storm do you think should be the cutoff?
100 year? 500 year? 1000 year?
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